1. videoexercise1
Dr. Jean’s Banana Dance

2. Banking In the Philippines
A close up look

3. Banking In the Philippines
• How many banks are • 38 Universal &
there in the Philippines? Commercial Banks
• 73 Thrift Banks
SOURCE:• BangkoSentral • 647 Rural &
Ng Pilipinas Cooperative banks
www.bsp.gov.ph

4. Banking In the Philippines
• Who supervises banks • BSP(Bangko Sentral ng
in the Philippines? Pilipinas)
• PDIC(Philippine Deposit
Insurance Corporation)

5. VIDEO PRESENTATION1
About Bangko Sentral ng Pilipinas

6. Banking In the Philippines
• Which banks are put to close • Export and Industry Bank
or “under receivership” • First Provincial bank, Inc
recently? • Rural bank of
Giugacuit(Surigao del
Norte)Inc
• SOURCE: GMA Newstv/BSP • Rural bank of nasugbu, Inc
(January-April2012) • Cooperative bank of Iloilo. Inc
• Rural bank of Luna(La Union)
Inc

7. What technologies do banks utilize
today?
MICROFINANCE
• offers financial services to SMEs to launch their projects
• The Philippines is recognized worldwide as one of the leaders in the
development of the microfinance industry.
• First in Asia-Pacific to adopt microfinance in its central banking
SOURCE: Fiscal Policy and Planning OfficeDepartment of FinanceDOF
/www.dof.gov.ph http://ncc.dof.gov.ph

8. What technologies do banks utilize
today?
MOBILE BANKING
• Access your checking, savings, credit card, mortgage, line of credit, loan, and other
accounts Pay bills and use ATM
• From 9,847 units of Atmin 2010, 474 new ATMs are put up every year.
• There were 63 banks offering electronic wallet, 27 banks with cash/remittance
card products, 39 banks with internet banking, 17 banks offering phone banking
(computer-based, non-mobile), 23 banks engaged in mobile banking, 12 banks
with proprietary services and 21 banks with hybrid mobile/internet via BancNet-
MegaLink switch banking services.
SOURCE: http://www.tradechakra.com/economy/philippines/philippines-monetary-
policy-236.php

9. What technologies do banks utilize
today?
BANCASSURANCE
• The selling of insurance products(Life to non-
life) by a bank to its customers
• Accounts 65% of the total products sold by
banks

10. What technologies do banks utilize
today?
RETAIL WEALTH MANAGEMENT
• Advisor ship on retaining wealth, business, clients,
and/or acquiring new ones.
• Targets young investors showing interest on mutual
funds and retail investment products

11. Banking System Developments(2011)
1.HIGH BANK EARNINGS. Banks remain profitable
on the back of cost-efficient operations. Net
profit stood at P51.9 billion, 28.0 percent higher
than the P40.6 billion posted same period in
2010. This is nearly three-fifths of the full year
2010 net profit of P91.2 billion.

12. Banking System Developments(2011
2.STEADY ASSET EXPANSION. Total resources
reached P7,018.0 billion and were 11.5 percent
higher than the P6,295.5 billion recorded a year
ago. Total resources remained principally funded
by deposit liabilities (73.5 percent) and owner’s
capital (12.0 percent).

13. Banking System Developments(2011
3.STRONG CREDIT GROWTH. Core lending (total loan
portfolio net of interbank loans or IBL and reverse
repurchase or RRP with BSP and other banks) posted a
double-digit growth of 17.1 percent to P3,043.5 billion
from P2,599.6 billion a year ago. The growth was
almost twice the recorded expansion of 8.5 percent a
year ago

14. Banking System Developments(2011
4.IMPROVING LOAN AND ASSET QUALITY. Key
ratios were back on their pre-crisis levels with
banks’ NPL ratio further easing to 3.1 percent
from year ago’s 3.9 percent while NPA ratio
similarly improved to 3.6 percent from 4.4
percent a year ago. This was backed by
adequate loan loss provisioning

15. Banking System Developments(2011
5.GROWING DEPOSIT BASE. Deposit liabilities
grew by 8.5 percent year-on-year, an
indication of continued confidence in the
banking system.

16. Banking System Developments(2011
6.AMPLE LIQUIDITY. Liquid assets-to-deposits
ratio rose to 57.1 percent from 54.9 percent a
year ago.

17. Banking System Developments(2011
7.SOUND CAPITALIZATION. Banks enhanced their
solvency as capital adequacy ratio (CAR)
remained above regulatory and international
standards at 17.4 percent on a consolidated basis
and at 16.5 percent on a solo basis as of end-
March 2011.

18. Video Presentation2
Philippine Money Museum

19. References
• BangkoSentral Ng Pilipinas www.bsp.gov.ph
• MGANEWSTV/SONA
• http://www.tradechakra.com/economy/philippines/phi
lippines-monetary-policy-236.php
• Fiscal Policy and Planning OfficeDepartment of
FinanceDOF /www.dof.gov.ph http://ncc.dof.gov.ph
• Youtube.com

20. Videoexcercise
Dr. Jean’s Macarena dance