1. Curriculum Vitaè
CA. Sachindra Kumar Rai
E-mail: ca.sachindra@hotmail.com
Phone (India) : + 91.9819119101
Career summary
Chartered Accountant by professional having more than 11 years of hand on experience. The
array of experience enriched with overseeing overall compliance function of bank including
business advisory, framing policies and procedures, implementation AML/KYC guidelines,
implementation of Risk Based Supervision, sanction monitoring, transaction monitoring,
systems auditing, imparting trainings, risk based internal audits of almost all verticals of
banking, fraud investigations etc.
Qualification and skills
Clutched:
Fellow (FCA) The Institute of Chartered Accountants of India (India) 2003
CISA (Certified Information System Auditor) from ISACA, USA 2008
Certified Banking Compliance Professional from Indian Institute of
Banking and Finance (India) 2014
CAIIB, Indian Institute of Banking and Finance (India) 2007
Certificate in IT Security Indian Institute of Banking and Finance (India) 2014
Certificate in SME Finance for Banker Indian Institute of Banking
and Finance (India) 2010
Certificate in AML-KYC, Indian Institute of Banking and Finance (India) 2007
CeISB, Indian Institute of Banking and Finance (India) 2007
CTF, Indian Institute of Banking of Finance (India) 2007
B.Com. Deen Dayal Upadhyay University, Gorakhpur (India) 1998
Certificate Course in ‘The RTI Act, 2005’ The Centre for Good
Governance (CGG), Hyderabad, in collaboration with the Department
of Personnel and Training, Ministry of Personnel, Public Grievances
and Pensions, Government of India 2010
Certificate course on “Forensic Accounting and Fraud Investigation”
from The Institute of Chartered Accountants of India 2012
Emerging
CS (Company Secretary) Institute of Company Secretaries of India (India) –
(Professional Level).
Certified Bank Trainer, Indian Institute of Banking and Finance
CAMS (Certified Anti-Money Laundering Specialist) Association of Certified Anti-
Money Laundering Specialist-USA
Certificate in Derivatives, The Institute of Chartered Accountants of India
Diploma in Treasury and Risk Management, Indian Institute of Banking and
Finance.
Certified Treasury Dealer, Indian Institute of Banking and Finance.

2. Key skills
Profound knowledge of law and regulations governing banking industries in India
including RBI guidelines, FEMA guidelines, FIU reporting requirement, PMLA Act 2002,
IBA guidelines.
Regulatory Reporting of CTR, STR,NTR, CCR and CBWTR to FIU
Risk Based Supervision Implementation
Treasury advisory
Management of implementation of local laws and regulations.
Thorough knowledge and experience of measures taken under extant Anti-Money
Laundering guidelines.
Sanction monitoring, sanction imposed by OFAC, EU, UNO and country specific
sanctions
Transaction monitoring with regard to assessing money-laundering risk of customers
based on the alerts generated by transaction monitoring software (Actimize)
Facilitating inspection by Reserve Bank of India under section 35 of Banking Regulation
Act 1949
Drafting of various compliance related policy procedures and vetting of policies and
procedure of other verticals.
Impart trainings on various compliance related issues including, AML CFT, KYC
documentation standards, Fraud Prevention, Anti-Bribery Laws, Economic Sanctions
etc.
Hand on experience of Risk Based Internal Audit of various area of banking.
Hand on experience of conducting fraud/forensic investigations.
Demonstrate unique ability in the organization and management of complex projects
delivering results on time
Participated in “Train the Trainer” seminar conducted by ICAI.
IT skills to conduct/ support information system audit.
Ability to perform consistently in a varied environment.
Advance use of MS office and internet applications.
Language proficiency English and Hindi
Career History:
Vice President/ Manager: Compliance
The Bank of Tokyo Mitsubishi UFJ, Limited Apr 2009 till present
Bank of Tokyo-Mitsubishi UFJ Ltd. an entity of MUFG group, it has five branches in India.
The bank is mainly into corporate banking. Principal Office of the bank for India
operations is situated at Mumbai. Chief Compliance Officer is heading overall compliance
function of the bank’s India Operations and functions as the nodal point to the Indian
local authorities and Tokyo Head Office.
Reporting to Chief Compliance Officer at Principal Officer and oversee the compliance
function for bank’s India operations.
Key Responsibilities
Managing overall compliance function of Indian operation of the Bank.
Managing regulatory inspections and examinations
Implementation of Risk Based Supervision
Business advisory on various compliance related issues (trade, treasury and FEMA
related matters)
Implementation of AML/KYC guidelines and Sanction monitoring including sanction
imposed by OFAC, EU, UNO and country specific sanctions

3. Establishment/ updation of various policies and procedures.
Review and vetting of various policies and procedures
Conduct compliance project /research for Indian operation.
Conducting Compliance testing
Regulatory reporting (CTR/CCR/NTR/STR/CBWTR etc.)
Preparing background materials to be used for imparting trainings.
Educate and provide trainings to branch staff on various Compliance matters.
Fraud Investigations.
To check and monitor the RBI regulations /circulars and make recommendation if
necessary to improve the bank’s compliance
Liaison among branches, CCO, Asia Compliance Office and Global Compliance Division
Manager: Internal Audit Compliance
HDFC Bank Ltd. Nov 2007 – Mar 2009
Internal Audit Compliance
HDFC Bank was incorporated in August 1994, and, currently has a nationwide network
of more than 2000 Branches and 2500 ATM's in 400 Indian towns and cities. HDFC
Bank's Corporate Governance Policy has been adopted keeping in mind the importance
of attaining fairness for all stakeholders, as well as achieving organizational efficiency.
The key responsibilities were:
Formulate risk based audit plan, as per requirement of RBI
Conduct onsite internal audits of various verticals
Conduct off-site surveillance
Conduct AML Compliance Audit
Conduct information system audits,
Conduct fraud investigations in various areas such as AML Fraud, corporate
banking division, liabilities vertical etc.
Conduct training for AML Compliance and other regulatory requirements
Imparting training to the branch staff on various issues.
Dy. Manager Internal Audit
IndusInd bank ltd. Dec 2005 - Oct 2007
Internal Audit Compliance
Indusind is leading private sector bank in India. After acquisition of Ashok Leyland
finance IndusInd become a big player in auto loan sector. Apart from strict compliance
of policies, procedures and regulations IndusInd has secured runner-up award for best
technology implementation in 06-07.
The key responsibilities were:
Formulate risk based audit plan, as per requirement of RBI
Conduct internal audits of various verticals including vehicle finance division
Conduct AML Compliance Audit
Conduct information system audits,
Conduct fraud investigations in various areas such as AML Fraud, corporate banking
division, liabilities vertical etc.
Conduct training for AML Compliance and other regulatory requirements
Audit Manager
B M Chatrath co. Chartered Accountants May 04 - Nov 05

4. B M Chatrath co is a leading chartered accountancy firm having head office in Kolkata
and branches at Delhi, hyderabad and Mumbai.
Responsible for hands-on support for accounting and taxation services executed for the
clients within the office and providing liaison with clients of different types of industries,
execution and supervision of internal audit assignments.
Audit Manager
Sushil Jeetpuria Co. Chartered Accountants Oct 03 - Apr 04
Sushil Jeetpuria Co. Is a leading chartered accountancy firm providing various types of
services and based at Delhi.
I was associated with this firm for an investigation assignment, which spread over the
October 03 to April 04 and was responsible for analysis of data, execution of
assignment, supervision of the team, drafting of report and liaison with clients for
investigation projects.
Personal details:
Date of birth : 31 august 1979
Strength : Analytical, Adaptive and Quick learner.
Nationality : Indian
Address : Digvijay Bhawan Building No. 9/644, Old MHB Colony Borivali (W)
Mumbai-400091
CA. Sachindra Kumar Rai