1. "Moving HealthCare Forward"

2. Self-assurance NOT Insurance Renco Direct Health Care is:

4. Renco Puts the Missing Pieces in your Healthcare Puzzle! We’ll spend the next few minutes filling in each of the pieces and show you how you can save $ while improving your family’s healthcare.

6. PHCS Galaxy Health Network Insurance Companies Unions Small Businesses Renco Direct Healthcare Doctors Hospitals Prescription Drug Plan Specialists Emergency Care Other Practitioners and Services

9. Patient pays PPO rate Co-pay PPO rate – co-pay Difference of $568.05 Example ER Visit $256.95 $825.00 $844.75 Total Out of Pocket $88.00 $750.00 $0.00 Monthly Payment $168.95 $75.00 $844.75 Subtotal $0.00 $93.95 $0.00 3rd Party Billing $168.95 $75.00 $844.75 Cash $844.75 $844.75 $844.75 ER Visit Renco Direct Program Typical Insurance No Coverage

12. Prescription Drug Savings Up To 75% Quantity Cash Renco Savings Estradoil 90 $42.79 $16.43 62% Dicyclomine 60 $17.89 $11.11 38% Oxycodone 40 $21.39 $10.47 51% Macrobid Caps 14 $36.99 $26.62 28% Cyclobenzaprine (MO) 30 $18.99 $4.82 75%

14. Dental Network Sample Fees Periodic Oral Exam - $22 Bite Wing – Single Film - $13 Amalgam-one surface (filling) - $58 Extraction – deciduous tooth - $59 Prefabricated Resin Crown - $158

16. The Old Way The Insurance Companies PPO (PREFERRED PROVIDER ORGANIZATION) HOSPITAL, DOCTOR, ETC. YOU

23. Supplemental Option $25/MO Supplemental Family Plan If you already have Health Insurance... ...You may want to consider Renco's Supplemental Package Includes Dental, Vision, Prescription, Chiropractic, Air Ambulance, 24 Hour Nurse and more!

24. Customer Convenience Visit our State of the Art Website to search for providers near you! Call our customer service to confirm your provider and our team will go to work for you, we’ll even set your doctor appointment for you.