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Here is the descriptive information about the Self Help Groups and Joint Liability Groups.
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SHG's and JLG's
1.
2.
3.
4.
5.
NGO helps the
SHG members in filling up the forms and other formalities w.r.t. the bank for getting loan from the bank.
6.
NGO generally provides
training to the SHG members for 6 months so that they can handle all these things themselves.
7.
8.
Weekly group
meetings
9.
Leader elected
by group members
10.
Small and
regular savings
11.
Group has
a savings bank account operated by group representative
12.
Internal lending
to members from own savings
13.
External loan
to the Group as a whole
14.
15.
40 member
centres
16.
Weekly group
meetings
17.
Established methodology
for
18.
Group recognition
19.
Client screening
20.
Loan sanctioning
21.
Collections
22.
Collections
enforced through
23.
Joint liability
24.
Peer pressure
25.
26.
ASSCOD-
SHG model
27.
Roshan Vikas-
Cooperative model
28.
Karuna Trust-
SHG model
29.
Pragati-
SHG model
30.
Hope IRDS(AP)-
SHG (JLG)
31.
Pragati-
SHG model
32.
33.
BMSKSS-
SHG model
34.
GMASS, Karnataka-
SHG model
35.
New Life-
SHG model
36.
Udyogini-
SHG model
37.
38.
39.
40.
41.
42.
43.
Conducting preliminary survey
(ensuring potentiality, financial landscaping)
44.
Conducting general meetings
(briefing about the organization and credit policy)
45.
46.
47.
48.
49.
50.
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