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SHG’s & JLG’s,[object Object],Group Delivery Models,[object Object]
.,[object Object],10-15 local women.,[object Object]
SHG’s,[object Object],Small regular savings over a few months until there is enough capital in the group to begin lending. ,[object Object],Funds may then be lent back to the members or to others in the village for any purpose.,[object Object],Group of micro entrepreneurs having homogenous social and economic backgrounds, voluntarily coming together to save regular small sums of money, mutually agreeing to contribute to a common fund and to meet their emergency needs on the basis of mutual help. ,[object Object]
SHG-Bank Linkage Program,[object Object],[object Object]
NGO helps the SHG members in filling up the forms and other formalities w.r.t. the bank for getting loan from the bank.
NGO generally provides training to the SHG members for 6 months so that they can handle all these things themselves.
After 6 months the SHG members starts working themselves.,[object Object]
 Weekly group meetings
 Leader elected by group members
 Small and regular savings
 Group has a savings bank account operated by group representative
 Internal lending to members from own savings
 External loan to the Group as a whole
 Disbursement of loans to members at the discretion of group ,[object Object]
 40 member centres
 Weekly group meetings
 Established methodology for
Group recognition
 Client screening

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SHG's and JLG's