1. FACETS OF CRYSTAL LAKE
Volume 80 Edition No 11 November 2013
“Our Monthly Community Newsletter”
CRYSTAL LAKE
ASSOCIATION
OFFICERS
President……………George Taber
Vice President……….Dave Griffin
VP Finance………...Leon Griffin
Secretary………….Rita Bernard
Treasurer…………….Ruth Wiese
BOARD MEMBERS
Bob Koshiol
Andy Lee
Doris Mazza
Tom Sherlock
STATEHOOD GRANTED IN THE MONTH OF NOVEMBER:
North Dakota became the 39th state, November 2, 1889
South Dakota became the 40th state, November 2, 1889
st
Montana became the 41 state, November 8, 1889
Washington became the 42nd state, November 11, 1889
Oklahoma became the 46th state, November 16, 1907
North Carolina became the 12th state, November 21, 1789
Crystal Lake
Manager
Kate Russo
(813)-715-1505
Katharine_Russo@equitylifestyle.com
The NOVEMBER BIRTHSTONE is the Topaz.
Topaz is believed to offer long life and fidelity.
Sales Office
Tony Morrell
Anthony_Morell@equitylifestyle.com
4604 Crystal Lake Blvd.
Zephyrhills, Fl. 33541-2141
Editors
Belle Coutcher
icoutcher@aol.com
(813)780-2886
The NOVEMBER FLOWER is the Chrysanthemum.
It symbolizes compassion, friendship, and secret love.

2. 4620 Lake Crystal Boulevard
Zephyrhills, Florida 33541
Crystal Lake Community Association, Inc.
Business Meeting November 04, 2013
1. Business Meeting 9:30A.M.
2. Prayer: Open prayer and Pledge of Allegiance.
3. Introduction of Board Members: Officers and Directors
4. Secretary’s Report: October 07, 2013: Rita Bernard
5. Treasurer’s Report: October 31, 2013: Ruth Wiese
6. Membership Committee: Marvie Muzik
7. Cards: Virginia Street
8. Calendar Events: Belle Coutcher
9. Community Watch Group: Tom Sherlock
10. Crystal Lake Circle of Caring: Velma DeKing
11. Trips and Travel: Leo Sattler
12. Unfinished Business:
Elder Affairs Information: Elaine Faria
Unfinished Business Membership:
13. New Business:
Welcome Wagon: Rita Bernard
October 15, 2013 Management Meeting Notes and Review
Committee of Five Report:
New Business Membership:
14. Adjourn:

3. CRYSTAL LAKE ASSOCIATION, INC.
MEMBERSHIP
Membership runs from April 1, 2013 through March 31, 2014.
May enroll anytime from April 1, 2013 through February 3, 2014 to be eligible to vote in the annual
election to be held on March 3, 2014.
Membership dues are $10.00 per year per household. Payable in cash or by check.
Please make checks payable to Crystal Lake HOA.
To join the Crystal Lake Community Association, simply mail this Membership Application to:
Marvie Muzik
34709 Green Arbor Street
Zephyrhills, FL 33541
Or, if you prefer, you may drop it off at her home or simply bring this form to any Social or Business
Meeting. All meetings are held in the Crystal Lake Clubhouse on Mondays at 9:30 a.m. Your Membership Card will be dropped off at your home or mailed to you.
Membership Chairperson: Marvie Muzik
Any questions, call Marvie Muzik at: 813-778-6556.
Name:
_______________________________________________________________________________
Address:
_____________________________________________________________________________
Phone:
_______________________________________________________________________________
Email:
_______________________________________________________________________________
Original Hometown State:
_______________________________________________________________
Resident: Year round __________________
Winter “Snowbird”___________________

4. At the August 12, 2013 Board Meeting a motion was made and approved by the Board of Directors
to post in the Newsletter one or two Crystal Lake Rules and Regulations each month. These will
serve as a reminder as to why we choose to live in Crystal Lake.
Thank you,
George Taber
CRYSTAL LAKE
RULES AND REGULATIONS
C. VEHICLES
4. Living inside recreational vehicles is not permitted within Crystal Lake.
5. Vehicles, including golf carts, may not be parked or driven on grassed areas nor will such
vehicles be parked in driveways and carports belonging to other residents without their specific permission. Maintenance and/or community personnel, however, are allowed to park or drive on
grassed areas in performance of their duties in the community. Guest automobiles may be parked in
the clubhouse parking area if residential accommodations are inadequate for this purpose.
6. Major repairs shall not be made to vehicles in driveways, carports, or roadways and vacant
lots in or near residential areas. Such repairs include, but are not limited to, engine repair, power
trains, drive shafts, transmissions, brakes, body work, and painting.
E. RECFREATIONAL FACILITIES
8. For the safety of bicycle riders and the protection of property, bicycles shall be parked in
areas designated for this purpose. Parking bicycles on the entryway of the clubhouse, or on the sidewalks or in roadways in the clubhouse area is not permitted.

5. SUNSHINE REPORT
MEN’S AND LADIES’ LUNCH
Sympathy cards to :
The Men’s Lunch will be held at I-Hop
George Mandakunis……...Sister
On Route 301 in Dade City on November 12th
Judy Mandakunis…………Step-grandmother
The Ladies’ Lunch will be held at Chili's
Elaine Faria……………….Brother
On Route 301. Sign up sheet in the clubhouse.
Doris Mazza……………….Father
Meet in the clubhouse parking lot at 11:15 am.
Denise Kress………………Step-brother
_____________________________________
Ron and Sheila Vander Molen..Daughter-Julie
NEIGHBORS’ NITE OUT
This month we are going to Texas Roadhouse
on Route 56 in Wesley Chapel.
They promised to put tables together to accommodate us. It will not be all booths so that is
great. The date will be November 21st. Meet
in the clubhouse parking lot at 4:15 pm. Sign
up sheet in the clubhouse.
Bob and Belle are the hosts. Any questions call
us at 780-2886.
______________________________________
Get-Well cards sent to:
Donna Weber……………….Hospital
John Paul Smith…………….Hospital
Joyce Koshiol……………….Hospital
Thinking of You card sent to:
June Niemeyer
Sincerely,
Virginia Street
______________________________________
VETERAN’S DAY PROGRAM
On November 11th after the 9:30am social meeting in the
clubhouse we will once again be honoring our veterans. All
residents are invited to attend. We will have a short program
followed by refreshments.

6. Community Yard Sale at your residence.
Craft and Bake Sale in the clubhouse
Date: November 9th
Time: 8am-2pm
There is a $1.00 fee for residents participating in the
yard sale
to defray the cost of signage and advertising. Contact Belle 780-2886
Craft tables are $5.00 each. Contact Elaine 782-0727
We are looking for donations of home baked goods
for the bake sale. Please use the bake sale sign up
sheet if you wish to donate.
Preview and sale at the clubhouse, Friday October 8
6-8 pm for craft and bake sale.

7. Happy Thanksgiving
Come join us Thanksgiving Day
At 3 pm in the clubhouse for our
annual Pot Luck Thanksgiving.
For more information and sign up
sheets check the clubhouse
bulletin board.

8. Crystal Lake Bowlers
Several people have been bowling all summer long on Friday mornings. Anyone interested in bowling on Friday
mornings need not call just show up at the alleys. around
9:00 am and join in the fun. The cost is $7.00. See you
there!!!!!!
Bowling league starts Jan. 3rd 2014 at 9:00 am and runs for
12 weeks. There are several new residents in Crystal Lake,
if anyone is interested in bowling please call Leon Griffin
and I can fill you in on some details. This league is not
sanctioned but it’s a lot of fun!!!!!
If there are any Bowlers not returning please let me know
so the vacancies can be filled. Brenda and I will be picking
teams in December and should be finalized after Christmas.
Leon Griffin
Brenda Rogers
788-1640

9. TONY PEPE’S ORGANIC STORY
It was a depressing trip I made to see my aunt in
IDAHO. She used to be a well built attractive
woman. She would wear a bikini to the beach and
you could see her NAVEL. That’s where she met
my uncle and she was the APPLE of his eye. The
made a great PEAR. They were so much in love
and wanted to get married. They knew they CANTALOPE so, they suggested to go to their parents
to see if they would LETTUCE get married. They
were afraid they would put a SQUASH to it. I don’t
remember the DATE but, they were finally married.
After they were married my poor uncle was always
busy. You know that old joke my aunt would always be saying HONEYDEW this HONEYDEW
that. They purchased a new ORANGE car that
turned out to be a LEMON They made a happy
couple and you can’t BEET that.
NOVEMBER NEWS ITEMS
You are invited to a new Bible study on Thursday
mornings.
Friendship Bible Coffees are sponsored by Stonecroft Ministries and apply biblical truths to our
every day lives. These studies are nondenominational and are open to women of all
faiths.
Join us from 10 to 11:30AM for coffee, goodies,
fellowship and an opportunity to share the Bible. Location will be at Myra Harke’s 34451 Yellow Perch Place. Call 813-395-6545 to reserve a
study book and a place at the table beginning October 10th.

10. November Notes from Kate
It’s hard to believe the holiday season is upon us, but I must admit I love this time of year. Let me
first thank all of you who showed me kindness by sending cards, notes, gifts, and stopping in to visit
after my crazy broken hip saga. It really meant a lot to me for you to take the time to wish me well. I
am nearly back to 100% and can’t wait to get back into my normal routine. Thanks so much!
I wanted to mention that we process the rent checks by using an electronic scanner that digitally
transmits the deposits to the bank. While this is extremely convenient in that we do not have to go to
the bank every day, it often misreads the amount written on the checks, and the machine then rejects
the checks. We run into this quite frequently as the amounts are often quite difficult to read. We
would like to remind you that you can sign up for EFT where the amount will be sent each month by
printed checks from your bank, or you can sign up through online banking if you pay bills that way.
Also, we would be more than happy to assist you and fill in the dollar amount for you if you bring
your check into the office. There are several of you who bring them in and I do not mind helping
you at all.
I mentioned this last month, but I see people who park on and drive through the grass each and every
day by the mail station. The main problem is that we are creating a pathway in the grass. If you
look, you can see the tire tracks. It will fix itself if we stop cutting through. Please just use the roadway and go through the parking lot to get to the mail station. It can’t take but a few seconds longer.
The Garden Club is still seeking new members. Come out to the clubhouse on Tuesday mornings at
8:00 a.m. and help out with the gardening gurus! They do an incredible job but really need some additional able bodies. Just one hour a week is all it takes. We are very grateful for all they do to help
keep our grounds nice.
Just a reminder that individual yard sales are generally not permitted but can be reviewed under some
circumstances. This is for the safety of our residents in many ways, and we appreciate your cooperation. Dates and times of the community wide sale is in this newsletter. You not only benefit from
larger crowds but also from the community advertising the sale.
Wishing you all a wonderful Thanksgiving, and I so look forward to the holiday decorations! There
just might be a contest for the most festively decorated home in Crystal Lake! Details to follow!
Kate

11. MEET YOUR NEIGHBOR
Bill and Mari Wuest
34637 Sunward Loop
We have been Crystal Lake residents for three years. First as snowbirds, we bought the house on Misty
Pines from Mari’s parents (Orv & Geri Heim) who lived here for 18 years. Last year we moved to our
current location at 34637 Sunward Loop to have a larger more handicap accessible house. We are now
full time Crystal Lake residents.
Bill grew up in LaCrosse, Wi. And was the owner of a professional photography studio and later a semi
-truck driver. He has one older brother (by 14 years).
Mari grew up in Green Bay, the 3rd of 9 children (8 girls & 1 boy). Mari worked at Sentry Insurance in
Stevens Point, Wi for 36 years, retiring in 2011 from the Director of Pension Compliance position.
Between us, we have four children: 2 girls and 2 boys and 8 grandchildren ranging in age from 4
months to 15 years.
Mari enjoys golf, sewing, knitting, crochet and cross stitch. Bill enjoys playing cards and “putzing” in
his “man cave”.
We love Crystal Lake community and are happy to be here enjoying our retirement years.

12. NOVEMBER TRAVEL NEWS
Las Vegas Style Gaming Food & Entertainment on the newest day cruise to hit Port Canaveral - VICTORY 1- Friday, November
15th. $39.00 P.P. includes Victory 1 boarding
fee, free drinks while gaming, once through
lunch buffet, and $20.00 in free play. A regular
$69.00 pkg. for only $39.00!
Show Palace presents one show only – Doo
Wop originals, Joey Dee & the Starlighters
and Tommy Mara & the Saints - Sunday,
November 24th.
$29.00 P.P. includes show ticket only with reserved seating. $49.00 P.P. includes R/T
Transportation w/driver’s tip with reserved
seating. There will be a light food menu available for purchase.
Join us for a “Thanksgiving Dinner” on the
intercostal waterway aboard the Starlight Sapphire Yacht on Thursday, November 28th
$79.00 P.P. A traditional Thanksgiving feast:
Turkey, Salad, Rolls, Stuffing, Potatoes, Vegetables & desert. A Thank You cocktail is included.
On Saturday, November 30th, two million
lights will light up Mt. Dora to offer a brilliant
spectacle to usher in the holiday season at
Donnely Park. We lunch at the Mission Inn
and visit the German Bakery nearby. There
will be time to browse before witnessing the
five o’clock opening ceremony preceding the
6:15 lighting of the trees in the park & down
town area. $69.00 P.P.
Join us in celebration of music and comedy at
the Orange Blossom Opry in Weirsdale on
December 7th. $69.00 P.P. On the way we
stop at the Russell Stover Factory for a “Sweet
Stop” before proceeding to Leesburg for an
included lunch.
The Show Palace in Hudson presents Irving
Berlin’s “White Christmas” on Thursday,
December 12th – matinee - $69.00 P.P.
Lunch Buffet included.
New Cruise: Cruise the Southern Caribbean
from Ft. Lauderdale to Tampa on the “Vision
of the Seas” 10 days/9 nights on November
6, 2014. Ports of call are Haiti, Curacao,
Aruba, and Grand Cayman. All are P.P. dbl:
Inside Cabins $839.00, Outside Cabins
$929.00, Balcony Cabins $1499.00; $50.00
per cabin shipboard credit. A $100.00 P.P. is
required with a completed reservation form.
Deposit is refundable before final payment
August 11, 2014. R/Trip Transportation in
included.
For further information, check the mail station & clubhouse bulletin board.
Visit our website: http://
www.carefreevacationservices.com
All trips & cruises include R/T Transportation
w/ tip for driver. We never put envelopes on
seats for gratuity. For further information &
individual flyers call Leo A. Sattler 813-7821722 or email onebldegl@hotmail.com.
Monthly Community Breakfast !
Saturday
November 2nd
8 am
Sign up now
Menu in clubhouse
$3.00

13. Place your ad here.
$10.00 a month or !00.00 a
year. Call Kaye @
788-1640

19. November
2013
Crystal Lake
Emergency Number
Ron 352-467-9807
Sun
Mon
Tue
Wed
Thu
C.L.A.S.S.
1 pm
4
Business Meeting
9:30 am
TRASH
PICK UP
C.L.A.S.S.
1 pm
11 Special
Veteran’s Day
Social 9:30 am
Hand & Foot
12:15 pm
Board Meeting
6:00 pm
TRASH
PICK UP
17
C.L.A.S.S.
1 pm
18
Social Update
9:30 am
Hand & Foot
12:15 pm
TRASH
PICK UP
24
C.L.A.S.S.
1 pm
Sat
2
Community
12:15 pm
Belle
Hand & Foot
12:15 pm
10
Fri
Hand & Foot
deadline 11/25
3
Tuesdays & Thursdays
1
Newsletter/Calendar
Contact
Men’s Golf
25
Social Update
9:30 am
Hand & Foot
12:15 pm
TRASH
PICK UP
Breakfast
8:00 am
5
6
Garden Club
Made w./Love
1:00 pm
Dominoes
6:00 pm
Euchre
Bingo
7:00 pm
12
Garden Club
13
RECYCLE
8:00 am
Scrap & Stamp
1:00 pm
Men’s & Ladies’
Luncheon 11:15 am Bingo
7:00 pm
Dominoes 6:00 pm
Euchre 6:45 pm
19
Garden Club
8:00 am
Dominoes
6:00 pm
8:00 am
Dominoes
6:00 pm
Euchre 6:45 pm
Residents’
Bake & Craft Sale
@ Clubhouse
6—8 pm
TRASH
PICK UP
14
Bible Study
10:00 am
Mix & Match
1:00 pm
12:15 pm
15
Hand & Foot
12:15 pm
TRASH
PICK UP
9
Yard Sale
@ Residence &
Bake & Craft Sale
@ Clubhouse
8 am—2 pm
Games
6:30 pm
16
Welcome Wagon
Ice Cream Social
@ 2 pm
Invitation Only
For Prospective
New Members
Games
6:30 pm
20
21 Bible Study
10:00 am
22
23
Scrap & Stamp
1:00 pm
Mix & Match
1:00 pm
Hand & Foot
12:15 pm
Games
6:30 pm
28
29
30
Thanksgiving Day
Pot Luck Dinner
3:00 pm
Hand & Foot
Scrap & Stamp
1:00 pm
Decorate for
Christmas
inside & outside
8:00 am
Bingo
7:00 pm
NO
TRASH PICK UP
Bingo
7:00 pm
Euchre 6:45 pm
26
Garden Club
8
Hand & Foot
Mix & Match
1:00 pm
8:00 am
7
Bible Study
10:00 am
27
RECYCLE
Neighbors’ Nite
Out 4:15 pm
TRASH
PICK UP
12:15 pm
Games
6:30 pm

20. November 2013 Anniversaries
Lee & Eileen Kibler
Bob & Belle Coutcher
John & Sandy Hillier
Dick & Virginia Street
Richard & Maria Lazar
Clem & June Rose
Bill & Carol Dickey
Rick & Judy Risley
Mike & Nancy Slavin
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
4
5
13
20
20
21
22
27
29
34612 Blue Starling Street
34923 Snow Egret Avenue
34548 Yellow Parrot Drive
4553 King Palm Lane
34835 Eagles Peak Place
34700 Misty Pines Lane
34658 Yellow Parrot Drive
34918 Snow Egret Avenue
34907 Eagles Peak Place
November 2013 Men's Birthdays
Richard Davenport
Bernard Savage
Lee Kibler
Edmund Maher
Dave Castagna
Roger Short
John Paul Smith
Homer Fritz
Scott Martin
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
1
2
2
12
14
18
19
23
25
34652 Yellow Parrot Drive
34627 Misty Pines Lane
34612 Blue Starling Street
34702 Green Arbor Street
4810 Lark haven Place
34941 Eagles Peak Place
34440 Yellow Perch Place
34639 Sunward Loop
34737 Blue Startling Street
November 2013 Women's Birthdays
Delores Mentley
Jean Priest
Sharon Albone
Marge Cook
Iris Fuller
Christine Dow
Trish Papula
Sheila Seme
Pat Phillips
Rose Skinner
Marie Peters
Judy Short
Dot Garvin
Sandy Hillier
Kaye Porter
Pat Lavender
June Looker
Mary Hartman
Donna MacWhirter
Judy Mandakunis
Denise Kress
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
Nov.
2
2
4
4
5
9
9
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15
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18
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23
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25
27
30
4653 Tangelo Drive
34652 Eagles Peak Place
34917 Snow Egret Avenue
4407 Coconut Lane
34639 Green Arbor Street
34626 Misty Pines Lane
34749 Blue Starling Street
34643 Sunward Loop
34750 Sturgeon Loop
34548 Green Arbor Street
4562 King Palm Lane
34941 Eagles Peak Place
34711 Yellow Parrot Drive
34548 Yellow Parrot Drive
4526 Tangelo Drive
34843 Panfish Place
34637 Green Arbor Street
4530 Tangelo Drive
34726 Misty Pines Lane
34819 Panfish Place
34603 Eagles Peak Place