1. SUPPLEMENTS TO THE
SECOND QUARTER 2001 RESULTS

2. SUPPLEMENTS TO THE
SECOND QUARTER 2001 RESULTS
Supplement 1

3. BUSINESS UNIT RESULTS Q2 2001 – OVERVIEW
CSFS CSPB CSAM CSFB CC CSG
In CHF m & Adj.
Operating income 2,759 1,502 417 6,614 -110 11,182
Personnel expenses -1,058 -438 -197 -4,130 -136 -5,959
Other operating expenses -659 -268 -122 -1,425 260 -2,214
Total operating expenses -1,717 -706 -319 -5,555 124 -8,173
Gross operating profit 1,042 796 98 1,059 14 3,009
Depreciation *, write-offs -170 -15 -8 -226 -83 -502
Losses, provisions ** -80 -43 0 -298 9 -412
Pre-tax profit 792 738 90 535 -60 2,095
Net extraordinary items 7 2 0 0 -9 0
Taxes -240 -160 -2 -92 94 -400
Net op. profit bef. minorities 559 580 88 443 25 1,695
* excl. amortisation of
acquired intangible assets and goodwill
** ? to actual credit provisions at CC +28 0 -24
Supplement 2

4. PRO MEMORIA
BUSINESS UNIT RESULTS Q1 2001 – OVERVIEW
CSFS CSPB CSAM CSFB CC CSG
In CHF m & Adj.
Operating income 2,462 1,579 377 6,744 -71 11,091
Personnel expenses -991 -436 -175 -4,362 -66 -6,030
Other operating expenses -637 -237 -113 -1,230 263 -1,954
Total operating expenses -1,628 -673 -288 -5,592 197 -7,984
Gross operating profit 834 906 89 1,152 126 3,107
Depreciation *, write-offs -131 -11 -7 -213 -121 -483
Losses, provisions ** -86 -42 0 -92 -18 -238
Pre-tax profit 617 853 82 847 -13 2,386
Net extraordinary items 1 1 -1 -1 22 22
Taxes -168 -202 -13 -187 -65 -635
Net op. profit bef. minorities 450 652 68 659 -56 1,773
* excl. amortisation of
acquired intangible assets and goodwill
** ? to actual credit provisions at CC -33 +1 +24
Supplement 3

5. BUSINESS UNIT RESULTS
QUARTERLY COMPARISON
Net operating profit, CHF m Q2/01 Q1/01 Q2/00 Change
to Q1/01
CSFS 504 428 498 +18%
WIN 217 133 202 +63%
WLP 214 199 127 +8%
CSB 178 187 192 -5%
CSPF -105 -91 -23 +15%
CSPB 576 645 643 -11%
CSAM 88 68 77 +29%
CSFB 443 659 507 -33%
Supplement 4

6. VALUE BASED ANALYSIS
Value added Q2/01 by BU, in CHF m
- 151
6
58
510
CSFB
749
CSAM
Adjustments
CSPB
CSG
326
CSFS
Supplement 5

7. ASSETS UNDER MANAGEMENT AS PER 30.06.2001
CSG
CSFS CSPB CSAM CSFB
CHF bn CHF bn CHF bn CHF bn CHF bn
Cash & time deposits 52 32 7 0 91
Safe custody accounts 80 392 496 181 1,150
Fixed income 10 138 186 39 373
Equities 21 125 169 98 413
Balanced - - 95 - 95
Total FI/Eq./Bal. 31 263 449 137 880
Investment funds 41 125 - 44 211
whereof CSAM inv. funds 34 54 - 12 99
whereof other CSG funds * 1 50 - 32 84
whereof external funds 6 22 - - 28
Other (derivatives, etc.) 8 4 47 - 59
Fiduciary 4 65 1 0 70
Insurance AuM 142 - - - 142
Total 278 489 503 181 1,452
whereof discretionary 148 123 372 58 701
* incl. private equity on behalf of clients
Supplement 6

8. CREDIT SUISSE FINANCIAL SERVICES
INCOME STATEMENT
Q2/01 Q1/01 Q2/00 Change
CHF m CHF m CHF m to Q1/01
Operating income 2,759 2,462 2,328 +12%
Personnel expenses -1,058 -991 -878 +7%
Other operating expenses -659 -637 -541 +3%
Total operating expenses -1,717 -1,628 -1,419 +5%
Gross operating profit 1,042 834 909 +25%
Depreciation *, write-offs -170 -131 -83 +30%
Losses, provisions ** -80 -86 -116 -7%
Pre-tax profit 792 617 710 +28%
E.o. items, net 7 1 1 -
Taxes -240 -168 -173 +43%
Net operating profit bef. minorities 559 450 538 +24%
Net operating profit 504 428 498 +18%
* excl. amortisation of goodwill
** additional (+) / lower (-) actual credit-related provisions +28 -33 -18
Supplement 7

9. WINTERTHUR INSURANCE
INCOME STATEMENT (insurance chart of account)
Q2/01 Q1/01 Q2/00 Change
CHF m CHF m CHF m to H1/00
Net premiums earned 3,887 3,617 3,468 +15%
Claims and annuities incurred, net -3,056 -2,799 -2,668 +16%
Dividends to policyholders incurred, net -71 -112 -94 -3%
Operating exp., net (incl. commissions paid) -1,172 -1,049 -1,005 +13%
Underwriting result, net -412 -343 -299 +14%
Net investment income 825 529 594 +20%
Interest received on deposits & bank accounts 17 7 23 -48%
Interest paid -41 -26 -34 -1%
Other income / expense, net (incl. FX differences) * -14 43 41 -57%
Profit before e.o. items, taxes 375 210 325 +15%
E.o. items, net 0 0 0 -
Taxes -120 -60 -97 +25%
Net operating profit before minorities 255 150 228 +11%
Net operating profit 217 133 202 +7%
* excl. amortisation of goodwill
Supplement 8

10. WINTERTHUR INSURANCE
INCOME STATEMENT (BU format reconciliation) Q2/01
in CHF m Insurance BU BU BU
format format format format
Net premiums earned 3,887 3,887
Claims and annuities incurred, net -3,056 -3,056
Dividends to policyholders incurred, net -71 -71
Operating exp., net (incl. commissions paid) -1,172 -573 -574 -25
Underwriting result, net -412
Net investment income 825 825
Interest received on deposits & bank accounts 17 17
Interest paid -41 -41
Other income / expense, net (incl. FX differences) * -14 8 -22
Profit before e.o. items, taxes 375 996 -574 -47
Operating Operating Depreci-
expenses
income ation * &
write-offs
* excl. amortisation of goodwill
Supplement 9

11. WINTERTHUR INSURANCE
INCOME STATEMENT (BU format reconciliation) Q1/01
in CHF m Insurance BU BU BU
format format format format
Net premiums earned 3,617 3,617
Claims and annuities incurred, net -2,799 -2,799
Dividends to policyholders incurred, net -112 -112
Operating exp., net (incl. commissions paid) -1,049 -451 -575 -23
Underwriting result, net -343
Net investment income 529 529
Interest received on deposits & bank accounts 7 7
Interest paid -26 -26
Other income / expense, net (incl. FX differences) * 43 50 -7
Profit before e.o. items, taxes 210 815 -575 -30
Operating Operating Depreci-
income expenses ation * &
write-offs
* excl. amortisation of goodwill
Supplement 10

12. WINTERTHUR INSURANCE
INCOME STATEMENT (BU format reconciliation) Q2/00
in CHF m Insurance BU BU BU
format format format format
Net premiums earned 3,468 3,468
Claims and annuities incurred, net -2,668 -2,668
Dividends to policyholders incurred, net -94 -94
Operating exp., net (incl. commissions paid) -1,005 -433 -546 -26
Underwriting result, net -299
Net investment income 594 594
Interest received on deposits & bank accounts 23 23
Interest paid -34 -34
Other income / expense, net (incl. FX differences) * 41 56 -15
Profit before e.o. items, taxes 325 912 -546 -41
Operating Operating Depreci-
expenses
income ation * &
write-offs
* excl. amortisation of goodwill
Supplement 11

13. WINTERTHUR INSURANCE
INCOME STATEMENT (BU reporting format)
Q2/01 Q1/01 Q2/00 Change
CHF m CHF m CHF m to Q1/01
Operating income 996 815 912 +22%
Personnel expenses -386 -356 -335 +8%
Other operating expenses -188 -219 -211 -14%
Total operating expenses -574 -575 -546 0%
Gross operating profit 422 240 366 +76%
Depreciation *, write-offs -47 -30 -41 +57%
Losses, provisions 0 0 0 -
Pre-tax profit 375 210 325 +79%
E.o. items, net 0 0 0 -
Taxes -120 -60 -97 +100%
Net operating profit bef. minorities 255 150 228 +70%
Net operating profit 217 133 202 +63%
* excl. amortisation of goodwill
Supplement 12

14. WINTERTHUR INSURANCE
KEY PERFORMANCE INDICATORS
Q2/01 Q1/01 Q2/00
Combined ratio (excl. dividends to policyholders) 108.8% 106.4% 105.9%
Claims ratio 78.6% 77.4% 76.9%
Expense ratio 30.2% 29.0% 29.0%
AuM, CHF bn * 32.6 32.7 32.5
Technical provisions, CHF m * 30,339 30,132 26,653
Investment return 9.8% 6.3% 7.4%
- current interest income 5.2% 4.6% 4.9%
- realised gains 4.7% 1.7% 2.5%
Number of employees * 22,516 22,244 21,796
* 30.06.01, 31.03.01 and 31.12.00 resp.
Supplement 13

15. WINTERTHUR INSURANCE
KEY FIGURES
Net premiums earned (CHF bn) Claims ratio (%)
78.0
77.4
7.5
6.6
H1/00 H1/01 H1/00 H1/01
Expense ratio (%) Combined ratio (%)
excl. dividends to policyholders
29.9
29.6
107.6
107.3
H1/00 H1/01 H1/00 H1/01
Supplement 14

16. WINTERTHUR LIFE & PENSIONS
INCOME STATEMENT (insurance chart of account)
Q2/01 Q1/01 Q2/00 Change
CHF m CHF m CHF m to H1/00
Net premiums earned 3,183 6,124 3,279 +11%
Death and other benefits incurred -2,687 -3,686 -2,558 +30%
Change in prov. for future policyholder benefits -1,205 -2,094 -984 -19%
Dividends to policyholders incurred -228 -403 -450 -46%
Operating exp., net (incl. commissions paid) -581 -372 -363 +26%
Net investment income 1,919 793 1,378 -14%
Interest received on deposits & bank accounts 24 13 22 -16%
Interest on bonuses credited to policyholders -40 -32 -29 +24%
Other interest paid -62 -37 -59 -16%
Other income / expense, net (incl. FX differences) * -27 -39 -72 -60%
Profit before e.o. items, taxes 296 267 164 +52%
E.o. items, net 0 0 0 -
Taxes -66 -63 -23 +143%
Net operating profit before minorities 230 204 141 +37%
Net operating profit 214 199 127 +43%
* excl. amortisation of goodwill
Supplement 15

17. WINTERTHUR LIFE & PENSIONS
INCOME STATEMENT (BU format reconciliation) Q2/01
in CHF m Insurance BU BU BU
format format format format
Net premiums earned 3,183 3,183
Death and other benefits incurred -2,687 -2,687
Change in prov. for future policyholder benefits -1,205 -1,205
Dividends to policyholders incurred -228 -228
Operating exp., net (incl. commissions paid) -581 -116 -376 -89
Net investment income 1,919 1,922 -3
Interest received on deposits & bank accounts 24 24
Interest on bonuses credited to policyholders -40 -40
Other interest paid -62 -62
Other income / expense, net (incl. FX differences) * -27 -23 -4
Profit before e.o. items, taxes 296 768 -376 -96
Operating Operating Depreci-
income expenses ation * &
write-offs
* excl. amortisation of goodwill
Supplement 16

18. WINTERTHUR LIFE & PENSIONS
INCOME STATEMENT (BU format reconciliation) Q1/01
in CHF m Insurance BU BU BU
format format format format
Net premiums earned 6,124 6,124
Death and other benefits incurred -3,686 -3,686
Change in prov. for future policyholder benefits -2,094 -2,094
Dividends to policyholders incurred -403 -403
Operating exp., net (incl. commissions paid) -372 5 -319 -58
Net investment income 793 793
Interest received on deposits & bank accounts 13 13
Interest on bonuses credited to policyholders -32 -32
Other interest paid -37 -37
Other income / expense, net (incl. FX differences) * -39 -35 -4
Profit before e.o. items, taxes 267 648 -319 -62
Operating Operating Depreci-
income expenses ation * &
write-offs
* excl. amortisation of goodwill
Supplement 17

19. WINTERTHUR LIFE & PENSIONS
INCOME STATEMENT (BU format reconciliation) Q2/00
in CHF m Insurance BU BU BU
format format format format
Net premiums earned 3,279 3,279
Death and other benefits incurred -2,558 -2,558
Change in prov. for future policyholder benefits -984 -984
Dividends to policyholders incurred -450 -450
Operating exp., net (incl. commissions paid) -363 -92 -261 -10
Net investment income 1,378 1,378
Interest received on deposits & bank accounts 22 22
Interest on bonuses credited to policyholders -29 -29
Other interest paid -59 -59
Other income / expense, net (incl. FX differences) * -72 -57 -15
Profit before e.o. items, taxes 164 450 -261 -25
Operating Operating Depreci-
income expenses ation * &
write-offs
* excl. amortisation of goodwill
Supplement 18

20. WINTERTHUR LIFE & PENSIONS
INCOME STATEMENT (BU reporting format)
Q2/01 Q1/01 Q2/00 Change
CHF m CHF m CHF m to Q1/01
Operating income 768 648 450 +19%
Personnel expenses -212 -183 -141 +16%
Other operating expenses -164 -136 -120 +21%
Total operating expenses -376 -319 -261 +18%
Gross operating profit 392 329 189 +19%
Depreciation *, write-offs -96 -62 -25 +55%
Losses, provisions 0 0 0 -
Pre-tax profit 296 267 164 +11%
E.o. items, net 0 0 0 -
Taxes -66 -63 -23 +5%
Net operating profit bef. minorities 230 204 141 +13%
Net operating profit 214 199 127 +8%
* excl. amortisation of goodwill
Supplement 19

21. WINTERTHUR LIFE & PENSIONS
KEY PERFORMANCE INDICATORS
Q2/01 Q1/01 Q2/00
Expense ratio 18.3% 6.1% 11.1%
Net return on average technical provisions 21 bp 19 bp 15 bp
Net new assets, CHF bn 0.6 2.1 0.2
AuM, CHF bn * 109.4 107.1 104.7
Technical provisions, CHF m * 108,926 107,390 105,522
Investment return 6.9% 6.2% 6.4%
- current interest income 4.9% 4.4% 4.7%
- realised gains 1.9% 1.8% 1.7%
Number of employees * 7,276 7,095 6,562
* 30.06.01, 31.03.01 and 31.12.00 resp.
Supplement 20

22. WINTERTHUR LIFE & PENSIONS
KEY FIGURES
Gross premiums (CHF bn) Expense ratio (%)
10.2
9.4 9.0
8.6
H1/00 H1/01 H1/00 H1/01
Net new assets (CHF bn) Return on average tech. provisions (bp)
not annualised (full-year target 60-65 bp)
2.7
39
35
1.6
H1/00 H1/01 H1/00 H1/01
Supplement 21

23. CREDIT SUISSE BANKING
INCOME STATEMENT
Q2/01 Q1/01 Q2/00 Change
CHF m CHF m CHF m to Q1/01
Operating income 982 983 945 0%
Personnel expenses -417 -403 -378 +3%
Other operating expenses -229 -212 -183 +8%
Total operating expenses -646 -615 -561 +5%
Gross operating profit 336 368 384 -9%
Depreciation *, write-offs -22 -33 -16 -33%
Losses, provisions ** -79 -86 -116 -8%
Pre-tax profit 235 249 252 -6%
E.o. items, net 7 2 1 -
Taxes -63 -64 -61 -2%
Net operating profit bef. minorities 179 187 192 -4%
Net operating profit 178 187 192 -5%
* excl. amortisation of goodwill
** additional (+) / lower (-) actual credit-related provisions +28 -33 -18
Supplement 22

24. CREDIT SUISSE BANKING
KEY PERFORMANCE INDICATORS
Q2/01 Q1/01 Q2/00
Operating ROE * 16.7% 16.9% 17.4%
Pre-tax margin * 24.6% 25.5% 26.8%
Cost / income ratio * 68.0% 65.9% 61.1%
Loan growth 2.3% 2.2% 0.1%
Net interest margin 238 bp 242 bp 236 bp
AuM, CHF bn ** 130.3 130.8 130.8
Average allocated equity capital, CHF m 4,289 4,428 4,409
* excl. amortisation of goodwill
** 30.06.01, 31.03.01 and 31.12.00 resp.
Supplement 23

25. CREDIT SUISSE BANKING
KEY FIGURES
Net interest margin (bp) Net operating profit (CHF m)
excl. amortisation of goodwill
192 187
242 242
241 178
238
236 148 134
Q2/00 Q3/00 Q4/00 Q1/01 Q2/01
Q2/00 Q3/00 Q4/00 Q1/01 Q2/01
Operating ROE (%) Cost/income ratio (%)
excl. amortisation of goodwill excl. amortisation of goodwill
17.4 16.9 16.7 70.0 68.0
65.9
13.7 64.2
12.5 61.1
Q2/00 Q3/00 Q4/00 Q1/01 Q2/01 Q2/00 Q3/00 Q4/00 Q1/01 Q2/01
Supplement 24

26. CREDIT SUISSE PERSONAL FINANCE
INCOME STATEMENT
Q2/01 Q1/01 Q2/00 Change
CHF m CHF m CHF m to Q1/01
Operating income 13 16 21 -19%
Personnel expenses -43 -49 -23 -12%
Other operating expenses -78 -70 -28 +11%
Total operating expenses -121 -119 -51 +2%
Gross operating profit / loss -108 -103 -30 +5%
Depreciation *, write-offs -5 -6 -1 -17%
Losses, provisions -1 0 0 -
Pre-tax profit / loss -114 -109 -31 +5%
E.o. items, net 0 -1 0 -
Taxes 9 19 8 -53%
Net operating profit / loss -105 -91 -23 +15%
* excl. amortisation of goodwill
Supplement 25

27. CREDIT SUISSE PERSONAL FINANCE
KEY PERFORMANCE INDICATORS
Q2/01 Q1/01 Q2/00
Personal Finance Growth in AuM 4.3% 1.4% 3.7%
AuM, CHF bn * 5.1 4.9 4.8
Number of clients * 20,097 19,381 17,898
Number of advisors * 407 337 331
youtrade Number of transactions, 000s 81 108 101
AuM, CHF bn * 1.0 0.9 0.9
Number of clients * 28,656 27,267 25,228
Number of employees * 1,011 900 764
Average allocated equity capital, CHF m 29 32 n/a
* 30.06.01, 31.03.01 and 31.12.00 resp.
Supplement 26

28. CREDIT SUISSE PRIVATE BANKING
INCOME STATEMENT
Q2/01 Q1/01 Q2/00 Change
CHF m CHF m CHF m to Q1/01
Operating income 1,502 1,579 1,524 -5%
Personnel expenses -438 -436 -431 0%
Other operating expenses -268 -237 -204 +13%
Total operating expenses -706 -673 -635 +5%
Gross operating profit 796 906 889 -12%
Depreciation *, write-offs -15 -11 -12 +36%
Losses, provisions ** -43 -42 -39 +2%
Pre-tax profit 738 853 838 -13%
E.o. items, net 2 1 -8 -
Taxes -160 -202 -181 -21%
Net operating profit bef. minorities 580 652 649 -11%
Net operating profit 576 645 643 -11%
* excl. amortisation of goodwill
** additional (+) / lower (-) actual credit-related provisions 0 +1 -13
Supplement 27

29. CREDIT SUISSE PRIVATE BANKING
KEY PERFORMANCE INDICATORS
Q2/01 Q1/01 Q2/00
Total revenue / AuM 125 bp 137 bp 130 bp
Operating return on AuM * 48 bp 57 bp 55 bp
Pre-tax margin * 49.3% 54.1% 54.5%
Cost / income ratio * 48.0% 43.3% 42.5%
Fee income / total revenue 70.4% 64.9% 66.8%
AuM, CHF bn ** 489.1 463.6 456.4
Growth in AuM 5.5% 1.6% -1.9%
* excl. amortisation of goodwill
** 30.06.01, 31.03.01 and 31.12.00 resp.
Supplement 28

30. CREDIT SUISSE PRIVATE BANKING
COMPOSITION OF ASSETS UNDER MANAGEMENT
AuM categories
Liquidity / MM & other
30% 32% 34%
32% Fixed income
34% 33%
38% 34% 33% Equities
12/00 03/01 06/01
AuM currency composition
8% 8% 7%
all other currencies
26%
27% 27%
EUR
41%
39% 40% USD
CHF
26% 26% 26%
12/00 03/01 06/01
Supplement 29

31. CREDIT SUISSE ASSET MANAGEMENT
INCOME STATEMENT
Q2/01 Q1/01 Q2/00 Change
CHF m CHF m CHF m to Q1/01
Operating income 417 377 370 +11%
Personnel expenses -197 -175 -153 +13%
Other operating expenses -122 -113 -116 +8%
Total operating expenses -319 -288 -269 +11%
Gross operating profit 98 89 101 +10%
Depreciation *, write-offs -8 -7 -5 +14%
Losses, provisions 0 0 0 -
Pre-tax profit 90 82 96 +10%
E.o. items, net 0 -1 0 -
Taxes -2 -13 -19 -85%
Net operating profit 88 68 77 +29%
* excl. amortisation of acquired intangible assets and goodwill
Supplement 30

32. CREDIT SUISSE ASSET MANAGEMENT
KEY PERFORMANCE INDICATORS
Q2/01 Q1/01 Q2/00
Operating return on AuM * 7.0 bp 5.6 bp 6.9 bp
Pre-tax margin * 21.2% 20.1% 25.3%
Cost / income ratio ** 76.9% 73.4% 72.3%
Personnel expenses / operating income ** 46.4% 43.5% 40.4%
AuM, CHF bn *** 503.4 485.4 487.2
Discretionary funds, CHF bn *** 372.4 356.7 360.1
Mutual funds distributed, CHF bn *** 138.3 129.5 136.9
Growth in discretionary AuM 4.4% -0.9% -3.4%
* excl. amortisation of acquired intangible assets and goodwill
** excl. acquisition interest as well as amortisation of acquired intangible assets and goodwill
*** 30.06.01, 31.03.01 and 31.12.00 resp.
Supplement 31

33. CREDIT SUISSE ASSET MANAGEMENT
KEY FIGURES
Gross margin (bp) Net margin (bp)
excl. acquisition interest excl. amortisation of acquired intangible
assets and goodwill
34 34
33
7.0
6.9 5.6
Q2/00 Q1/01 Q2/01
Q2/00 Q1/01 Q2/01
Net new assets (CHF bn) Composition of discretionary AuM
11% 12% 12% Other
21% 21% 22%
6.8 Balanced
4.3
31%
1.2 34% 31%
Equity
36% 35%
34%
Fixed
Income
Q2/00 Q1/01 Q2/01 12/00 03/01 06/01
Supplement 32

34. CREDIT SUISSE FIRST BOSTON
REVENUE BY INCOME STATEMENT ITEMS
Q2/01 Q1/01 Q2/00 Change
CHF m CHF m CHF m to Q1/01
Net interest income before acquisition interest 855 854 292 0%
Acquisition interest -200 -243 0 -18%
Net interest income 655 611 292 +7%
Net commission & service fee income 3,008 3,217 2,263 -6%
Net trading income 3,060 2,949 2,139 +4%
Other ordinary income, net -109 -33 -49 -
Operating income 6,614 6,744 4,645 -2%
n.b.
Brokerage, execution and clearing expenses 189 157 129 +20%
(not netted against operating income, but
presented as part of operating expenses)
Supplement 33

35. CREDIT SUISSE FIRST BOSTON
INCOME STATEMENT (IN CHF)
Q2/01 Q1/01 Q2/00 Change
CHF m CHF m CHF m to Q1/01
Operating income 6,614 6,744 4,645 -2%
Personnel expenses -4,130 -4,362 -2,813 -5%
Other operating expenses -1,425 -1,230 -766 +16%
Total operating expenses -5,555 -5,592 -3,579 -1%
Gross operating profit 1,059 1,152 1,066 -8%
Depreciation *, write-offs -226 -213 -194 +6%
Losses, provisions ** -298 -92 -177 +224%
Pre-tax profit 535 847 695 -37%
E.o. items, net 0 -1 0 -
Taxes -92 -187 -190 -51%
Net operating profit bef. minorities 443 659 505 -33%
Net operating profit 443 659 507 -33%
* excl. amortisation of acquired intangible assets and goodwill
** additional (+) / lower (-) actual credit-related provisions -24 +24 -23
Supplement 34

36. CREDIT SUISSE FIRST BOSTON
INCOME STATEMENT (IN USD)
Q2/01 Q1/01 Q2/00 Change
USD m USD m USD m to Q1/01
Operating income 3,838 4,113 2,812 -7%
Personnel expenses -2,396 -2,660 -1,703 -10%
Other operating expenses -830 -750 -464 +11%
Total operating expenses -3,226 -3,410 -2,167 -5%
Gross operating profit 612 703 645 -13%
Depreciation *, write-offs -131 -130 -118 +1%
Losses, provisions ** -176 -56 -108 +214%
Pre-tax profit 305 517 419 -41%
E.o. items, net 0 -1 0 -
Taxes -50 -114 -114 -56%
Net operating profit bef. minorities 255 402 305 -37%
Net operating profit 255 402 306 -37%
* excl. amortisation of acquired intangible assets and goodwill
** additional (+) / lower (-) actual credit-related provisions -15 +15 -14
Supplement 35

37. CREDIT SUISSE FIRST BOSTON
FID REVENUE BREAKDOWN - H1 2001 YTD
Fixed Income *
Rates
38% Credit
43%
EMG
19%
* Fixed Income revenue includes 50% of fixed income capital markets
Supplement 36

38. CREDIT SUISSE FIRST BOSTON
EQUITY REVENUE BREAKDOWN - H1 2001 YTD
Equity * US
customer
31%
EDCU
43%
LatAm
customer
3%
Europe
Asia customer
customer 16%
7%
* Equity revenue includes 50% of equity capital markets
Supplement 37

39. CREDIT SUISSE FIRST BOSTON
IBD REVENUE BREAKDOWN - H1 2001 YTD
Investment Banking * Other DCM
PE
7% 7%
3%
ECM
20%
Leveraged
finance
M&A
12%
51%
* Investment Banking revenue includes 50% of equity capital markets and 50% of fixed income capital markets
Supplement 38

40. CREDIT SUISSE FIRST BOSTON
KEY PERFORMANCE INDICATORS
Q2/01 Q1/01 Q2/00
Operating ROE * 13.0% 18.7% 18.6%
Pre-tax margin * 10.8% 14.9% 15.0%
Cost / income ratio ** 81.9% 80.3% 81.2%
Personnel expenses / operating income ** 57.6% 59.7% 60.6%
Number of employees *** 27,687 28,211
Average allocated equity capital, CHF m 17,653 16,836 10,875
* excl. amortisation of retention payments as well as acquired intangible assets and goodwill
** excl. acquisition interest and amortisation of retention payments as well as acquired intangible assets and goodwill
*** 30.06.01, 31.03.01 and 31.12.00 resp.
Supplement 39

41. CREDIT SUISSE FIRST BOSTON
KEY MARKET SHARE FIGURES
H1/01 YTD 2000 * 1997
Rank Share Gap to 3 Rank Share Gap to 3 Rank Share Gap to 3
Global M&A 4 17.8% 4.1% 3 27.0% none 5 12.3% 6.2%
Global Equity 5 11.1% 0.9% 4 11.2% 2.2% 5 4.9% 7.3%
Global Debt 3 9.0% none 4 9.1% 0.5% 7 5.4% 3.2%
High Yield 1 15.8% none 1 21.0% none 10 4.0% 7.3%
Equity research
North America 1 56 RA none 1 56 RA none 10 13 RA 26 RA
Europe 1 41 RA none 4 26 RA 10 RA 12 8 RA 26 RA
RA = ranked analysts
* 2000 rankings include DLJ for full year
Supplement 40

42. CREDIT SUISSE FIRST BOSTON
TRADING EXPOSURE (99% 1-day VaR)
06.2001 03.2001 12.2000
VaR by risk type USD m USD m USD m
Interest rate 79.8 97.6 80.5
Foreign exchange 17.1 15.7 8.9
Equity 21.2 12.7 24.2
Commodity 1.1 2.2 1.5
Diversification benefit -46.9 -44.4 -31.0
72.3 83.8 84.1
Total VaR at period end
73.0 82.4 86.7
Average during quarter
85.3 99.4 103.9
Maximum during quarter
66.6 69.5 75.5
Minimum during quarter
USD m USD m USD m
Standard deviation of trading P&L
21.8 24.0 17.1
Quarter
23.0 24.0 18.4
YTD
Comment:
§ Reported VaR as disclosed based on model approved by regulators
§ Difference between reported VaR and observed trading volatility caused by model conservatism
§ quot;Observed VaRquot; looks at actual trading P&L volatility; best method for peer comparison
Supplement 41

43. CREDIT SUISSE FIRST BOSTON
EMERGING MARKETS EXPOSURES
06.2001 03.2001 12.2000
USD m USD m USD m
Asia
Total exposure, net of provisions and off-sets 2,895 3,130 3,233
(whereof provisions) (308) (304) (304)
Americas *
Total exposure, net of provisions and off-sets 3,405 3,620 2,068
(whereof provisions) (27) (16) (16)
Eastern Europe
Total exposure, net of provisions and off-sets 1,996 1,787 1,918
(whereof provisions) (45) (137) (258)
Africa
Total exposure, net of provisions and off-sets 620 563 813
(whereof provisions) (29) (29) (29)
Middle East
Total exposure, net of provisions and off-sets 496 410 392
(whereof provisions) (12) (12) (12)
* Net exposure Argentina 06/01: USD 430 m, whereof USD 215 m loans (all performing)
Supplement 42

44. CREDIT SUISSE FIRST BOSTON
GLOBAL TELECOM EXPOSURE * BY RATING
06.2001
USD m in %
AAA - -
AA 275 4.8%
A 2,968 52.0%
BBB 620 10.9%
Total inv. grade 3,863 67.6%
BB 676 11.8%
B 746 13.1%
CCC-C 166 2.9%
D 260 4.5%
Total exposure 5,712 100.0%
* exposure defined as loan commitments (funded and unfunded) plus MTM trading exposures
Supplement 43

45. TOTAL COUNTERPARTY EXPOSURE
INDUSTRY BREAKDOWN
Total exposure: CHF 431 bn Other
Services
(as of 30 June 2001) 3.0%
Individuals 13.1%
15.3%
Manufacturing
Public
Selected Industries 10.9%
3.1%
Automotive: 0.5%
§
Computer: 2.0%
§ RE & Const.
Energy: 4.9%
§ 8.5%
Health Care: 1.2%
§ Energy/Environ.
Telecom: 2.7%
§ 5.0%
Financial Agri/Mining
Enterprises 1.7%
39.6%
Supplement 44

46. ASSET QUALITY
CAPITAL EXPOSURE & PROVISION DEVELOPMENT
CSFS CSPB CSFB CSG
in CHF m
06.01 06.01 06.01 06.01
6,923 149 2,668 9,740
Non-performing loans (NPLs) *
-16% +34% +80% -1%
% change to 31.12.00
4,389 75 1,405 5,869
Capital provisions against NPLs **
129,603 41,830 259,830 431,263
Counterparty exposure *
103,840 37,373 46,369 187,682
- of which lending
Coverage ratio of NPLs
63% 50% 53% 60%
30.06.01
62% 54% 67% 63%
31.12.00
NPLs as %age of credit exposure *
5.3% 0.4% 1.0% 2.3%
30.06.01
6.5% 0.3% 0.6% 2.4%
31.12.00
* includes loans and loan equivalents
** excludes total interest of CHF 1,685 m (fully provided)
Supplement 45