Part of Premier Alliance’s 360⁰ Intelligent Delivery is to provide well-rounded thought leadership-360 degree thinking regarding issues facing today’s businesses. Our distinct points of view provide intuitive insight allowing our clients to reflect on their own business conditions and risk. Here is a look at some potential risks across the whole enterprise that businesses may cross in the upcoming year, and questions to prompt your thinking about your business situation.

1. Governance Risk and Compliance Services
Ever Changing Business Risk
By Troy Snyder, Director
December 2011
Part of Premier Alliance’s 360⁰ Intelligent Delivery is to provide well-rounded thought
leadership-360⁰ thinking, regarding issues facing today’s businesses. Our distinct points of view
provide intuitive insight allowing our clients to reflect on their own business conditions and risk.
As we look toward the New Year, the business climate is continuing to change and risk should be
on every company’s agenda. The ability to adapt to new threats and more importantly
anticipate events that will effect the enterprise is more important than ever now that business
margins are thin.
Here is a look at some potential risks across the whole enterprise that businesses may cross in
the upcoming year and questions to prompt your thinking about your business situation.
Emerging World Markets—will they continue to have more effect on global markets? Consider
the following:
 Does your organization have plans to acquire shares in the emerging markets? If so,
what risk does that present?
 Do the emerging markets impact your market as these economies continue to grow? If
so, what would be your risk mitigation of market loss?
Managing Talent—Talent is critical for organizations. The workforce is constantly changing.
Please consider:
 Are you being affected by baby boomers’ looming retirement within your organization?
 Are you able to attract the kind of new talent that will allow your organization to grow
today and in the future?
 Are you developing high quality internal training programs for younger employees to
maximize growth and culture integration?
Access to Credit—Is lack of credit stunting growth plans? As the credit market is shifting,
consider the following:
 Access to credit is a business risk. Do you have plans in place to address this?
 Is the wavering economy impacting your ability to access credit?
 Is the cost to obtain credit cutting into potential earnings preventing capital
improvements to stay competitive in the market?

2.  Are credit concerns leading to disruptions within your supply chain that could have a
negative impact on your business?
Regulation and Compliance—This affects all business sectors and industries. Do you
understand changes that may impact your business? Other thoughts are:
 Does uncertainty of potential new regulatory action limit growth and expansion and
create conflicting business risk?
 Are you staying ahead of the curve and understanding new regulations and their impact
on your business and risk profile?
 Can your business model survive with more regulations? Do you understand how to
address these risks?