Learn some great tips and insight on saving money on car insurance brought to you by Best Auto Insurance, the <a>Cheap Car Insurance</a> Specialists.

1. Ways to Save on CarWays to Save on Car
InsuranceInsurance
Brought to you by the InsuranceBrought to you by the Insurance
team at Best Auto Insuranceteam at Best Auto Insurance
www.bestautoinsurance.comwww.bestautoinsurance.com

2. Car Insurance Isn’t Just About HowCar Insurance Isn’t Just About How
Good of a Driver you areGood of a Driver you are
• When shopping for car insurance quotes andWhen shopping for car insurance quotes and
premiums, there are a few things you shouldpremiums, there are a few things you should
keep in mind when trying to get affordable rateskeep in mind when trying to get affordable rates
that don’t seem as important as they are. Bestthat don’t seem as important as they are. Best
Auto insurance is here to help, and the followingAuto insurance is here to help, and the following
list we compiled contains tips from the best autolist we compiled contains tips from the best auto
insurance companies on how to lower your carinsurance companies on how to lower your car
insurance premium and rate.insurance premium and rate.
• Check out the website for more information andCheck out the website for more information and
insight, but hopefully this presentation will helpinsight, but hopefully this presentation will help
you understand the basics.you understand the basics.

3. Shop AroundShop Around
• While this may sound like a no-brainer, manyWhile this may sound like a no-brainer, many
people do not even attempt to get quotes from apeople do not even attempt to get quotes from a
second company when they find a car insurancesecond company when they find a car insurance
rate they can afford. Companies want torate they can afford. Companies want to
compete with each other for your business, usecompete with each other for your business, use
this to your advantage and make your requeststhis to your advantage and make your requests
known. While you might not get everything youknown. While you might not get everything you
want, as long as you are shopping around, youwant, as long as you are shopping around, you
are getting a great rate.are getting a great rate.

4. Get a Higher DeductibleGet a Higher Deductible
• The higher your deductible for your autoThe higher your deductible for your auto
insurance policy, the less you pay annually. Ainsurance policy, the less you pay annually. A
deductible of $1000 can save you about 40% indeductible of $1000 can save you about 40% in
annual costs compared to the average. Bewareannual costs compared to the average. Beware
though, if you get into an accident you’re goingthough, if you get into an accident you’re going
to have to pay the $1000 deductible right away,to have to pay the $1000 deductible right away,
so you need to have the amount on hand. Whileso you need to have the amount on hand. While
this is a risk, if you are a confident, competentthis is a risk, if you are a confident, competent
driver this is one of the best ways to save.driver this is one of the best ways to save.

5. Drive a ClunkerDrive a Clunker
• Having an older car that is worth less value inHaving an older car that is worth less value in
turn makes your car insurance premium lower.turn makes your car insurance premium lower.
In addition older cars tend to be less expensiveIn addition older cars tend to be less expensive
to fix so your comprehensive and collisionto fix so your comprehensive and collision
coverage potentially are much lower in yourcoverage potentially are much lower in your
policy and therefore make your auto insurancepolicy and therefore make your auto insurance
premium lower. This does not hold true withpremium lower. This does not hold true with
classic cars or very rare cars because findingclassic cars or very rare cars because finding
replacement parts and servicing such vehiclesreplacement parts and servicing such vehicles
obviously incur a greater cost.obviously incur a greater cost.

6. Buy Health and Car Insurance fromBuy Health and Car Insurance from
the Same Companythe Same Company
• Many insurance companies will lower theMany insurance companies will lower the
cost for your premium if you purchasecost for your premium if you purchase
multiple policies from them. This is notmultiple policies from them. This is not
exclusive wholly to auto insurance either.exclusive wholly to auto insurance either.
If a company provides Health or LifeIf a company provides Health or Life
insurance policies, they will often give youinsurance policies, they will often give you
a discount if you sign up for anothera discount if you sign up for another
insurance plan with them.insurance plan with them.

7. Maintain Your Credit ScoreMaintain Your Credit Score
• Having a good credit history is essential not onlyHaving a good credit history is essential not only
for getting a cheaper auto insurance policy, butfor getting a cheaper auto insurance policy, but
also very important for leasing or buying a newalso very important for leasing or buying a new
car. Insurance companies give less expensivecar. Insurance companies give less expensive
rates to customers who have proven that theyrates to customers who have proven that they
are capable of paying bills on time. When anare capable of paying bills on time. When an
insurance company looks at your credit, theyinsurance company looks at your credit, they
hope to see low balances and consistenthope to see low balances and consistent
payments. Make sure any discrepancies in yourpayments. Make sure any discrepancies in your
record are settled and check your score often.record are settled and check your score often.

8. Ask for Other DiscountsAsk for Other Discounts
• There are many discounts available from insuranceThere are many discounts available from insurance
companies, and not all of them are advertised. Ask if acompanies, and not all of them are advertised. Ask if a
company provides any of the following:company provides any of the following:
• More than 1 car More than 1 car
No Accidents in 3 Years No Accidents in 3 Years
No Moving Violations in 3 Years No Moving Violations in 3 Years
Driver Training Courses Driver Training Courses
Defensive Driving CoursesDefensive Driving Courses
Anti-Theft Devices Anti-Theft Devices
Low Annual Mileage Low Annual Mileage
Student Drivers with Good Grades Student Drivers with Good Grades
• Even if the discount does not seem like a large amountEven if the discount does not seem like a large amount
of savings, remember that they will quickly add up, andof savings, remember that they will quickly add up, and
the less you can pay each year, the better.the less you can pay each year, the better.

9. In Summary…In Summary…
• There are many other ways to save onThere are many other ways to save on
your auto insurance besides just being ayour auto insurance besides just being a
safe driver, use these tips to help yousafe driver, use these tips to help you
save moneysave money
• When you are ready to request a freeWhen you are ready to request a free
quote, check out our websitequote, check out our website
www.bestautoinsurance.comwww.bestautoinsurance.com and find theand find the
policy that is best for you.policy that is best for you.

10. In Summary…In Summary…
• There are many other ways to save onThere are many other ways to save on
your auto insurance besides just being ayour auto insurance besides just being a
safe driver, use these tips to help yousafe driver, use these tips to help you
save moneysave money
• When you are ready to request a freeWhen you are ready to request a free
quote, check out our websitequote, check out our website
www.bestautoinsurance.comwww.bestautoinsurance.com and find theand find the
policy that is best for you.policy that is best for you.