This is for those that demand the best and most secure structure possible while still being able to exert control over funds held in the structure. There is nothing more private or secure than these structures anywhere, period. http://www.panamalaw.org

1. Guide to Our Asset Protection & Private Banking
Packages
Extreme Asset Protection - This is for those that demand the best and most secure structure
possible while still being able to exert control over funds held in the structure. There is nothing
more private or secure than these structures anywhere, period.
Guatemala Corporate International Trust Agreement Banking
Advantages - This is our most secure package offered. The bank does not know who you are.
The law firm in Guatemala forms an anonymous Guatemala S.A. Corporation for you. Your name
does not appear in any public registry or database associated with the corporation. The
corporation has a bank account with a quality Guatemala bank that offers online banking. The law
firm is the signatory on the bank account, not you. The bank does not know who you are. To get
your name would require a court fight with the law firm in Guatemala showing that you and the
assets in questions were involved in serious criminal activity other than taxes. Only a notarized
copy of passport and driver license is required to be sent by scan in an email. No bank reference
letters. This is the most secure structure we know of.
Disadvantages – The structure is costly at $8,000 set up including the corporation, international
trust agreement and bank account. There is a one-time fee of 5% of the incoming money, as
compensation to the law firm to be responsible for the money.
For more information click here: Guatemala Private Banking.
Guatemala International Trust Agreement Banking
Advantages – Offers similar protection to above at a lower cost. The fee is $2000 setup plus one
time fee of 5% of the incoming money, as a fee to the law firm for being responsible for the
money. This is similar to the above structure except no corporation is used. The client is banking
through the attorney client account of the law firm. The bank does not know who the client is.
This is fast secure solution that can be set up in 2-3 days.
Disadvantages - There is no separate bank account involved so this is probably not suitable for
those having clients or customers wire money to them. There is no online banking. The law firm
representative assigned to the account communicates securely with the client to execute outgoing
wires and notify of incoming wires. International Trust Agreement Banking
Excellent Asset Protection - This is for those that wish to sign on their own bank account and
want to be in a world class bank with every possible feature an offshore bank could offer in a very
secure and stable jurisdiction. Within these guidelines nothing can be found that is more private,
stable or secure anywhere in the world.
Hong Kong Corporate Bank Account
Advantages - Hong Kong offers Anonymous Corporations, Bank Secrecy, No Tax Information
Exchange Agreements, No Tax on Offshore Derived Income, No Capital Gains Tax, Stock
Brokerage Accounts at the Bank, A Bank with One Trillion dollars in Deposits, Online Banking,
Credit Cards, Accounts in 10 Currencies including Chinese Renminbi, Unlimited Government Bank
Insurance, and you do not have to go to Hong Kong to have bank account opened. You do not
need any bank reference letters, in fact no reference letters are required at all to open a bank

2. account. If this is not enough English is an official language of Hong Kong and the bank personnel
all speak fluent English. The features and benefits of using Hong Kong are extensive.
Disadvantages – Hong Kong has a big time difference from North, Central and South America,
roughly 12 hours. The time difference between the EU and Hong Kong will be about 8-9 hours.
This means you will be relying on online banking and email more but the customer service is
excellent.
For more information go here:Hong Kong Bank Accounts and Hong Kong Corporations
Pretty Good Asset Protection - This is for those that wish to sign on their own bank accounts
and do not have any serious financial enemies and do not expect to have any in the future, but of
course no one can predict the future. It costs a lot of money to chase someone offshore so for
those with modest assets this may be all that is necessary. These structures are not suggested for
those with substantial assets.
Panama Corporation & Foundation Package
Advantages – A Panama Anonymous Bearer Share Corporation is formed and the shares for this
corporation are owned by an Anonymous Panama Private Interest Foundation. Both entities have
bank accounts at the same bank. Wires are sent and received by the corporation using the
corporate bank account only. The excess funds are moved over from the corporation bank account
into the foundation account at the same bank using the banks internal transfer system to avoid
any external trails to the foundation bank account. If there is an attack from a financial enemy it
will be launched at the corporation account since this is all that is visible to the outside world. The
real assets are not in the corporate account and when trouble is detected at the corporate account
the assets held by the foundation can be relocated. Foundation bank accounts are extremely
difficult to seize or attach and this can only be done under special circumstances where the
foundation itself did something wrong. Thus your funds can be kept safe and secure in the
foundation account without anyone knowing about this bank account unless you tell them about it.
Panama has not signed any Tax Information Exchange Agreements and says they will not sign
any. They have no capital gains tax on bank interest or stock market profits. Banks have online
banking including ability to send online wires.
Disadvantages – The structure can be a little complicated to use. Moving funds form one
account to the other requires a 24 hour wait until funds are available even though all done inside
the same bank.
For more information go here: Bullet Proof Asset Protection
Casual Asset Protection - These structures are more preventative or precautionary in nature
and may not hold up to attack from determined financial enemies. Should not be used for
substantial amounts of assets. The strength of these structures is that it is most difficult to
determine who is the owner of the structure and bank account. This is a major obstacle for
financial enemies pursuing you in many instances. Some people use several of these jurisdictions
and structures simultaneously to spread their risk out. This is referred to as diversification of their
asset protection structuring and is an excellent tactic.
Panama Private Interest Foundation With Panama Bank Account
Advantages - The foundation has a bank account in a Panama bank with you as the signatory on
the account. Foundation accounts are hard to attack and it requires that the foundation itself do
something that is directly actionable.

3. Disadvantages - The trail of wires coming in will lead to the foundation bank account.
Foundations are not supposed to engage in any businesses. For this a corporation is used and
foundations can own corporations. A foundation being used as a corporation for business can be
set aside leaving the assets exposed.
For more information go here: Panama Foundations
Panama Anonymous Bearer Share Corporation With Panama Bank Account
Advantages – The Corporation is anonymous in that the owner’s names do not appear in any
public registry or database. When wires come and go in the name of the corporation it is
impossible to determine whom the natural persons are who own the corporation. This structure is
good for conducting business in an offshore tax haven with privacy.
Disadvantages - This combined with Panama Bank Secrecy provides some preventive
protections but if a financial enemy launches an attack, it will be harder to survive the attack with
just a corporation.
For more information go here: Panama Bearer Share Corporation
Belize Banking with Panama Corporation or Foundation
Advantages – Belize is another jurisdiction that has not signed any Tax Information Exchange
Agreements. They have small but decent banks with good customer service and online banking.
The official language of Belize is English so you can expect fluency in English at the bank. Their
banks respect client privacy. Some clients use Belize as a jurisdiction to first receive money into
and then move the funds to another account with a different corporation in another jurisdiction.
Doing it the other way around also works. This breaks up the money trail. Belize and Panama are
about equal in protection offered.
Disadvantages – Belize is a small jurisdiction. They do get hurricanes and banks can go offline
for a couple of days a year.
For more information go here: Belize Banking
Nevis Banking With a Panama Corporation or Foundation
Advantages – Nevis is another jurisdiction that can offer preventive protection. The banks are
small but responsive.
Disadvantages – Nevis is a small Island jurisdiction with small banks.
Civil Only Asset Protection - The bank in this jurisdiction will turn over account information for
any reason to any government who requests it, directly or through government channels. This is
only for those who are squeaky clean with governments and just want civil only asset protection.
Any transaction incoming or outgoing over $5,000 needs to be explained and possibly
documentation will be requested.
Saint Vincent Grenadines Banking With A Panama Corporation or Foundation
Advantages – Small but responsive banking. Easy solution to being offshore.
Disadvantages – Small island jurisdiction.

4. For more information go here: Saint Vincent Grenadines Banking
http://www.panamalaw.org