People in India often have sudden urgency of money for different purposes such as marriages, child education, and treatment for critical illness or accidents. There are many government and private banks of International reputation operating in India having branches in different parts. However, people do not know how to get financial help from them. Banks offer different type of loans. People do not know which type of loan is best suitable for them. What is the documentation procedure? How loans can be approved in least time? Loan4India is here to answer all your queries and help in getting loans quickly for any purpose. Besides this we extend our assistance for different financial products and services. A team of financial experts help you in investing in different schemes that can offer you high returns of your money. Insurance advisors help you in selecting a suitable insurance plan according to your purpose and expectations. Loan4India.com is also helpful for people who want to purchase, sell or rent any commercial property or residential property anywhere in India. Expert tax consultants working with us assess annual tax and monthly tax according to latest tax slab for individuals and companies. They also provide tax saving tips, guide you on tax exemption and tax rebate schemes. On this website, you will find useful information regarding all kinds of loans, insurance plans, investments, tax planning and real estate investment. The benefit is that you do not have to go to different websites or companies to resolve your queries on different topics related with finance and investment. You can do all comparisons at one place. Key Advantages: • Compare among different plans offered by a financial company • Compare among schemes of different trusted financial institutions • Get quotes from leading banks, Insurances and real estate companies • Plan in a tax saving way You can contact us through phone, e-mail or chat for any query. We are not associated with any bank, Insurance Company or any other financial organization. Our aim is to provide detailed information on different kinds of financial schemes and help people in selecting schemes, making documentation procedure easier and least time taking. A- Fill the the some details about your income and loan requirement. B- Select bank name which you want to compare your loan rate of interest and fees C- Select best option which have given by bank and lenders.

1. B U S I N E S S L O A N / E L I G I B I L I T Y / D O C U M E N T S / R A T E
O F I N T R E S T A P P L Y & C O M P A R E
Loan4india Business Loans are a perfect solution to service your short-term finance and working
capital requirements. With Loan4india at your service, you can focus on growing your business
while we take care of financing your business expansion needs.
PRODUCT FEATURES
Loan amount from Rs. 10 Lakhs upto Rs. 35 Lakhs
Convenient loan repayment option of 12 to 36 months
No security or collateral required to avail this loan
ELIGIBILITY & LOAN CRITERIA
Business Loans can be availed by self-employed individuals, self-employed professionals, sole
proprietorships, partnership firms and private limited companies (including closely-held public
limited companies), with a profitable business for the past 3 years.
Applicant’s age should be minimum 27 years at the time of application and maximum 65 years at
loan maturity.
Minimum 5 years of experience required in the same line of business with at least 3 years of
business establishment & operation in the same city. For self-employed professionals, minimum
4 years of post-qualification experience is required.
Minimum business turnover required is Rs. 1 Crore and for Professional / Service Sector,
applicant’s gross receipts should be at least Rs. 60 Lakhs.
Applicant must own either residence or office in his name or jointly with family members or resides
in a residence owned by an immediate family member.
LIST OF DOCUMENTS REQUIRED
PAN Card – For Individual / Partnership Firm / Company
Identity Proof – Any one (Voter ID / Driving License / Passport / Photo Debit Card / Aadhar Card)
Address Proof – Any one (Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill /
Registered Lease Deed or Sale Agreement / Bank Statement / Ration Card / Co-operative Housing
Society Receipt)

2. Ownership proof of either residence or office either in the name of applicant or jointly with family
members
Business Continuity Proof – Any one document dated 5 years old (Bank Statement / Sales Tax
Challans / IT Returns / Shops & Est. Certificate / Certificate of Incorporation / Partnership Deed)
Unsecured loan repayment track record of minimum 18 months
Letter certifying end use of the business loan funds on Business Letterhead
Passport Size Photographs of all applicants and co-applicants
LIST OF FINANCIAL DOCUMENTS REQUIRED
For Self-Employed Individuals / Sole Proprietorships
Latest audited ITR and financials for the last 3 years. (Balance Sheet, Profit & Loss A/c.,
Computation of Income along with all schedules.)
Bank statements from the borrower's main account/s for last 6 months and 3 months of all other
bank accounts mentioned in the Balance Sheet
For Self-Employed Professionals
Latest audited ITR and financials for the last 3 years. (Balance Sheet, Profit & Loss A/c.,
Computation of Income along with all schedules.)
Bank statements from the borrower's main account/s for last 6 months and 3 months of all other
bank accounts mentioned in the Balance Sheet
Professional Qualification Certificate and Degree Certificate for professionals. (Doctors, Architects,
Chartered Accountants etc.)
For Partnership Firms / Private Limited Companies
Latest audited ITR and financials for the last 3 years. (Balance Sheet, Profit & Loss A/c.,
Computation of Income along with all schedules.)
Bank statements from the main account/s for last 6 months and 3 months of all other bank
accounts mentioned in the Balance Sheet
Partnership Deed and partnership authority letter for partnership firms
Memorandum and Articles of Association and Board Resolution from the company
Certificate of Incorporation (COI) for companies
Latest shareholding patterns for Private Ltd. / Public Ltd. companies