http://www.LegacyLegal.com Federal law allows you one free copy of your credit report from each of the three main credit bureaus every 12 months. You want to be sure all of your account and personal information is accurate; otherwise your credit rating and credit score could suffer. You also want to be sure your positive efforts are recorded and noted as well. Go to AnnualCreditReport.com and provide your complete information and you can get an electronic copy of your credit report.