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WELCOME & THANKS TO YOU

        Karen Ross
        •B.C.I.T. Business Administration
        •U.B.C. Urban Land Economics
        •“Healthy for Life” Trainer
        •Community newspaper
            health columnist
        •Silver Director
            with USANA Health Sciences
Health & Freedom         The Key Points We Will Cover




         •    Today’s Reality     •   Learn the Most
                                      Powerful Way to Create
         •    Industry & Trends       Health & Freedom
         •    USANA Health        •   Training & Support
              Sciences
                                  •   Timing




1   Health & Freedom
Two Challenges Facing People Everywhere


             1         FINANCES         2      HEALTH




    Concerned about Financial Future   Concerned about Health

2   Health & Freedom
11                The changing world - SUCCESS PLAN
       Old School: “Go to school, study hard, and get
         good grades so you can get a secure, high-paying
         job with benefits—and your job will take care of
         you.”

       New School: “If you want a solid future, you need
        to create it. You can take charge of your future only
        when you take control of your income source. You
        need your own business.”
                          ROBERT T. KIYOSAKI
                       Investor, Entrepreneur, Financial Education Advocate, and Best-Selling Author
                   Robert Kiyosaki is the author of Rich Dad Poor Dad—
                        the No. 1 personal finance book of all time

3   Health & Freedom
Freedom Principles of Wealth Creation


       1. Minimize your tax liability
                       There are two sets of tax laws in Canada,
                              one for the employee and
                                one for the employer.

                                                                   Sanford C. Botkin
                       Having a home based business can save           – C.P.A.
                           $3 – 9000./year extra in taxes.         Tax lawyer, former IRS
                                                                     attorney & trainer




4   Health & Freedom
Paying taxes after expenses makes “cents”
                                                 Business
                                        T4
                                     Employee     Owner



                       $ earned      $1,000.00   $1,000.00

                       Inc. tax      ($300.00)

                       Expense                   ($900.00)
                       Take home $    $700.00     $100.00

                       Expense       ($900.00)

                       Inc. tax                    $30.00
                       $ In pocket   ($200.00)     $70.00



5   Health & Freedom
Freedom Principles of Wealth Creation

              2. Overcome personal time barrier
                            Traditional work formula:
                       40 hours/week x 50 weeks/year = 2000
                                      hours
                        X 40 years = 100,000 lifetime hours

                             Leverage efforts of others:
                       Team of 100 people, 10 hours/week x 50
                             weeks/year = 50,000hours
                          Or 100,000 hours in only 2 years!


6   Health & Freedom
Freedom Principles of Wealth Creation
       3. Creation of cash flow.
       - leveraging your time, through
         creating residual income



                       This man made $31 million
                             dollars in 2005
                        yet he’s not even alive….

7   Health & Freedom
Your USANA business is an asset
     - Leveraging your efforts by having your money
       work for you.

             - E.g. $50,000. in the bank, at 2.5% interest, pays $1250./
               year in interest. That’s $100./month.




8   Health & Freedom
Business Basic
     • Handout: AVGE. ANNUAL
       EARNINGS CHART

     • “The only way to take control
       of your financial freedom, for
       you and your family, is to take
       control of your income
       stream.” -Robert Kiyosaki.

9   Health & Freedom
Your USANA business is an asset
                        When your business generates $2000./month,
                                       at 2% interest
                          = cash asset of $1.2 million in the bank.

      Average Diamond Director in Canada makes $47,593./mo.,
                at 2%, the equivalent of $28.6 million.



       In 2010, North American average earnings for an established, full-time USANA Associate. $125,775. for Canada. About $91,000. in the U.S.

                        *Includes income from all sources: compensation plan, leadership bonus, matching bonus, contests and incentives.


10   Health & Freedom
Freedom Principles of Wealth Creation


                                     1. Minimize tax liability
                                     2. Time leverage
                                     3. Creation of cash flow
                                     4. True Health
                                                              WHY USANA?

11   Health & Freedom
                        Credit: Jordan Kemper: http://vimeo.com/38198640
The Power of a
                        USANA Home-based Business
      •    Employs the freedom
           principles – leverage,
           residual income and tax
           advantages
      •    No employees
      •    No boss
      •    No set hours
      •    No set workplace

     •Excellent income potential
12   Health & Freedom
The Benefits of Network Marketing
Manufacturing                    What Network Marketing Can Offer You:
                                  •   Build your network: Leveraged, residual
                        DIRECT
                                      income
                                  •   International business you can
                                      operate from home
                 Customer         •   Higher quality products
                                  •   Low start-up costs
                                  •   No inventory required
                                  •   Join the information age…..


13   Health & Freedom
ONLINE or breadline?
                        Here is a listing of USANA's online sites:
“Soon if you’re
not online,             Main: www.usana.com
you’ll be in a          Sense: www.BeautifulScience.com
                        Rev3: www.drinkrev3.com
bread line”
- Dr. Denis Waitley     Convention: http://
                        www.usana.com/Main/convention/conv_index
                        Corporate Blog: http://www.usana.com/blog
                        What’s Up, USANA?: http://www.whatsupusana.com
                           * Annually


                        MySpace: http://www.myspace.com/usanainc
                        Facebook: www.usana.com/facebook
                        Twitter: http://twitter.com/usanainc and
                        http://twitter.com/drinkrev3/

                                        What Is Your Health Reality?
14   Health & Freedom
Athlete Approved:
       2                   World-class Athletes Trust USANA




                                        “USANA products allowed me to fulfill my       “USANA products help ensure that I
 USANA Ruby Director, Jennifer Azzi        lifelong dream of becoming an             maintain optimal health and sustain my
Olympic gold medalist, member of the               Olympic Champion.”                 energy levels as a professional skier.”
Women's Basketball Hall of Fame, and   -Derek Parra, 2002 Olympic gold medalist    -Jennifer Heil, 2006 Olympic gold medalist,
 head coach of the University of San   & 2010 U.S. speedskating Olympic coach        2010 Silver Olympian, & five-time World
Francisco women's basketball team.                                                                Cup Champion


                                              “In USANA, the Sony Ericsson WTA Tour has found
                                              a manufacturer that not only meets the Tour’s rigorous
                                              anti-doping standards, but one that is willing to back it
                                              up with an athlete guarantee.”
                                                   — Larry Scott, Chairman and CEO of Sony Ericsson WTA
                                                                                                    Tour
15   Health & Freedom
Six Ways to Earn Income with USANA

                                                                  1           Retail Sales
                                                                              Earn profits on the difference between wholesale and retail.


                                                                  2           Weekly Commissions
                                                                              Earn a starting commission of up to 20% from your customers
                                                                              and sales volume of your team.


                                                                  3           Matching Bonus
                                                                              Receive up to 100% matching bonus for 8 months
                                                                              (32 weeks) on the sales volume of Distributors you
                                                                              enroll who become Platinum PaceSetters.


                                                                  4           Incentives
                                                                              Be rewarded with luxury travel, prizes, and even extra
                                                                              cash through USANA’s generous incentive programs.


                                                                  5           Leadership Bonus
                                                                              Participate in USANA’s 3% worldwide weekly bonus pool.


                                                                  6           Elite Bonus
                                                                              Enrich your income with USANA’s 1% quarterly bonus
                                                                              shared among the top 25 income earners.
 The earnings portrayed in this literature are not necessarily representative of the income, if any, that a USANA Distributor can or will earn through his or her participation in the USANA Compensation Plan. These
 figures should not be considered as guarantees or projections of your actual earnings or profits. Any representation or guarantee of earnings would be misleading. Success with USANA results only from
 successful sales efforts, which require hard work, diligence and leadership. Your success will depend on how effectively you exercise these qualities.

16   Health & Freedom
DUPLICATION




17   Health & Freedom
Four Simple Steps
 1        Business Development System                                                 2       Activate (Figure 5)
                   1 Business Center                                             3 Business Centers
         Earning Potential 2,496,000 Php / YR*                           Earning Potential 7,488,000 Php/YR*
        Direct Income from Group Sales Volume                        Leveraged Income from Group Sales Volume
Figure 5
                                      YOU                                                        YOU
          001                                              001           001                                                  001
                                     BC 001             RIGHT SIDE
                                                                                                BC 001                     RIGHT SIDE
       LEFT SIDE                                                      LEFT SIDE


                                                                                      YOU                          YOU
                        JILL                       BOB                               BC 002                       BC 003
                                                                           002                 002        003                 003
                                                                          LEFT                RIGHT      LEFT                RIGHT

                                                                              JILL            KEN           SUE              BOB




                                                                         1,000 GSV PTS   1,000 GSV PTS   1,000 GSV PTS   1,000 GSV PTS
                  2,000 GSV PTS                  2,000 GSV PTS
                                                                          2,000 LEFT 2,000 RIGHT GSV BC 001 = 400PTS.
                  2,000 LEFT 2,000 RIGHT GSV BC 001                      1,000 LEFT 1,000 RIGHT GSV BC 002 = 200 PTS.
                4,000 GSV EARNS 400 PTS.                                 1,000 LEFT 1,000 RIGHT GSV BC 003 = 200 PTS.
                                                                              4,000 GSV EARNS 800 PTS.
        * Not including bonuses or re-entries.



 3        Who Do You Know?                                                            4       Be Teachable

18   Health & Freedom
Training and Support

• Business Development System
• The Income MaximizerTM System
• Professional publications
• Effective business-building tools
• Exciting atmosphere with incentives,
  contests, and travel opportunities
• Spectacular conventions
• Multiple websites
              In Business For Yourself,
                  Not By Yourself
19   Health & Freedom
Timing Could Not Be Better
                        GLOBAL OPPORTUNITY                   - 18 countries


                                                   United States (including Puerto Rico),
                                                     Canada, Australia, New
                                                   Zealand, the Netherlands, the
                                                       United Kingdom, the
                                                    Caribbean Islands*, Japan,
                                                   Hong Kong, Taiwan, Korea,
                                                   Mexico, Singapore, Malaysia,
                                                   China (through BabyCare, Ltd.), &
                                                          the Philippines

                                                     Thailand March, 22, 2012
                                                        France and Belgium on
                                                            March 26, 2012

                   USANA — Recognized Industry Leader Worldwide
20   Health & Freedom
Dreams Are Becoming Reality
                                          1
                                    Ready to get
                                      started.


                                          2
                                     Interested,
      Where Do You See Yourself?   but need more
                                    information.


                                          3
                                      Thanks,
                                   but no thanks.
                                   Try the products?
21   Health & Freedom

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Business onlyabbrev

  • 1. WELCOME & THANKS TO YOU Karen Ross •B.C.I.T. Business Administration •U.B.C. Urban Land Economics •“Healthy for Life” Trainer •Community newspaper health columnist •Silver Director with USANA Health Sciences
  • 2. Health & Freedom The Key Points We Will Cover • Today’s Reality • Learn the Most Powerful Way to Create • Industry & Trends Health & Freedom • USANA Health • Training & Support Sciences • Timing 1 Health & Freedom
  • 3. Two Challenges Facing People Everywhere 1 FINANCES 2 HEALTH Concerned about Financial Future Concerned about Health 2 Health & Freedom
  • 4. 11 The changing world - SUCCESS PLAN Old School: “Go to school, study hard, and get good grades so you can get a secure, high-paying job with benefits—and your job will take care of you.” New School: “If you want a solid future, you need to create it. You can take charge of your future only when you take control of your income source. You need your own business.” ROBERT T. KIYOSAKI Investor, Entrepreneur, Financial Education Advocate, and Best-Selling Author Robert Kiyosaki is the author of Rich Dad Poor Dad— the No. 1 personal finance book of all time 3 Health & Freedom
  • 5. Freedom Principles of Wealth Creation 1. Minimize your tax liability There are two sets of tax laws in Canada, one for the employee and one for the employer. Sanford C. Botkin Having a home based business can save – C.P.A. $3 – 9000./year extra in taxes. Tax lawyer, former IRS attorney & trainer 4 Health & Freedom
  • 6. Paying taxes after expenses makes “cents” Business T4 Employee Owner $ earned $1,000.00 $1,000.00 Inc. tax ($300.00) Expense ($900.00) Take home $ $700.00 $100.00 Expense ($900.00) Inc. tax $30.00 $ In pocket ($200.00) $70.00 5 Health & Freedom
  • 7. Freedom Principles of Wealth Creation 2. Overcome personal time barrier Traditional work formula: 40 hours/week x 50 weeks/year = 2000 hours X 40 years = 100,000 lifetime hours Leverage efforts of others: Team of 100 people, 10 hours/week x 50 weeks/year = 50,000hours Or 100,000 hours in only 2 years! 6 Health & Freedom
  • 8. Freedom Principles of Wealth Creation 3. Creation of cash flow. - leveraging your time, through creating residual income This man made $31 million dollars in 2005 yet he’s not even alive…. 7 Health & Freedom
  • 9. Your USANA business is an asset - Leveraging your efforts by having your money work for you. - E.g. $50,000. in the bank, at 2.5% interest, pays $1250./ year in interest. That’s $100./month. 8 Health & Freedom
  • 10. Business Basic • Handout: AVGE. ANNUAL EARNINGS CHART • “The only way to take control of your financial freedom, for you and your family, is to take control of your income stream.” -Robert Kiyosaki. 9 Health & Freedom
  • 11. Your USANA business is an asset When your business generates $2000./month, at 2% interest = cash asset of $1.2 million in the bank. Average Diamond Director in Canada makes $47,593./mo., at 2%, the equivalent of $28.6 million. In 2010, North American average earnings for an established, full-time USANA Associate. $125,775. for Canada. About $91,000. in the U.S. *Includes income from all sources: compensation plan, leadership bonus, matching bonus, contests and incentives. 10 Health & Freedom
  • 12. Freedom Principles of Wealth Creation 1. Minimize tax liability 2. Time leverage 3. Creation of cash flow 4. True Health WHY USANA? 11 Health & Freedom Credit: Jordan Kemper: http://vimeo.com/38198640
  • 13. The Power of a USANA Home-based Business • Employs the freedom principles – leverage, residual income and tax advantages • No employees • No boss • No set hours • No set workplace •Excellent income potential 12 Health & Freedom
  • 14. The Benefits of Network Marketing Manufacturing What Network Marketing Can Offer You: • Build your network: Leveraged, residual DIRECT income • International business you can operate from home Customer • Higher quality products • Low start-up costs • No inventory required • Join the information age….. 13 Health & Freedom
  • 15. ONLINE or breadline? Here is a listing of USANA's online sites: “Soon if you’re not online, Main: www.usana.com you’ll be in a Sense: www.BeautifulScience.com Rev3: www.drinkrev3.com bread line” - Dr. Denis Waitley Convention: http:// www.usana.com/Main/convention/conv_index Corporate Blog: http://www.usana.com/blog What’s Up, USANA?: http://www.whatsupusana.com * Annually MySpace: http://www.myspace.com/usanainc Facebook: www.usana.com/facebook Twitter: http://twitter.com/usanainc and http://twitter.com/drinkrev3/ What Is Your Health Reality? 14 Health & Freedom
  • 16. Athlete Approved: 2 World-class Athletes Trust USANA “USANA products allowed me to fulfill my “USANA products help ensure that I USANA Ruby Director, Jennifer Azzi lifelong dream of becoming an maintain optimal health and sustain my Olympic gold medalist, member of the Olympic Champion.” energy levels as a professional skier.” Women's Basketball Hall of Fame, and -Derek Parra, 2002 Olympic gold medalist -Jennifer Heil, 2006 Olympic gold medalist, head coach of the University of San & 2010 U.S. speedskating Olympic coach 2010 Silver Olympian, & five-time World Francisco women's basketball team. Cup Champion “In USANA, the Sony Ericsson WTA Tour has found a manufacturer that not only meets the Tour’s rigorous anti-doping standards, but one that is willing to back it up with an athlete guarantee.” — Larry Scott, Chairman and CEO of Sony Ericsson WTA Tour 15 Health & Freedom
  • 17. Six Ways to Earn Income with USANA 1 Retail Sales Earn profits on the difference between wholesale and retail. 2 Weekly Commissions Earn a starting commission of up to 20% from your customers and sales volume of your team. 3 Matching Bonus Receive up to 100% matching bonus for 8 months (32 weeks) on the sales volume of Distributors you enroll who become Platinum PaceSetters. 4 Incentives Be rewarded with luxury travel, prizes, and even extra cash through USANA’s generous incentive programs. 5 Leadership Bonus Participate in USANA’s 3% worldwide weekly bonus pool. 6 Elite Bonus Enrich your income with USANA’s 1% quarterly bonus shared among the top 25 income earners. The earnings portrayed in this literature are not necessarily representative of the income, if any, that a USANA Distributor can or will earn through his or her participation in the USANA Compensation Plan. These figures should not be considered as guarantees or projections of your actual earnings or profits. Any representation or guarantee of earnings would be misleading. Success with USANA results only from successful sales efforts, which require hard work, diligence and leadership. Your success will depend on how effectively you exercise these qualities. 16 Health & Freedom
  • 18. DUPLICATION 17 Health & Freedom
  • 19. Four Simple Steps 1 Business Development System 2 Activate (Figure 5) 1 Business Center 3 Business Centers Earning Potential 2,496,000 Php / YR* Earning Potential 7,488,000 Php/YR* Direct Income from Group Sales Volume Leveraged Income from Group Sales Volume Figure 5 YOU YOU 001 001 001 001 BC 001 RIGHT SIDE BC 001 RIGHT SIDE LEFT SIDE LEFT SIDE YOU YOU JILL BOB BC 002 BC 003 002 002 003 003 LEFT RIGHT LEFT RIGHT JILL KEN SUE BOB 1,000 GSV PTS 1,000 GSV PTS 1,000 GSV PTS 1,000 GSV PTS 2,000 GSV PTS 2,000 GSV PTS 2,000 LEFT 2,000 RIGHT GSV BC 001 = 400PTS. 2,000 LEFT 2,000 RIGHT GSV BC 001 1,000 LEFT 1,000 RIGHT GSV BC 002 = 200 PTS. 4,000 GSV EARNS 400 PTS. 1,000 LEFT 1,000 RIGHT GSV BC 003 = 200 PTS. 4,000 GSV EARNS 800 PTS. * Not including bonuses or re-entries. 3 Who Do You Know? 4 Be Teachable 18 Health & Freedom
  • 20. Training and Support • Business Development System • The Income MaximizerTM System • Professional publications • Effective business-building tools • Exciting atmosphere with incentives, contests, and travel opportunities • Spectacular conventions • Multiple websites In Business For Yourself, Not By Yourself 19 Health & Freedom
  • 21. Timing Could Not Be Better GLOBAL OPPORTUNITY - 18 countries United States (including Puerto Rico), Canada, Australia, New Zealand, the Netherlands, the United Kingdom, the Caribbean Islands*, Japan, Hong Kong, Taiwan, Korea, Mexico, Singapore, Malaysia, China (through BabyCare, Ltd.), & the Philippines Thailand March, 22, 2012 France and Belgium on March 26, 2012 USANA — Recognized Industry Leader Worldwide 20 Health & Freedom
  • 22. Dreams Are Becoming Reality 1 Ready to get started. 2 Interested, Where Do You See Yourself? but need more information. 3 Thanks, but no thanks. Try the products? 21 Health & Freedom

Notas do Editor

  1. If we can improve our finances I believe we can improve our health. So for the next 40 minutes we are going to focus on finances. Companies have been downsizing, rightsizing and capsizing……….many very good people who believe in Old School way of thinking have been caught…….
  2. Industrial-Age thinking, and we’re not in the Industrial Age anymore. Your job is not going to take care of you. The government will not take care of you. Nobody’s going to take care of you. It’s a new century, and the rules have changed. The reason these once-sacred cows no longer give any milk is that they are all obsolete: pensions, job security, retirement security—it’s all Industrial- Age thinking. Pick up any paper…companies are downsizing, rightsizing and capsizing! We’re in the Information Age now, and we need to use Information- Age thinking.
  3. Taxes are the number one expense for most Americans-exceeding what many people pay for food, clothing, lodging and transportation combined! Tax free day in Canada, June 6, 2011. That means that on an average we work over 5 months just to pay our taxes. Are you overpaying yours? There are two sets of tax laws in this country – one for employees and one for employers. Named one of the best tax-slashing guides for small businesses by Entrepreneur magazine, Lower Your Taxes-Big Time! 2007-2008 puts the expertise of a CPA and former IRS attorney at your side The light at the end of the tunnel, for you and millions of others today, is the financial opportunity that starting your own business offers. The tax advantage alone can make a part-time home-based business the single best financial move you’ve ever made. Are you overpaying your taxes? Think about the amount over the course of a lifetime……break it down to $250.+to $750. /month.
  4. One person did not make, or spend, more than another, but it’s clear when we look at the numbers that the end results are different.
  5. Which is more precious time or money? You can always make more money, but time, once it’s spent, is gone. Business owners understand this. If your income depends on the amount of hours you put in, you will always be limited.
  6. Royalty income. Doing the work once, and get paid repeatedly………….turning on the tap to timeless cash flow. Wealthy in this world figure out how to get paid more than once for their work. John Lennon, 25 years after his death earned …..music was recorded once, played time and time again……..and paid for. You Beattle fans will recognize John Lennon. He was killed in Dec. 1980, yet his income stream lived on. 25 years after his death his annual music royalties were still bringing in $31. million dollars!
  7. Does that pay the bills? No. But if you think of it as an asset, it’s the same as having $50,000. banked. This is residual income, money that keeps coming after the initial effort is done. You are being paid over and over for having accumulated that $50000.
  8. Not saying you shouldn’t have a job, you should be thankful that you have one. But if your’e betting your future on the stock market, very volatile. Your company staying in biz. Take control: Not saying you shouldn’t have a job, you should be thankful that you have one. But if your’e betting your future on the stock market, very volatile. Your company staying in biz. Take control: Business is an asset…live life on your terms.
  9. So, if your friends ask you why are you selling vitamins, you can answer, because it’s worth it!
  10. One person did not make, or spend, more than another. I’m not saying that a USANA business is the only way to create wealth, but let’s look at the advantage.
  11. Kiyosaki says “the richest people in the world look for and build networks…….everyone else looks for work.”…………
  12. “ USANA has my vote because they combine the grandest vision and the power of teamwork with the best products. They have the most integrity and forward-thinking leadership of all the top multinational corporations that I have worked with.” — Dr. Denis Waitley, Trainer of Super Bowl and Olympic athletes, Apollo astronauts, and Fortune 500 executives; motivational speaker; and author
  13. USANA compensation plan creates wealth using the power of duplication…….a penny doubled everyday keeps poverty away!
  14. A USANA business resembles a traditional business, in that when you invest in it, you will become the C.E.O. of your own destiny. As you develop your network the organizational chart looks like the equivalent of traditional business hiring presidents, vicepresidents, managers, etc. THE HUGE DIFFERENCE is that these people are NOT employees, each of these individuals is also investing in their own business and can work at fulfilling their own dreams. As part of your training you will learn the details of the compensation plan, and the six ways to earn income. The training and support are superb……….
  15. Within the first 3 days of getting your business, you complete the online e-apprentice. You review the Income Maximizer and learn how the tax tracker program works, how to manage your purchases, and what resources are available.