How Fifo Capital helps businesses with cash flow problems Cash flow financing is also known as: - Invoice Discounting - Factoring - Invoice Finance - Debtor Finance - Receivables Funding Most businesses encounter cash flow problems at some point of operation… - 51% of business start ups do not survive beyond four years of operation. - 41% indicate that inadequate cash flow or high cash use is a major driving factor towards business failure. Fifo Capital's offering - 5 minutes online application - Decisions within 24 hours - Advances are usually around 80% of the invoice value incl. GST - Advances amounts start from $10,000 and up to $1 million across single or multiple debtors - A single point of contact ensuring accessibility at all times - Can mitigate client’s ATO liabilities - Can fund start-up businesses without trading history - NO locked in, long-term agreements - NO real estate security requirement - NO minimum time in business requirements - NO set up fees, exit penalties or hidden charges - NO undisclosed terms

1. How Fifo Capital helps
businesses with cash flow
problems

2. Most businesses encounter cash flow
problems at some point of operation…
• 51% of business start ups do not survive
beyond four years of operation.
• 41% indicate that inadequate cash flow
or high cash use is a major driving factor
towards business failure.

3. Common causes of cash flow problems
Reduced
Sales
Activity
Creditors
requiring
earlier
payment
Debtors
delaying
payments and
customer
failures

4. Many businesses have limited access to
funding…
• Poor relationship with bank
• Inability to borrow
additional funds
• Inability to raise equity
• No real estate to use as
security
• Restricted access to
alternative sources of
finance

5. Cash flow financing
Also known as:
• Invoice Discounting
• Factoring
• Invoice Finance
• Debtor Finance
• Receivables Funding

6. How debtor finance works…
1. Client provides good or service to
their customers and invoices them
2. Invoice details are sent to the funder
3. Funder makes available approx. 80%
of the value of invoice(s)
4. Customer pays invoice(s) to funder
5. Funder then repays the balance of
the money less charges
1. Sells product
2. Copy invoice
3. Advance funds
4. Payment to funder
5. Surplus funds
Fifo Capital Client Customer

7. Benefits to the client
• Converts debtors to cash
• Immediate cash inflow No
long-term contracts
• No real estate security
required
• Protection against bad debts
• Keeps pace with growth
• Greater buying power
• Ability to add new
product lines
• Negates the need to offer
customer discounts &
rebates

8. Fifo Capital’s offering
• 5 minutes online application
• Decisions within 24 hours
• Advances are usually around 80% of the invoice value incl. GST
• Advances amounts start from $10,000 and up to $1 million across
single or multiple debtors
• A single point of contact ensuring accessibility at all times
• Can mitigate client’s ATO liabilities
• Can fund start-up businesses without trading history

9. Fifo Capital’s offering
• NO locked in, long-term agreements
• NO real estate security requirement
• NO minimum time in business requirements
• NO set up fees, exit penalties or hidden charges
• NO undisclosed terms

10. Get in touch
Justin Hyde
Director
FIFO Capital Greater WA
Phone: 1300 FIFOWA (1300 343692)
Fax: (08) 9463 6360
info@fifocapitalgwa.com.au
http://fifocapitalgwa.com.au