Does your motor insurance policy give your vehicle all round protection? Watch this slideshow to know the simple ways in which you can power up your motor insurance policy for the best possible cover.

1. 7 Ways to Power Up
Your Motor Insurance
Get the best possible on-the-road protection!
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2. • Sharing maximum information
about your vehicle helps the
insurer evaluate risk on your
vehicle
• Details like – model/make, age,
kilometres run, parking place and
user-specific details (your age,
gender, profession) are helpful
Customers who share more
information can get the benefit of a
reduced premium.
Share More Information

3. • Add-on covers enhance your
policy by offering extra protection
against unforeseen damages not
included in your base policy
• Some common add-on covers
are – 24x7 roadside assistance,
depreciation cover, return to
invoice cover, cover for damage to
internal engine parts
Add-ons are the easiest way to
enhance your policy.
Take Add-On Covers

4. • Opt for a voluntary deductible by
agreeing to a co-payment at the
time of making a claim
• Voluntary deductibles help you
save on your premium
Voluntary deductibles should be
opted for only by confident
drivers who are sure that they will
not make major claims on their
policy, and few claims overall.
Opt for a Voluntary Deductible

5. • Timely renewals help bring down
the premium by virtue of the No
Claim Bonus
• Ensure that you are seamlessly
covered from any untoward
incident
Check your car or insured’s
declared value at the time of
renewal. This IDV should reflect
the resale value of your car.
Renew Your Insurance on Time

6. • Get the benefit of a claim-free
policy, which leads to a No Claim
Bonus at the time of renewal
• Continuous claim-free years
mean that your NCB increases
each year
The discount you get on the
premium via NCB is often far more
substantial than the cost of a small
claim.
Do Not File Small Claims
Year 1
Year 3
Year 5
20%
35%
50%

7. • Get a faster claim processing
system
• Be guided to a preferred
workshop by your insurer as well
as other paperwork.
Just ensure that you mention any
Third Party (TP) Damage in the
claim form.
Inform Your Insurer of Damage Promptly

8. • Stay updated on the status of
your claim
• Get information about your claim
being resolved as soon as it is
done
With SMS alerts, the need to call
the customer care centre again
and again to ask about your claim
processing is eliminated.
Register for SMS Alerts

9. Thank You
Get the best possible on-the-road protection!
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10. This 2-Minute Learning series is
brought to you buy
faceook.com/jiyobefikar
twitter.com/bajajallianz
www.bajajallianz.com
1800-233-3355
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