9. yet, still needs for different payments solutions Making B2B payments more efficient with PayPal... Giving charities an effective payment tool to collect donations... Helping consumers and merchants with expansive global partnerships... Facilitating payments for professional services... Monetizing applications for 3rd party developers... Enabling Financial Institutions to offer P2P solutions Enabling global mobile commerce... You Providing customers the best way to pay online globally 6
10. Site: Kino.de Amount: 9.00 EUR PIN: Payment Successful! •••• Pay Monetization on devices Tablets Connected TV Mobile Download Movie 7
11. A year in…we’re amazed BY THE INNOVATION Mobile 70,000+developers from startups to major companies Real-time/Location thousands of applicationsre-inventing old industriesdisrupting existing business models creating new industries Social Deals/Shopping 3.0 Online 2Offline Financial Innovations Digital Goods Crowd-sourcing/ Fundraising Marketplaces Device In-app Payments Invoicing POS 8
12. Facebook as a marketplace for your products: Boosket Embeddding Payments into the platform’s experience 9
17. What is PayPal doing? Consumer Wallet Access all payment methods anywhere Send/Invoice Money In-Person payments Receipts, coupons Value Added services Merchant Checkout In-app, rich authentication 1-click payment, sign-up and sign-in Single integration Guest checkout Auto-detect mobile web 14
18. Need Solution PayPal Mobile solutions Simplicity Consistent integration flow & features from online to mobile Integrated and rich experience Mobile Payment Library, ‘plug&play’ and ready to download, for iPhone, iPad and Android, finalist of Mobile Express Checkout, one-stop solution for both web and mobile, ready for iPhone and Android APIs based integration 15
30. Checkout with remembered login If a user has selected to have the checkout remember their login the payment button will display their name. After clicking the payment button the customer is taken directly to the ‘review your payment’ lightbox 26
Micropayments and Digital GoodsDigital goods presents a compelling revnue opportunity that spans several market segments and transaction typesby 2012 we expect it will be an 85 billion dollar marketMore than $500 million was spent on virtual goods on social networking platforms in the US in 2009. The market has more than doubled over 2008. Digital goods are purchased for use in online communities or online games and have no intrinsic value. This could be a new horse on FarmVille, a 99-pence song on iTunes or a sword for your World of Warcraft game. This doesn’t necessarily seem like an industry ripe for profits. But get this. Zynga developed FarmVille on Facebook, and now sells more virtual tractors in a day than John Deere does in a year! Zynga, PayPal’s number two merchant partner, after eBay Because virtual goods are non-physical objects they usually cost very little. This is why micropayments are suddenly so important. Micropayments are hard to do, because you have to keep the cost of payments smaller than the transaction … which is hard to do when you’re talking about 25-p or 50-p transactions. Apple has tried to solve this problem by aggregating and consolidating purchases. So for example, if you order 1 song on Monday and 2 more on Wednesday, they’d charge you for all 3 songs by the end of the week, thus reducing the number of processing fees incurred. You can expect to see a lot more solutions entering the market to try to solve for micropayments. At PayPal, we’re excited about the innovation ahead for this market.