I Want To Buy A House: A Guide To Get The House Of Your Dreams
1. I Want To Buy A
House...
A Guide To Get The
House Of Your Dreams
2. Making Buying A House Easy
• This helpful guide will give you hints, tips
and tricks to get yourself on your way to a
buying the house of your dreams.
3. Getting Your Foot On The
Property Ladder
• Are you looking for a house to buy?
• Whether you are on your own, with a partner or
upgrading, there is a property out there to suit
you. All you need to do is find your dream home
and buy it!
• Getting on the property ladder can be difficult in
bad financial times, but if you can gather enough
money for a deposit on a mortgage, you will be
on your way to rise up that property ladder soon
enough.
4. Know Your Budget
• Perhaps the first thing to consider before buying
a house is deciding on a budget.
• See if you can get a mortgage on your wage and
find out what sort of budget you have to spend.
• Get your mortgage sorted before you start
looking for a house so you know exactly what
properties you can look at.
• Estate agents and house sellers will also take
you more seriously as a buyer rather than a
browser if you can go to them with an budget
price range.
5. Know The market
• Take a look at the house prices in the area
you want to buy in and find out what you can
get for your money. If the price of the house
is out of your budget, you may wish to
consider other surrounding areas of that
particular location and upgrade again to your
ideal location later on.
6. Going Round The Houses
• View the properties you are most interested in.
• Take a notepad with you to list any pro’s &
con’s of the place and any other key
information that the seller might have about
the property.
• Take a camera or camera phone with you when
you go around the houses, you may want to
take some pictures for reference or take
pictures of issues like damp and bits you find
as you walk round.
7. Property Search
Here are some tips on finding the property for
you:
• Go to your local estate agents.
• search in an estate agents directory.
• Visit the location you are most interested
in and visit their local estate agents.
• Use a Property search engine online to find
houses in the area you are after.
• Look in local newspapers of the area to
see what’s available.
• Take a drive around the area you are
looking at and look out for property “FOR
SALE” boards.
• Use other property search engines such as
GumTree.com
8. Try-out the local area
• With a view to move into a specific area, if it
is a long way from home then a suggested try
before you buy technique would be a good idea
to get to know the local area and see if its
right for you.
• Find a local hotel to stay in for a weekend
and test the local shops, restaurants,
attractions and areas you are most likely to
use when you live in that area.
9. Key Questions To Ask
Sellers
Find out what is available in the local area and ask the people selling their
reviews on specific elements of the local community.
Check out:
• Schools
• What the area is like in the snow
• The neighbours. (Ask if it is
Neighbourhood watch area?)
• Nearest Shops & Local Attractions
• Issues with the property
• Extensions & work done on the house
• Ask how much interest there has been
with the property and see how many
people have had a look
• Ask if anyone has made any offers yet.
10. A Pre-offer Check list to
find out before buying…
• Check if the property is free-hold or
leasehold.
• Agree the fixtures and fittings that are
included within the price.
• Check if the house has any planning
permission for extensions.
• Check for any new developments in the
local area, such as new roads and houses
being built.
11. Know how to negotiate
• When negotiating it is important to know
what you are talking about and show that
you know it.
• Negotiations go down better in person
rather than on the phone as you can adjust
to responses accordingly.
• Keep cool and do not look overly too
keen. If the seller sees how much you
love the property, they are likely to keep
the price higher.
• Never rush into making an offer. If there is
time, Take a short while to properly think
about it.
• Stay polite, Aggression will not get you
anywhere with negotiating a sale.
12. Putting In An Offer
• Know how to get the best bargain.
• Check the house is worth the price you are
putting in for it.
• Find out what other houses have gone for
in the local area and develop a price guide
to follow.
• If the house is within budget and you love
it, you may wish to consider going in with
the asking price straight away to ensure
you buy it and do not get out-bid.
• Go in lower than the asking price and work
you way up to your absolute budget price.
13. Buy The Home Of
Your Dreams!
• Good luck in finding the home of your
dreams!
• If you have any more tips to buying a home,
please add them to the comments below, I
am always happy for comments.