This document provides information about National Bank of Pakistan (NBP), including that it is one of the largest commercial banks in Pakistan, established in 1949. It lists several products and services offered by NBP, such as home financing, PLS savings accounts, ready cash against gold, personal accident insurance, financing for stock investors, agriculture farming programs, and personal loans. It also describes international banking services, online and phone banking options, money transfer services, commercial financing, and short-term investment accounts.

2. GROUP: O
PRESENTED BY
• AAMIR - MUSTAFA
•MOHSIN - ARSHAD
•MEHMOOD - UL - HASSAN - FIRDOUSI
GROUP: O
PRESENTED BY
• AAMIR - MUSTAFA
•MOHSIN - ARSHAD
•MEHMOOD - UL - HASSAN - FIRDOUSI

4. NATIONAL BANK OF PAKISTAN
•One of the largest commercial bank in Pakistan
•Established in 1949
•Agent to the State bank of Pakistan
•Handle treasury transactions for the govt of Pakistan
•Over 1250 branches
•
•Opened Islamic Banking branches in 2006.
•Awarded the best bank of Pakistan in 2001 & 2004

5. MISSION STATEMENT
To be recognized in the market place by
Institutionalizing a merit & performance culture,
Creating a powerful & distinctive brand identity,
Achieving top-tier financial performance, and
Adopting & living out our core values.

6. 
PRODUCTS OF NATIONAL BANK OF PAKISTAN

7. Home Financing
• Home Purchase
• Home Construction
• Home Renovation
• Purchase of Land + Construction
• Balance Transfer Facility (BTF)
Conditions :
(i) up to 35 millions
(ii) Period 3 to 20 years
(ii) Debt to equity 85:15

8. PLS Saving Account
• Earn up to 8.50% p.a. +.
• Minimum saving balance of Rs. 20,001/- & a
maximum balance of Rs. 1 million*.
• Free NBP Cash Card (ATM + Debit).
• Convenience of NBP Online Aasan Banking (for
online banking customers).
• Two debit withdrawals allowed in a month & no
limit on number of deposit transactions.
• Profit calculated on monthly and paid on half yearly
basis.

9. Ready Cash Against Gold
.Facility of Rs. 35,000/- against
each 10 gms of net weight of Gold
Ornaments
.No maximum limit of cash
.Repayment after one year
.Roll over facility
.No penalty for each repayment

10. Personal Accident Insurance
• No documentation
• No medical required
• Premium Auto Debit facility & choice of deactivation
• Coverage includes death due to:
• Natural Calamities e.g. Earthquake, Flood, Cyclone etc.
• Accident
• Riots*
• Civil Commotion*
• Strikes*
• Acts of Terrorism*
NBP Protection Shield
NBP Protection Shield
(Life is Precious)

11. Financing Facility for Stock Investors
• Comfortable environment for trading
• No security requirement, except for the
customer’s equity
• Customer’s equity freely available for
investment
• Equity acceptable in cash or approved shares

12. Agriculture Farming Program
• Competitive mark-up rate.
• Quick & easy processing.
• Provision of technical guidance to farmers at their doorstep.
• Wide range of financing schemes for farmers.
• Finance facility up to Rs. 100,000/- for landless farmers on personal
guarantee.
• Financing available against Pass Book, Residential / Commercial
property, Gold ornaments and paper security.
• Loan facility on revolving basis for three years (renewable on yearly basis
without obtention of fresh documentation and approval).

14. Personal Loan
Easy installments of 1 to 60 months at
your choice.
• No minimum income, collateral &
insurance charges required.
• Quick processing and fastest
disbursement.
• For permanent employees of
Government, Semi Government and
Autonomous bodies receiving salaries
through NBP.

15.  • Earn up to 12.25% p.a. +
• Minimum deposit of Rs. 20,000/- with
maximum balance of Rs. 10 million for 5
years
• Free Demand Draft, Pay Order and
Cheque Book*
• Convenience of NBP online Aasan
Banking (for online banking customers)
• Free NBP Cash Card (ATM+Debit)
• Running finance facility up to 90%
• Profit paid every month as follows
Year** Profit Rates (%) ***
1st 11.25
2nd 11.50
3rd 11.75
4th 12.00
5th 12.25

16. ATM + Debit Card
• Use it as an ATM in any of the ATM’s in
Pakistan
• Use it as Debit Card in any of the outlets
with ORIX POS machine across nationwide.
• Cash withdrawal up to Rs. 20,000/- per day
• Account Balance Enquiry
• Mini Statement (Only at NBP ATM)
• PIN Change facility (Only at NBP ATM)

17. STUDENT LOAN
•(Started in 2001-2002 by fedral government
•Loan is given to only those student who hav got 70 % marks in their last
examination
•Loan is payable with in 10 years either he/she is on job or not
•Free interest loan
•ELIGIBILITY: For graduation 21 years
•For post-graduation 31 year
•For ph.d 36 years
•Available for following subjects:
i)
Engineering ii) Electronics
iii)
Oil Gas & Petro-Chemical Technology iv) Agriculture
v)
Medicine vi) Physics
vii)
Chemistry viii) Biology, Molecular Biology & Genetics
ix)
Mathematics x) Other Natural Sciences
xi)
DAWA and Islamic Jurisprudence
(LL.B/LL.M Sharia)
xii) Computer Science/Information
System and Technology including hardware.
xiii)
Economics, Statistics and Econometrics xiv) Business Management Sciences
xv)
Commerce

18. SERVICES OF NATIONAL BANK
NBP online aasan banking
NBP Helpline call centre
Demand draft
Mail transfer
Pay order
Traveller cheque
Letter of credit
Commercial finance
Forign remittance
Swift system
Short term investment
Equity investment
NIDA

19. INTERNATIONAL BANKING
National Bank of Pakistan is at the forefront of international banking in Pakistan which is proven by the fact that NBP has its
branches in all of the major financial capitals of the world. Additionally, we have recently set up the Financial Institution Wing,
which is placed under the Risk Management Group. The role of the Financial Institution Wing is :-
• To effectively manage NBP's exposure to foreign and domestic correspondence
• Manage the monetary aspect of NBP's relationship with the correspondents to support trade, treasury and other key
business areas, thereby contributing to the bank's profitability
• Generation of incremental trade-finance business and revenues
NBP offers:
• The lowest rates on exports and other international banking products
• Access to different local commercial banks in international banking

20. •ATM Card Information
•Product Information
•Account Information
Enquiry
•Complain and Request
Ticket Generation

21. DEMAND DRAFTS
If you are looking for a safe, speedy and
reliable way to transfer money, you can
nowpurchase NBP's Demand Drafts at
very reasonable rates. Any person
whether an account holder of the bank or
not, can purchase a Demand Draft from a
bank branch
MAIL TRANSFERS
Move your money safely and
quickly using NBP Mail Transfer
service. And we also offer the
most competitive rates in the
market.
PAY ORDER *
NBP provides another reason to
transfer your money using our
facilities. Our pay orders are a secure
and easy way to move your money
from one place to another. And, as
usual, our charges for this service are
extremely competitive.
TRAVELER'S CHEQUES
Negotiability: Pak Rupees Traveler's Cheques are a negotiable instrument
Validity: There is no restriction on the period of validity
Availability: At 700 branches of NBP all over the country
Encashment: At all 400 branches of NBP
Limitation: No limit on purchase
Safety: NBP Traveler's Cheques are the safest way to carry our money

22. LETTER OF CREDIT
NBP is committed to offering its business
customers the widest range of options in
the area of money transfer. If you are a
commercial enterprise then our Letter of
Credit service is just what you are looking
for. With competitive rates, security, and
ease of transaction, NBP Letters of Credit
are the best way to do your business
transactions.
COMMERCIAL FINANCE
Let us help make your dreams become a reality
Our dedicated team of professionals truly understands the needs of
professionals, agriculturists, large and small business and other
segments of the economy. They are the customer's best resource in
making NBP's products and services work for them.
SWIFT SYSTEM
The SWIFT system (Society for Worldwide Inter bank Financial Telecommunication) has
been introduced for speedy services in the area of home remittances. The system has built-
in features of computerized test keys, which eliminates the manual application of tests that
often cause delay in the payment of home remittances.
NBP
SWIFT
Network
Click here
The SWIFT Center is operational at National Bank of Pakistan with a universal access number NBP-PKKA. All NBP overseas
branches and overseas correspondents (over 450) are drawing remittances through SWIFT.
Using the NBP network of branches, you can safely and speedily transfer money for our business and personal needs.

23. SHORT TERM INVESTMENTS
NBP now offers excellent rates of profit on
all it's short term investment
accounts. Whether you are looking to
invest for 3 months or 1 year, NBP's rates
of profit are extremely attractive, along
with the security and service only NBP
can provide.
N.I.D.A
National Income Daily Account The
scheme was launched in December 1995
to attract corporate customers. It is a
current account scheme and is part of the
profit and loss system of accounts in
operation throughout the country.
MODE OF CALCULATION:
AVERAGE BALANCE DURING
A CALENDAR MONTH
EQUITY INVESTMENTS
NBP has accelerated its activities in the stock market to improve its
economic base and restore investor confidence. The bank is now
regarded as the most active and dominant player in the development of
the stock market. NBP is involved in the following:
• Investment into the capital market
• Introduction of capital market accounts (under process)
NBP's involvement in capital markets is expected to increase its
earnings, which would result in better returns offered to account holders