SlideShare uma empresa Scribd logo
1 de 7
REACHING THE POOREST IN PAKISTAN
THROUGH AN INTEGRATED SOCIAL PROTECTION SYSTEMS
Presented by:
Iftikhar Malik
Senior Social Protection Specialist | Country Sector Coordinator for Human Development
SASHD I The World Bank
mmalik@worldbank.org
2009 2012
SYSTEMS APPROACH
Zakat
1980s
Provincial
Programs
2000s
Bait-ul-
Maal
1990s
Limited coverage,
fragmented & poorly
targeted
2000s1980s
PAK SP
STRATEGY
2007
BISP
2008
SP as an effective mechanism
for redistribution and
poverty alleviation
2007 2008
SP
System
CONTEXT AND GENESIS
Towards Social Protection Systems
EFFECTIVE TARGETING
• Adoption of PMT
and completion of
Poverty Scorecard
Census
(27 Million HH – 180
Million people)
• Triangulation of PSC
with National unique
ID Database)
• GPS based National
Registry of Poor
(data sharing
protocols
operationalized)
EFFICIENT ADMINISTRATION
• 3.8 million debit cards for
SSN cash transfers in 3
years (Revolutionizing G2P
Payments after testing of
3 payment mechanisms )
• Technology based
Grievance Redressal
(more than 500 touch
points connected through
internet)
• Robust M&E
(Comprehensive MIS,
Process Evaluation, Spot
Checks, Impact Evaluation)
OUTREACH AND EXPANSION
• 7 million families (42 Million
people) identified for SN CTs
whereas 4.5 million families are
being paid.
• CCT for primary education (test
phase in 5 districts ongoing,
rollout scheduled for 2013/14)
• Piloting of Health Insurance for
poor (45,000 families enrolled in
a pilot district) and learning being
shared with provinces
• Testing of Skills Development for
graduation (provincial
consultations underway)
Key Elements of Social Protection Systems
A Platform for Program INTEGRATION AND COORDINATION
of Social Protection Systems
GAINS
Application of National
SOCIAL PROTECTION SYSTEMS
G2P PAYMENTS
through Debit
Cards
(Floods CT,
Education
Stipends, IDPs)
PROGRAM DESIGN
through Lessons
form
Implementation
(Health Insurance,
Skills Development,
Disaster Response)
CONTROL AND
ACCOUNTABILITY
through robust
beneficiary
communications
and M&E (Spot
Checks, Process and
Impact Evaluations)
TARGETTING
through National
Poverty Registry
(PPAF, PBM, Edu.
Foundations)
Challenges
Financing Social Protection – through targeting of general subsidies
(redistribution) and investments through provincial budgets
Effective Federal and Provincial Partnerships - in the context of administrative
and fiscal devolution and to agree on respective roles to provide minimum
assistance package to the poor
Political Transition - continuity of policies beyond national elections 2013
Explaining the context of Social Protection - stronger perception of “handout”
rather than a development investment
Recap of Results
Processes
• Separation of functions for Data Collection , Data Processing, Eligibility
Determination and Payments, coordinated by Federal SSN Authority
• Paradigm shift in beneficiary communications through a combination of
various tools.
Systems
• National Poverty Registry for Improving targeting Efficiency of Pro Poor
Programs (Federal and Provincial)
• Revolution in Branchless Banking platform for delivery of technology
based payments to ensure Timely and Secure G2P Payments
Impacts
• Reaching more than 4.5 million families (27 Million people for SN CTs )
and 1 million households (7 Million people for flood emergency CTs)
• Empowerment of Women (more than 15 million new ID Cards) and their
Financial inclusion (more than 3 million poor women have access to
formal banking for the first time)
THANK YOU

Mais conteúdo relacionado

Semelhante a Reaching the Poorest in Pakistan Through an Integrated Social Protection Systems

Strategies for Grassroots CSO Budget Monitoring
Strategies for Grassroots CSO Budget Monitoring Strategies for Grassroots CSO Budget Monitoring
Strategies for Grassroots CSO Budget Monitoring
Oluseun Onigbinde
 
Shaddy...................
Shaddy...................Shaddy...................
Shaddy...................
Deepa Rani
 

Semelhante a Reaching the Poorest in Pakistan Through an Integrated Social Protection Systems (20)

Strategies for Grassroots CSO Budget Monitoring
Strategies for Grassroots CSO Budget Monitoring Strategies for Grassroots CSO Budget Monitoring
Strategies for Grassroots CSO Budget Monitoring
 
Bangladesh's Digital Journey
Bangladesh's Digital JourneyBangladesh's Digital Journey
Bangladesh's Digital Journey
 
Gis mapping and social sector research
Gis mapping and social sector researchGis mapping and social sector research
Gis mapping and social sector research
 
Worldbank
WorldbankWorldbank
Worldbank
 
e gov.pptx
e gov.pptxe gov.pptx
e gov.pptx
 
NASSCOM.pptx
NASSCOM.pptxNASSCOM.pptx
NASSCOM.pptx
 
Shaddy...................
Shaddy...................Shaddy...................
Shaddy...................
 
Digital Technologies to Improve Value Chain Efficiency
Digital Technologies to Improve Value Chain EfficiencyDigital Technologies to Improve Value Chain Efficiency
Digital Technologies to Improve Value Chain Efficiency
 
common service center Unlocking the potential of rural India
common service center Unlocking the potential of rural Indiacommon service center Unlocking the potential of rural India
common service center Unlocking the potential of rural India
 
common service centers:Unlocking the potential of rural India
common service centers:Unlocking the potential of rural Indiacommon service centers:Unlocking the potential of rural India
common service centers:Unlocking the potential of rural India
 
Building a Better National Targeting System for Improving Social Safety Net P...
Building a Better National Targeting System for Improving Social Safety Net P...Building a Better National Targeting System for Improving Social Safety Net P...
Building a Better National Targeting System for Improving Social Safety Net P...
 
Principles for Digital Development | 2nd of 3 presentations
Principles for Digital Development | 2nd of 3 presentationsPrinciples for Digital Development | 2nd of 3 presentations
Principles for Digital Development | 2nd of 3 presentations
 
E governance
E governanceE governance
E governance
 
Place, productivity and prosperity
Place, productivity and prosperityPlace, productivity and prosperity
Place, productivity and prosperity
 
ICT - an introduction in Government setup
ICT - an introduction in Government setupICT - an introduction in Government setup
ICT - an introduction in Government setup
 
Philip GSMA MSED_m_health Kenya_Challenges and Opportunities
Philip GSMA MSED_m_health Kenya_Challenges and OpportunitiesPhilip GSMA MSED_m_health Kenya_Challenges and Opportunities
Philip GSMA MSED_m_health Kenya_Challenges and Opportunities
 
Philip GSMA MSED m-health Kenya Challenges and Oppportunities
Philip GSMA MSED m-health Kenya  Challenges and OppportunitiesPhilip GSMA MSED m-health Kenya  Challenges and Oppportunities
Philip GSMA MSED m-health Kenya Challenges and Oppportunities
 
Enabling Digital Transformation – Digital Maturity and Local Digital Roadmaps
Enabling Digital Transformation – Digital Maturity and Local Digital Roadmaps   Enabling Digital Transformation – Digital Maturity and Local Digital Roadmaps
Enabling Digital Transformation – Digital Maturity and Local Digital Roadmaps
 
Shankar Aggarwal
Shankar AggarwalShankar Aggarwal
Shankar Aggarwal
 
Webinar > Managing Liquidity and Cash-Out for Social Payments during COVID-19
Webinar > Managing Liquidity and Cash-Out for Social Payments during COVID-19Webinar > Managing Liquidity and Cash-Out for Social Payments during COVID-19
Webinar > Managing Liquidity and Cash-Out for Social Payments during COVID-19
 

Mais de Health, Education, Social Protection and Labor World Bank

Mais de Health, Education, Social Protection and Labor World Bank (20)

World Bank Education Strategy 2020: Phase 2 of External Consultations
World Bank Education Strategy 2020: Phase 2 of External ConsultationsWorld Bank Education Strategy 2020: Phase 2 of External Consultations
World Bank Education Strategy 2020: Phase 2 of External Consultations
 
[Brochure] World Bank Education Strategy 2020: Learning for All -- Investing ...
[Brochure] World Bank Education Strategy 2020: Learning for All -- Investing ...[Brochure] World Bank Education Strategy 2020: Learning for All -- Investing ...
[Brochure] World Bank Education Strategy 2020: Learning for All -- Investing ...
 
Building Social Protection and Labor Systems
Building Social Protection and Labor SystemsBuilding Social Protection and Labor Systems
Building Social Protection and Labor Systems
 
Building Social Protection Systems: Mechanism for Harmonization (Ethiopia)
Building Social Protection Systems: Mechanism for Harmonization (Ethiopia)Building Social Protection Systems: Mechanism for Harmonization (Ethiopia)
Building Social Protection Systems: Mechanism for Harmonization (Ethiopia)
 
Social Protection System in Rwanda
Social Protection System in RwandaSocial Protection System in Rwanda
Social Protection System in Rwanda
 
Pantawid Pamiliyang Pilipino Program - Conditional Cash Transfer (The Philipp...
Pantawid Pamiliyang Pilipino Program - Conditional Cash Transfer (The Philipp...Pantawid Pamiliyang Pilipino Program - Conditional Cash Transfer (The Philipp...
Pantawid Pamiliyang Pilipino Program - Conditional Cash Transfer (The Philipp...
 
Chile Solidario: Building Family-focused Networks
Chile Solidario: Building Family-focused NetworksChile Solidario: Building Family-focused Networks
Chile Solidario: Building Family-focused Networks
 
Pension Core Course 2013: Symposium on Social Pensions vs. Social Assistance
Pension Core Course 2013: Symposium on Social Pensions vs. Social AssistancePension Core Course 2013: Symposium on Social Pensions vs. Social Assistance
Pension Core Course 2013: Symposium on Social Pensions vs. Social Assistance
 
Pension Core Course 2013: Agenda
Pension Core Course 2013: AgendaPension Core Course 2013: Agenda
Pension Core Course 2013: Agenda
 
Investing in Nutrition
Investing in NutritionInvesting in Nutrition
Investing in Nutrition
 
10 Things to Know About Girls Education
10 Things to Know About Girls Education10 Things to Know About Girls Education
10 Things to Know About Girls Education
 
RBF in Afghanistan: Motivation, Design and Preliminary Results
RBF in Afghanistan: Motivation, Design and Preliminary ResultsRBF in Afghanistan: Motivation, Design and Preliminary Results
RBF in Afghanistan: Motivation, Design and Preliminary Results
 
Achieving Maternal and Child Health with RBF: The Results 2013
Achieving Maternal and Child Health with RBF: The Results 2013 Achieving Maternal and Child Health with RBF: The Results 2013
Achieving Maternal and Child Health with RBF: The Results 2013
 
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: Yo...
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: Yo...Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: Yo...
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: Yo...
 
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: Wo...
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: Wo...Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: Wo...
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: Wo...
 
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: Sr...
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: Sr...Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: Sr...
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: Sr...
 
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: Sk...
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: Sk...Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: Sk...
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: Sk...
 
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: El...
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: El...Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: El...
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: El...
 
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: IL...
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: IL...Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: IL...
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: IL...
 
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: In...
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: In...Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: In...
Multi-Donor Trust Fund on Labor Markets, Job Creation and Economic Growth: In...
 

Último

Mifepristone Available in Muscat +918761049707^^ €€ Buy Abortion Pills in Oman
Mifepristone Available in Muscat +918761049707^^ €€ Buy Abortion Pills in OmanMifepristone Available in Muscat +918761049707^^ €€ Buy Abortion Pills in Oman
Mifepristone Available in Muscat +918761049707^^ €€ Buy Abortion Pills in Oman
instagramfab782445
 
!~+971581248768>> SAFE AND ORIGINAL ABORTION PILLS FOR SALE IN DUBAI AND ABUD...
!~+971581248768>> SAFE AND ORIGINAL ABORTION PILLS FOR SALE IN DUBAI AND ABUD...!~+971581248768>> SAFE AND ORIGINAL ABORTION PILLS FOR SALE IN DUBAI AND ABUD...
!~+971581248768>> SAFE AND ORIGINAL ABORTION PILLS FOR SALE IN DUBAI AND ABUD...
DUBAI (+971)581248768 BUY ABORTION PILLS IN ABU dhabi...Qatar
 
Mckinsey foundation level Handbook for Viewing
Mckinsey foundation level Handbook for ViewingMckinsey foundation level Handbook for Viewing
Mckinsey foundation level Handbook for Viewing
Nauman Safdar
 
Quick Doctor In Kuwait +2773`7758`557 Kuwait Doha Qatar Dubai Abu Dhabi Sharj...
Quick Doctor In Kuwait +2773`7758`557 Kuwait Doha Qatar Dubai Abu Dhabi Sharj...Quick Doctor In Kuwait +2773`7758`557 Kuwait Doha Qatar Dubai Abu Dhabi Sharj...
Quick Doctor In Kuwait +2773`7758`557 Kuwait Doha Qatar Dubai Abu Dhabi Sharj...
daisycvs
 
Structuring and Writing DRL Mckinsey (1).pdf
Structuring and Writing DRL Mckinsey (1).pdfStructuring and Writing DRL Mckinsey (1).pdf
Structuring and Writing DRL Mckinsey (1).pdf
laloo_007
 
Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar
Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al MizharAl Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar
Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar
allensay1
 

Último (20)

Uneak White's Personal Brand Exploration Presentation
Uneak White's Personal Brand Exploration PresentationUneak White's Personal Brand Exploration Presentation
Uneak White's Personal Brand Exploration Presentation
 
SEO Case Study: How I Increased SEO Traffic & Ranking by 50-60% in 6 Months
SEO Case Study: How I Increased SEO Traffic & Ranking by 50-60%  in 6 MonthsSEO Case Study: How I Increased SEO Traffic & Ranking by 50-60%  in 6 Months
SEO Case Study: How I Increased SEO Traffic & Ranking by 50-60% in 6 Months
 
Phases of Negotiation .pptx
 Phases of Negotiation .pptx Phases of Negotiation .pptx
Phases of Negotiation .pptx
 
Marel Q1 2024 Investor Presentation from May 8, 2024
Marel Q1 2024 Investor Presentation from May 8, 2024Marel Q1 2024 Investor Presentation from May 8, 2024
Marel Q1 2024 Investor Presentation from May 8, 2024
 
Lucknow Housewife Escorts by Sexy Bhabhi Service 8250092165
Lucknow Housewife Escorts  by Sexy Bhabhi Service 8250092165Lucknow Housewife Escorts  by Sexy Bhabhi Service 8250092165
Lucknow Housewife Escorts by Sexy Bhabhi Service 8250092165
 
Cracking the 'Career Pathing' Slideshare
Cracking the 'Career Pathing' SlideshareCracking the 'Career Pathing' Slideshare
Cracking the 'Career Pathing' Slideshare
 
Mifepristone Available in Muscat +918761049707^^ €€ Buy Abortion Pills in Oman
Mifepristone Available in Muscat +918761049707^^ €€ Buy Abortion Pills in OmanMifepristone Available in Muscat +918761049707^^ €€ Buy Abortion Pills in Oman
Mifepristone Available in Muscat +918761049707^^ €€ Buy Abortion Pills in Oman
 
Buy gmail accounts.pdf buy Old Gmail Accounts
Buy gmail accounts.pdf buy Old Gmail AccountsBuy gmail accounts.pdf buy Old Gmail Accounts
Buy gmail accounts.pdf buy Old Gmail Accounts
 
Cannabis Legalization World Map: 2024 Updated
Cannabis Legalization World Map: 2024 UpdatedCannabis Legalization World Map: 2024 Updated
Cannabis Legalization World Map: 2024 Updated
 
joint cost.pptx COST ACCOUNTING Sixteenth Edition ...
joint cost.pptx  COST ACCOUNTING  Sixteenth Edition                          ...joint cost.pptx  COST ACCOUNTING  Sixteenth Edition                          ...
joint cost.pptx COST ACCOUNTING Sixteenth Edition ...
 
Paradip CALL GIRL❤7091819311❤CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING
Paradip CALL GIRL❤7091819311❤CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDINGParadip CALL GIRL❤7091819311❤CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING
Paradip CALL GIRL❤7091819311❤CALL GIRLS IN ESCORT SERVICE WE ARE PROVIDING
 
Unveiling Falcon Invoice Discounting: Leading the Way as India's Premier Bill...
Unveiling Falcon Invoice Discounting: Leading the Way as India's Premier Bill...Unveiling Falcon Invoice Discounting: Leading the Way as India's Premier Bill...
Unveiling Falcon Invoice Discounting: Leading the Way as India's Premier Bill...
 
HomeRoots Pitch Deck | Investor Insights | April 2024
HomeRoots Pitch Deck | Investor Insights | April 2024HomeRoots Pitch Deck | Investor Insights | April 2024
HomeRoots Pitch Deck | Investor Insights | April 2024
 
Falcon Invoice Discounting: Aviate Your Cash Flow Challenges
Falcon Invoice Discounting: Aviate Your Cash Flow ChallengesFalcon Invoice Discounting: Aviate Your Cash Flow Challenges
Falcon Invoice Discounting: Aviate Your Cash Flow Challenges
 
!~+971581248768>> SAFE AND ORIGINAL ABORTION PILLS FOR SALE IN DUBAI AND ABUD...
!~+971581248768>> SAFE AND ORIGINAL ABORTION PILLS FOR SALE IN DUBAI AND ABUD...!~+971581248768>> SAFE AND ORIGINAL ABORTION PILLS FOR SALE IN DUBAI AND ABUD...
!~+971581248768>> SAFE AND ORIGINAL ABORTION PILLS FOR SALE IN DUBAI AND ABUD...
 
Mckinsey foundation level Handbook for Viewing
Mckinsey foundation level Handbook for ViewingMckinsey foundation level Handbook for Viewing
Mckinsey foundation level Handbook for Viewing
 
Quick Doctor In Kuwait +2773`7758`557 Kuwait Doha Qatar Dubai Abu Dhabi Sharj...
Quick Doctor In Kuwait +2773`7758`557 Kuwait Doha Qatar Dubai Abu Dhabi Sharj...Quick Doctor In Kuwait +2773`7758`557 Kuwait Doha Qatar Dubai Abu Dhabi Sharj...
Quick Doctor In Kuwait +2773`7758`557 Kuwait Doha Qatar Dubai Abu Dhabi Sharj...
 
Structuring and Writing DRL Mckinsey (1).pdf
Structuring and Writing DRL Mckinsey (1).pdfStructuring and Writing DRL Mckinsey (1).pdf
Structuring and Writing DRL Mckinsey (1).pdf
 
CROSS CULTURAL NEGOTIATION BY PANMISEM NS
CROSS CULTURAL NEGOTIATION BY PANMISEM NSCROSS CULTURAL NEGOTIATION BY PANMISEM NS
CROSS CULTURAL NEGOTIATION BY PANMISEM NS
 
Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar
Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al MizharAl Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar
Al Mizhar Dubai Escorts +971561403006 Escorts Service In Al Mizhar
 

Reaching the Poorest in Pakistan Through an Integrated Social Protection Systems

  • 1. REACHING THE POOREST IN PAKISTAN THROUGH AN INTEGRATED SOCIAL PROTECTION SYSTEMS Presented by: Iftikhar Malik Senior Social Protection Specialist | Country Sector Coordinator for Human Development SASHD I The World Bank mmalik@worldbank.org
  • 2. 2009 2012 SYSTEMS APPROACH Zakat 1980s Provincial Programs 2000s Bait-ul- Maal 1990s Limited coverage, fragmented & poorly targeted 2000s1980s PAK SP STRATEGY 2007 BISP 2008 SP as an effective mechanism for redistribution and poverty alleviation 2007 2008 SP System CONTEXT AND GENESIS Towards Social Protection Systems
  • 3. EFFECTIVE TARGETING • Adoption of PMT and completion of Poverty Scorecard Census (27 Million HH – 180 Million people) • Triangulation of PSC with National unique ID Database) • GPS based National Registry of Poor (data sharing protocols operationalized) EFFICIENT ADMINISTRATION • 3.8 million debit cards for SSN cash transfers in 3 years (Revolutionizing G2P Payments after testing of 3 payment mechanisms ) • Technology based Grievance Redressal (more than 500 touch points connected through internet) • Robust M&E (Comprehensive MIS, Process Evaluation, Spot Checks, Impact Evaluation) OUTREACH AND EXPANSION • 7 million families (42 Million people) identified for SN CTs whereas 4.5 million families are being paid. • CCT for primary education (test phase in 5 districts ongoing, rollout scheduled for 2013/14) • Piloting of Health Insurance for poor (45,000 families enrolled in a pilot district) and learning being shared with provinces • Testing of Skills Development for graduation (provincial consultations underway) Key Elements of Social Protection Systems A Platform for Program INTEGRATION AND COORDINATION of Social Protection Systems GAINS
  • 4. Application of National SOCIAL PROTECTION SYSTEMS G2P PAYMENTS through Debit Cards (Floods CT, Education Stipends, IDPs) PROGRAM DESIGN through Lessons form Implementation (Health Insurance, Skills Development, Disaster Response) CONTROL AND ACCOUNTABILITY through robust beneficiary communications and M&E (Spot Checks, Process and Impact Evaluations) TARGETTING through National Poverty Registry (PPAF, PBM, Edu. Foundations)
  • 5. Challenges Financing Social Protection – through targeting of general subsidies (redistribution) and investments through provincial budgets Effective Federal and Provincial Partnerships - in the context of administrative and fiscal devolution and to agree on respective roles to provide minimum assistance package to the poor Political Transition - continuity of policies beyond national elections 2013 Explaining the context of Social Protection - stronger perception of “handout” rather than a development investment
  • 6. Recap of Results Processes • Separation of functions for Data Collection , Data Processing, Eligibility Determination and Payments, coordinated by Federal SSN Authority • Paradigm shift in beneficiary communications through a combination of various tools. Systems • National Poverty Registry for Improving targeting Efficiency of Pro Poor Programs (Federal and Provincial) • Revolution in Branchless Banking platform for delivery of technology based payments to ensure Timely and Secure G2P Payments Impacts • Reaching more than 4.5 million families (27 Million people for SN CTs ) and 1 million households (7 Million people for flood emergency CTs) • Empowerment of Women (more than 15 million new ID Cards) and their Financial inclusion (more than 3 million poor women have access to formal banking for the first time)