Telemarketing fraud, identity theft, and credit card fraud are some of the most common types of fraud costing Americans billions each year. It is important to protect personal information, monitor accounts and statements, use reputable pharmacies, and be wary of unsolicited calls, emails, or strangers seeking access or money. Fraud prevention requires vigilance over personal details and skepticism of deals that sound too good to be true.

1. How to recognize, prevent, and response to Fraud.

2. How big is the problem
 More than 11.1 million people in the U.S. have been the
victim of identity theft. This is a 12 percent increase
since 2010.
 Telemarketer Fraud costs the American public over 40
billions dollars per year.
 1 in 10 Americans have been the victims of credit card
fraud.
 1 in 6 Americans have been the victims of
telemarketing fraud.

3. Types of Frauds
 Telemarketing Fraud
 Identity Theft
 Advanced fee scheme
 Health Care/Insurance Fraud
 Credit Card Fraud
 Counterfeit Prescription Drugs
 Contractor scheme

4. Telemarketing Fraud
 Defrauding over the telephone
 Examples

5. Fraud Flags
 Credit Card Numbers
 Bank Account Numbers
 Social Security Numbers
 Do not agree to meet the caller at a bank to withdraw
funds
 Do not let the caller send a “runner” to pick up money
 Pressure to make up your mind quickly
 Sounds too good to be true

6. Identity Theft
 Stealing someone's personal information for the
purpose of using that information fraudulently.
 Examples

7. Identity Theft
 Prevention
 Guard personal information
 Detection
 Credit Reports
 Credit monitoring services
 Monitor mail and accounts
 Defense
 Fraud Alert
 Close Accounts
 Federal Trade Commission
 Police

8. Advanced Fee Scheme
 Paying money in anticipation of receiving something
of great value
 Examples

9. Healthcare/Insurance Fraud
 Unnecessary/fake tests
 Medical equipment fraud
 Examples

10. Healthcare/Insurance Fraud
 Be wary of free services/equipment
 Review explanation of benefits
 Never sign blank forms

11. Credit Card Fraud
 Fraudulent use of credit card
 How does it happen?
 Telemarketer fraud
 Captured online
 Phishing
 Number stolen during transaction

12. Credit Card Fraud
 Prevention Tips
 Keep an eye on credit card as much as possible
 Never provide credit card information on an unsecured
website
 Shred discarded paperwork with credit card information
 Be careful who you provide your credit card number to
 Do not email credit card numbers for payment
 If your card has been lost of stolen
 Contact your credit card number immediately

13. Counterfeit Prescription Drugs
 Counterfeit medicine is fake medicine. It may be
contaminated or contain the wrong or no active
ingredient. They could have the right active ingredient
but at the wrong dose. Counterfeit drugs are illegal
and may be harmful to your health.
 Only purchase medicine from reputable pharmacies
 Be wary of purchasing medicine online and from other
countries

14. Contractor Schemes
 Contractors who do not provide the work agreed upon.
 People posing as contractors, or utilities employees to
obtain access to home
 The Better Business Bureau ranks contractor fraud as
the number 1 complaint every year.
 Be wary of door to door contractors
 Check the BBB on contractors