1) Mopay is a leading mobile payments provider founded in 2000 with offices in Munich, London, Palo Alto, and Beijing. 2) They provide mobile payment solutions for digital goods, allowing consumers to make purchases using their mobile phone number. 3) Mopay's products include solutions for websites, mobile apps, SMS, and calls, and they have over 300 carrier partnerships covering 80 countries.

1. We bank the unbanked

2. mopay is your leading mobile payment provider Copyright 2011 MindMatics AG

3. mopay Corporate Summary Leading mobile payments provider Founded: March 2000 Offices: Munich, London, Palo Alto, Beijing Employees: 65 (fulltime) Turnover: > $100 mil. Unique user last 12m: ~10 mil. Active countries: 80 Copyright 2011 MindMatics AG

4. A leader in mobile payments We are the leading mobile payments player for you , pioneering pay-by-mobile for digital goods We bill consumers quickly, easily and safely using their mobile phone number We help virtual and digital content providers to turbocharge their payment conversion rates Leading global online merchants Gameforge, Bigpoint, Innogames, VZNetze trust mopay We cover more than 300 carriers in 80 countries worldwide, reaching more than 3 bil. people Our mobile payment solution generates revenue from a previously unbillable user base Copyright 2011 MindMatics AG

6. Our products are best-in-class Copyright 2011 MindMatics AG

7. Mopay product family ...on Internet ...on Mobile ...per direct billing ... per SMS ... per call tools and management Billing... Copyright 2011 MindMatics AG

9. Mobile Payment: This is what we do Copyright 2011 MindMatics AG

10. mopay web is easy as 1-2-3 Step 2 Receive PIN Step 1 Enter phone number Step 3 Enter PIN Your PIN: 2456 Copyright 2011 MindMatics AG

12. „ click and buy “ With mopay 2go Copyright 2011 MindMatics AG

14. mopay call Step 2 Enter PIN Step 1 Call Number Step 3 Transaction successful User calls Premium Rated Number User enters PIN-code via phone 1234 567 Automatic Disconnection Copyright 2011 MindMatics AG

17. Easy integration and Great features Copyright 2011 MindMatics AG

18. In three easy steps your service can be deployed Copy the generated HTML code to your web site Step 2: Create a button Step 1: Create a project Step 3: Copy the HTML code Copyright 2011 MindMatics AG

20. 80 country coverage Copyright 2011 MindMatics AG

22. The mopay cockpit - free for You Copyright 2011 MindMatics AG

25. mopay can be superior to existing payment options Copyright 2011 MindMatics AG

26. Mobile Payment provides distinct advantages Highest penetration right after cash 10 times better conversion than credit card No canibalization to existing ways of payment No bank or credit card required No registration necessary Market leader in country coverage & payout Market leader online games Simple interface, easy integration Fraud detection Country optimized flows and communication mopay Mobile Payment (general) Copyright 2011 MindMatics AG

28. 10 times higher conversion 35% carrier fee $ 4426 $ 764 2% processing fee Mobile (68,1% conversion) Credit Card (7,8% conversion ) Net conversion of 1000 customers with $10 basket size Source: Conclusion Survey „MP3 “ form the department Mobile Commerce of Augsburg University Copyright 2011 MindMatics AG

29. mopay reaches 3.3 billion people Source: GSMA 2008, paypal Copyright 2011 MindMatics AG

30. mobile penetration vs. Credit card No. of credit cards/1000 vs. mobile phones/1000 100% Copyright 2011 MindMatics AG

31. mopay can be superior to existing payment options Copyright 2011 MindMatics AG

32. mopay is the market leading payment solution Leading in ease of use for consumers and thus maximizing conversion Rich set of product features Best payout terms Sensitive fraud mechanism Best-in-class reporting / analyis Very easy to integrate 10-year experience in mobile payment Copyright 2011 MindMatics AG

33. Market leaders trust Mopay Copyright 2011 MindMatics AG

34. Contact Copyright 2011 MindMatics AG Eric Victor Gitter New Business Manager Marcel-Breuer-Str. 18 80807 Munich Germany Tel.: +49 (0)89 32 29 86-541 Fax: +49 (0)89 32 29 86-570 Email: eric.gitter@mopay.com LinkedIn: http://linkedin.com/in/ericgitter Twitter: http://twitter.com/Gittere