1. Galliard Homes Buy to Let Investor Seminar
Presented by Daniel Dias and Claire Menton 30th June – 1st July 2012

2. Introduction by the Galliard Chairman
Stephen Conway
The idea behind our buy to let seminars
1. How it works
2. Why it works
3. What is likely to happen next
4. Expert advice
Where it all started for Galliard Homes
1. From Small Beginnings
2. Regeneration

3. What is buy to let?
The Basics
 An income producing residential investment with exit profit
 Yield – Net income as a % of your capital invested
 Capital Growth – Increase in Gross Asset Value
 Return on Investment – Return on your initial funds invested
Excellent return on investment
“Professional Investors and first time landlords are continuing to enter into
the buy -to-let market as rising rents and cheap mortgage finance boost the
appeal of investment properties”
Financial Times Feb 2012

4. How does it work?
Your investment strategy
 Calculate how much money you have/want to invest
 Find out what type and level of mortgage you can get
 Obtain your price range
 Consider your priorities – income/capital growth/mix
 Identify what area to invest to fit your investment criteria
 FIND YOUR BUY TO LET INVESTMENT PROPERTY

5. Why make a buy to let investment?
Residential property was best performing asset class in last 10 years
Residential property is set for a decade of growth
Low Risk Investment
Due to mortgage availability, it lets you make an investment worth up to three times
your capital so you achieve better returns
– no other type of investment allows you to do this.

6. Residential property in last decade
Asset Class Return (Inflation adjusted)
3%
Residential Properties
3.7% Equities
7.1%
Gilts
0.8%
Commercial Properties
Figures from Global Property Data Firm IPD UK Residential Index

7. How did UK residential property
perform in 2011?
 Residential Property outperformed all other asset classes
15.0
10.0
5.0
0.0
-5.0
-10.0
Residential All prop Retail Office Industrial Equities - All Real Estate
Share Equities
Source: IPD UK Annual Residential Property Index, IPD UK Quarterly Index, FTSE-All Share, FT Real Estate
 Delivered 11.3% returns across the UK
 Even higher for London
Central London =14.1%
Inner London = 12%

8. Forecasts
 Residential Property predicted to be strongest investment over next 5 -10 years
5 years to 5 years to 10 year period
Values Forecast 2016 Rental Forecast 2016 Total Returns 2011-2021
UK 6.0% Prime London 27.6% London Average 6.9%
London 19.1% UK Mainstream 20.5% Greenwhich,
Tower Hamlets 9% +
and Newham
Prime London 22.7%

9. Why invest in London now?
Capital Values set to increase
Tenant demand outstripping supply
Rents increasing
Growing population
Interest rates low – they will rise
Buy to let mortgage market has returned
There are real purchase opportunities in the market
Widening UK Gap
Seen as “safe haven”
Cash investors will move from prime areas to less central areas to seek better returns.
Corporate investors e.g. pension funds who historically bought commercial property will
move into residential property as it consistently provides better returns
“the time for residential investment has finally come”
Yolande Barnes, Savills

10. Why Galliard? - 10 Compelling Reasons
HISTORY RELATIONSHIP
1. 20 Years a Market Leader 6. Enduring Partnerships
CREDIBILITY
2. 20,000 New Homes Built 7. QUALITY
Modern Designs Built to Last
REGENERATION VALUE
3. Transforming London 8. Investor Focused Locations
4. INNOVATION
Buy to Let Pioneers 9. HELPFUL
Market Intelligence and Education
5. OPPORTUNITY
Profit for All 10. IN-HOUSE LETTINGS & MANAGEMENT
Caring for Your Investment

11. Regeneration – the key to our success
Born from the word regenerate
to “Create Again”
Transforming undesired locations of
yesterday into tomorrows hot spots
Rejuvenating and Reinvigorating
an Area and its Housing Stock
Creating Vibrant New Communities
where People Want to Live and Work

12. Galliard’s Regeneration Strategy
Unlocking London’s Potential
Our Unique 10 Point Plan
1. Desired Area Fringe✓
2. Depressed Prices ✓
3. Poor Quality Housing Stock✓
4. Transport Links ✓
5. Workplace Proximity ✓
6. Education & Culture✓
7. Leisure ✓
8. Social ✓
9. Government Initiatives ✓
10. Inward Investment ✓
“ the fundamentals of regeneration property remain sound, enjoying stronger, less volatile, income growth, and offering
prospects of long term outperformance ” Source: IPD and Savills

13. Galliard Regeneration Delivered
Galliard have been Successfully Regenerating London for over 20 years
The Southbank ,Docklands, Shad Thames, Westminster , and Clerkenwell.
The Southbank - County Hall
 Up until the GLC was abolished in 1986 it was a local government council
office area with very little housing and what did exist was of a poor
quality.
 The location was spectacular but nobody wanted to live there.
 With fantastic transport links and proximity to workplaces.
 Galliard pioneered the regeneration offering apartments from as little as
£99,000 in 1995.
 Over the past 15 years a significant number of high quality properties “Since march 2009 – the post
have been built, many new hotels have opened, new cafe’s, bars and Lehman low point, prices have
restaurants have arrived, and the London Eye opened. risen by 44% in South Bank
compared to 37% in prime central
 These same apartments today sell for close to £500,000 and let for £435
London as a whole”
per week. Source – Knight Frank

14. Regeneration Now – Greenwich Area
Greenwich ticks all the boxes ✓
• Fringe of Desired area✓ – Prime Greenwich £750 psf
• Depressed Prices ✓ – On the fringe £350 psf
• Poor Quality Housing Stock ✓
• Transport Links✓
 DLR – Canary Wharf in 11 minutes, Bank in 20 minutes
 Underground – London Bridge in 11 minutes
 National Rail – Cannon Street in 12 minutes
 Thames Clipper
 City Airport - DLR
• Workplace Proximity✓ - Canary Wharf, City of London, The Shard
• Education & Culture✓ – University of Greenwich, National Maritime
Museum, Royal Observatory, Royal Naval College, & Cutty Sark
• Leisure✓ - The 02, Greenwich Royal Park, & Greenwich Theatre
• Social✓ – The 02, High Quality Café’s, Bars & Restaurants, &
Greenwich & Docklands International Festival
• Government Initiatives✓- First New Royal Borough in 80 Years, &
“Greenwich now voted
Royal Greenwich Decent Homes Programme. one of world’s top 10
• Inward Investment ✓ - New Cruise Terminal, &Emirates Air Line tourist attractions”
Frommers

15. Greenwich Regeneration Opportunities
 Distillery Crescent  Victoria Way
 97 Apartments (1, 2, 3 &  New Capital Quay  136 Apartments
4 bedrooms)  636 Waterfront (1,2,3 beds)
 Summer 2013 Development Apartments  Autumn 2014
(1,2,&3 Bedrooms)
 Spring 2013 & Summer 2014

16. Victoria Way – Entry Level Opportunity
1 bed, 1 bath
Purchase price: £165,000 - £190,000
Rental income per month: £ 1,000 - £ 1,200
 Deposit/Equity Required (30%):
£49,500 - £57,000
 Gross Income pa: £12,000 - £14,400
 Gross Yield: 7.3%- 7.6%
 Potential Capital Growth in 5 years
(19.1%): £31,500 - £36,000

17. Distillery Crescent – A Yield Opportunity
1 bed, 1 bath
Purchase price: £199,000 - £235,000
Rental income per month: £ 1,150 - £ 1,300
 Deposit/Equity Required (30%):
£59,700 - £70,500
 Gross Income pa: £13,800 - £15,600
 Gross Yield: 6.6%- 6.9%
 Potential Capital Growth in 5 years
(19.1%): £38,000 - £45,000

18. New Capital Quay – Location, Location, Location
1 bed, 1 bath
Purchase price: £275,000 - £325,000
Rental income per month: £ 1,350 - £ 1,600
 Deposit/Equity Required (30%):
£82,500 - £97,500
 Gross Income pa: £16,200 - £19,200
 Gross Yield: 5.9%- 6.0%
 Potential Capital Growth in 5 years
(22.7%): £62,500 - £74,000

19. What to do now?
1. Come and see our latest
developments in Greenwich
2. We will help you find the right property to
best fit your investment criteria
3. Make a sound investment in another
successful Galliard Homes development
Galliard Homes Buy to Let Investor Seminar
Presented by Daniel Dias and Claire Menton 30th June – 1st July 2012

20. Contact Us
Telephone +44 (0) 207 620 1500
www.galliardhomes.com
Email: sales@galliardhomes.com
Email: daniel@galliard.co.uk
facebook.com/galliardresidential
@Galliard_Daniel
Galliard Homes
55 Greenwich High Road, Greenwich, London, SE10 8JL