Complete information regarding 2015 first time home buyer programs available to Kansas residents, including program amounts, links to applications, and contact info.

1. 2015 First Time Home Buyer Programs for Kansas
Weatherization Assistance Program
At no charge, low income homeowners can qualify to receive a home assessment to determine which simple
energy saving improvements the home needs. The state will repair or replace heating systems and appliances and
add caulking and insulation as needed. Qualified buyers in Kansas may apply.
FHA Loan
The FHA Loan has a low down payment of 3.5%. There is a minimum credit score of 580 and the entire down
payment can be a gift, or from state assistance programs or grants. Lastly sellers can pay 6% of purchase price
toward buyers closing.
USDA Rural Development Loan
The USDA Rural Development Loan is a zero down loan, meaning you can finance the entire price of the property.
The biggest stipulation is that the property must be located in targeted rural area. Credit score minimum is 620.
Seller can pay 6% of purchase price toward buyers closing closing costs.
VA Loan
Great fixed rate programs for veteran buyers or active duty military personnel in Army, Navy, Marine Corps, Air
Force, Coast Guard, and National Guard (Military Reserve are eligible with 6 years of service) with no money down
or down payment required or private mortgage insurance. There is a 620 minimum credit score.
To apply visit http://buyerprograms.net/kansas