1. E.SELVAKUMAR
Flat no 112, First Floor
Horizon Residency, No 5 Subbarao Avenue
Arunachalam Road, saligramam,
Chennai – 6000 93
Mobile: 98843 79917
eselvakumar@hotmail.com
CAREER OBJECTIVE
A performance oriented manager who will effectively utilise acquired expertise over the years in
Banking. An individual in search of new ideas and avenues that will offer growth, for self and the
organisation.
ORGANISATIONAL EXPERIENCE:-
Indusind Bank Ltd (February 2016 – till date)
Title- Zonal Head for Tamilnadu, Karnataka, Andhra Pradesh, Telangana State and Kerala for
Business Banking Group – Strategic Clients
• Responsible for growth of bank’s asset for Southern states.
• On board new clients (Mid corporate and corporate) in various sector/segments.
• Handling team of 10 Senior Relationship managers and 5 credit analyst.
• Responsible for creating asset book of Rs 100.0 crores within six months of joining the bank.
• Created a pipeline of Rs 180.0 crores with six months of joining the bank.
• Ensuring stability of income from existing set of clients and exploring avenues for new
income generation from existing as well as new clients.
• Ensuring individual targets are achieved and growing account profitability, while maintaining
a high service standard and compliance.
• Team Management- i.e. driving and directing the team of Associate relationship managers
and product managers to drive business profitability and growth.
• Meet CFOs/CEOs and develop networking to ensure continuous flow of income/business.
• Ensuring market penetration is accomplished every month.
• Monitoring and evaluating performance of team members. Ensuring they are given a
constructive feedback which sums up to the development and growth of the bank.
• Introduce and Implement new marketing and sales promotion initiatives for the region by
coordinating with product team.
YES Bank Ltd (April 2015- January 2016)
Title - Regional Product Head- South - Emerging Business Banking, Commercial Banking & Agri
Business Banking.
2. Responsibilities
• Responsible for growth of bank’s priority sector lending for Southern states.
• On boarding clients in the MSME and Food & Agriculture segments
• Driving the sales and providing the client segment data for the conversion.
• Handling total of 14 solution manager and 3 State Heads.
• Structure the deal, post thorough understanding of the business model of the company and
enhance the business with the lower risk.
• Achieved Rs. 5 billion of MSME and Priority sector lending(PSL) asset outstanding
disbursement.
• Responsible for New Client Acquisition and Managing the portfolio in the SME & BB
segment.
• Responsible for south to handle the RBI related queries on Priority sector lending.
ICICI Bank Ltd. (April-2011- April 2015)
Title
Regional Head- Tamilnadu - SMEAG
• Responsible for New Client Acquisition.
• Responsible for the bank's Priority Sector Lending, Asset Growth & Fee Income in TN.
• Handle a team of 6 solution manager spread across in TN & pondy.
• Created asset on average of Rs. 200.0 crores and fee income of Rs 6.0 crores, per annum.
• On boarding minimum of 15 new clients per annum , to the bank.
• Responsible for deliverable SMEAG customer branch selling all liability products to the
branches across Tamilnadu.
ICICI Bank Ltd
Regional Sales Manager for the period June 2008 – 2011
Small Medium Enterprise & Corporate Agri Group - Tamil Nadu & Andhra Pradesh
• Handled acquisition of SMEs & Agri Corporates for the bank in TN & AP.
• Responsible for the bank's Priority Sector Lending, Asset Growth & Fee Income in TN & AP.
• Handled a team of 8 Solution Managers spread across Chennai, Madurai, Coimbatore &
Hyderabad.
• In FY 2009 did a business volume of Rs.1.6 Bn and a fee of Rs.20.0 Mn.
• In FY 2010 did a business volume of Rs.12.0 Bn and a fee of Rs.50.0 Mn.
• In FY 2011 did a business volume of Rs.15.0 Bn and a fee of Rs.90.0 Mn.
ICICI Bank Ltd
Regional Manager-New Initiatives for the period March 2007 – June 2008
Development Strategy Group - Tamil Nadu & Kerala
• Handled identification, design, structuring & testing of new products/opportunities in
various sectors in the rural space like education, housing, horticulture, handicrafts etc., for
TN & KL.
• The products have been handed over to the retail asset teams for further process.
3. ICICI Bank Ltd
Cluster Head for the period July 2005– June 2007
Rural & Retail Agri Group - Chennai Cluster
• Maintaining the existing and acquisition of new rural & agri asset portfolio in Chennai cluster
viz., Chennai, Kancheepuram, Vellore, Thiruvannamalai and Thiruvallur districts.
• Handled a team of 6 Sales Managers,1 Cluster Accounts Manager,1 Credit Manager and 1
Customer Service Officer
• Established channels for a wide array of retail products like Secured OD, Loan against
Receivables, Jewel Loans, Commodity Based Finance, Micro finance, Farm Equipments,
Farmer Finance and rural housing
ICICI Bank Ltd
Sales Manager for the period June 2001– June 2005
Personal Loans
• Handled personal loan sales for Chennai and earlier for Madurai
• Started the Personal Loan Business for ICICI Bank in Madurai
• Handled a team of 2 DMAs & Direct sales team
Integrated Finance Company Limited September 2000 – May 2001
Asst Sales Manager
Handled sales for Car Loans & Two Wheeler Loans and enrolling and managing of dealerships
Integrated Enterprises (I) Limited May 1999 – August 2000
Team Leader
Handled sales for Car Loans & Personal Loans and enrolling and managing of dealerships
EDUCATIONAL QUALIFICATION
Masters of Arts (M.A Philosophy) - Madura College, Madurai Kamaraj University 1993-95
Bachelor of Arts (B.A- English) - Saurashtra College, Madurai Kamaraj University 1989-92
PERSONAL PROFILE
D.O.B : 02-02-1973
Marital Status : Married
Languages known : English, Tamil & Saurashtrian
Interests : Watching Movies