Here is a sample dispute letter:
[Your Name]
[Your Address]
[Your City, State, Zip Code]
[Date]
Compliance Department
[Name of Credit Reporting Agency]
[Address]
[City, State, Zip Code]
Re: Request for Investigation of Inaccurate/Disputed Items on Credit Report
To whom it may concern:
I am writing to dispute the following inaccurate items on my credit report, which was issued by your agency on [date]:
[List item(s) being disputed along with specific reasons for the dispute. For example: "The account with [creditor's name] is not mine. I