SlideShare uma empresa Scribd logo
1 de 7
Baixar para ler offline
Life Insurance in Peru, Key Trends and Opportunities to 2017

Synopsis
The report provides in depth market analysis, information and insights into the Peruvian life insurance
segment, including:
The Peruvian life insurance segment’s growth prospects by life insurance categories Key trends and
drivers for the life insurance segment The various distribution channels in the Peruvian life insurance segment
Detailed competitive landscape in the life insurance segment in Peru Detailed regulatory framework of the
Peruvian insurance industry A description of the life reinsurance segment in Peru Porter's Five Forces
Analysis of the life insurance segment Benchmarking section on the Peruvian life insurance segment in
comparison to other countries in the Central and Latin American region
Executive summary
In terms of gross written premium, the life insurance segment was the largest in the Peru insurance industry
during the review period and accounted for 46.5% of the total insurance industry’s written premiums in
2012. Peruvian consumers typically prefer simple, savings-oriented life insurance products with protection
options. Pension and individual life products were the leading life insurance product categories during the
review period. The segment’s written premium grew at a CAGR of 19.0% during the review period.
The economic growth, an increase in employment levels, and an increase in disposable income had a positive
effect on demand for life insurance products. The segment is highly concentrated, with the top five life
insurers accounting for 86.9% of the total gross written premium in 2012.
Scope
This report provides a comprehensive analysis of the life insurance segment in Peru:
It provides historical values for the Peruvian life insurance segment for the report’s
2008–2012 review period and forecast figures for the 2013–2017 forecast period It offers a
detailed analysis of the key sub-segments in the Peruvian life insurance segment, along with market forecasts
until 2017 It covers an exhaustive list of parameters including written premium, incurred loss, loss ratio,
commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and
retentions It analyses the various distribution channels for life insurance products in Peru Using
Porter’s industry-standard “Five Forces” analysis, it details the competitive landscape in
Peru for the life insurance business It provides a detailed analysis of the reinsurance segment in Peru and its
growth prospects It profiles the top life insurance companies in Peru and outlines the key regulations affecting
them
Reasons to buy
Make strategic business decisions using in depth historic and forecast market data related to the Peruvian life
insurance segment and each category within it Understand the demand-side dynamics, key market trends and
growth opportunities within the Peruvian life insurance segment Assess the competitive dynamics in the life
insurance segment, along with the reinsurance segment Identify the growth opportunities and market dynamics
within key product categories Gain insights into key regulations governing the Peruvian insurance industry
and its impact on companies and the market's future
Key highlights
Life Insurance in Peru, Key Trends and Opportunities to 2017
In terms of gross written premium, the life insurance segment was the largest in the Peru insurance industry
during the review period The life insurance segment recorded notable growth by increasing at a CAGR of
19.0% during the review period The segment’s growth was driven by an increase in employment levels
and a rise in disposable income The Peruvian government has encouraged the middle- and lower-income
population to buy life cover by promoting microinsurance products Direct marketing is the one of the popular
and dominant distribution channels for life products in Peru, and accounted for 57.3% of new business written
premium in 2012 The segment is highly concentrated, with the top five life insurers accounting for 86.9% of
the total gross written premium in 2012
table Of Contents

1 Executive Summary

2 Introduction
2.1 What Is This Report About?
2.2 Definitions
2.3 Methodology

3 Regional Market Dynamics
3.1 Overview
3.1.1 Market Trends
3.1.2 Market Size

4 Life Insurance Segment – Regional Benchmarking
4.1 Scale And Penetration
4.1.1 Total Gross Written Premium
4.1.2 Premium Per Capita
4.1.3 Life Insurance Penetration (as A Percentage Of Gdp)
4.2 Growth
4.2.1 Gross Written Premium
4.2.2 Gross Written Premium Per Capita
4.3 Efficiency And Risk
4.3.1 Loss Ratio
4.3.2 Combined Ratio
4.3.3 Incurred Losses Per Capita
4.3.4 Incurred Losses As A Percentage Of Gdp
4.4 Distribution Channels
4.4.1 Direct Marketing
4.4.2 Bancassurance
Life Insurance in Peru, Key Trends and Opportunities to 2017
4.4.3 Agencies

5 Peruvian Insurance Industry Attractiveness
5.1 Insurance Industry Size, 2008–2017
5.2 Key Industry Trends And Drivers

6 Life Insurance Outlook
6.1 Life Insurance
6.1.1 Individual Life Insurance
6.1.2 Individual Pension Insurance
6.1.3 Individual Supplementary Insurance
6.1.4 Individual Other Life Insurance
6.1.5 Group Life Insurance
6.2 Life Insurance Growth Prospects By Product Type
6.2.1 Individual Single-premium Policies
6.2.2 Individual Non-single-premium Policies
6.2.3 Group Single-premium Policies
6.2.4 Group Non-single-premium Policies

7 Analysis By Distribution Channel
7.1 Direct Marketing
7.2 Bancassurance
7.3 Agencies
7.4 E-commerce
7.5 Brokers
7.6 Other Channels

8 Governance, Risk And Compliance
8.1 Legislation Overview And Historical Evolution
8.2 Legislation And Market Practice By Type Of Insurance
8.2.1 Life Insurance
8.2.2 Property Insurance
8.2.3 Motor Insurance
8.2.4 Marine, Aviation And Transit Insurance
8.2.5 Personal Accident And Health Insurance
8.3 Compulsory Insurance
8.3.1 Third-party Liability Insurance For Vehicles Carrying Dangerous Goods
8.3.2 Personal Accident Insurance In Case Of Motor Vehicle Accident
8.3.3 Insurance For Risky Work
Life Insurance in Peru, Key Trends and Opportunities to 2017
8.3.4 Group Life Insurance For All Employees With More Than Four Years Service
8.3.5 Aviation Liability
8.4 Supervision And Control
8.4.1 International Association Of Insurance Supervisors
8.4.2 Superintendent Of Bank And Insurance (sbs)
8.5 Non-admitted Insurance Regulations
8.5.1 Overview
8.5.2 Intermediaries
8.5.3 Market Practices
8.5.4 Fines And Penalties
8.6 Company Registration And Operations
8.6.1 Types Of Insurance Organization
8.6.2 Establishing A Domestic Company
8.6.3 Foreign Ownership
8.6.4 Types Of License
8.6.5 Capital Requirements
8.6.6 Solvency Margins
8.6.7 Reserve Requirements
8.6.8 Investment Regulations
8.6.9 Statutory Return Requirements
8.6.10 Fee Structure
8.7 Taxation
8.7.1 Insurance Premium Or Policy Taxation
8.7.2 Withholding Taxes On Premium Paid Overseas
8.7.3 Corporate Tax
8.7.4 Vat
8.7.5 Captives
8.8 Legal System
8.8.1 Introduction
8.8.2 Access To Court
8.8.3 Alternative Dispute Resolution (adr)

9 Porter’s Five Forces Analysis – Peruvian Life Insurance
9.1 Bargaining Power Of Suppliers: Medium
9.2 Bargaining Power Of Buyers: Low To Medium
9.3 Barriers To Entry: Low To Medium
9.4 Intensity Of Rivalry: High
9.5 Threat Of Substitutes: Low

10 Reinsurance Growth Dynamics And Challenges
10.1 Reinsurance Segment Size, 2008–2017
Life Insurance in Peru, Key Trends and Opportunities to 2017
10.2 Reinsurance Segment Size By Type Of Insurance, 2008–2017

11 Competitive Landscape And Strategic Insights
11.1 Overview
11.2 Leading Companies In The Peruvian Life Insurance Segment
11.3 El Pacífico Vida – Company Overview
11.3.1 El Pacífico Vida – Key Facts
11.3.2 El Pacífico Vida – Key Financials
11.4 Rimac Seguros – Company Overview
11.4.1 Rimac Seguros – Key Facts
11.4.2 Rimac Seguros – Key Financials
11.5 Seguros Sura – Company Overview
11.5.1 Seguros Sura – Key Facts
11.5.2 Seguros Sura – Key Financials
11.6 La Positiva Vida – Company Overview
11.6.1 La Positiva Vida – Key Facts
11.6.2 La Positiva Vida – Key Financials
11.7 Interseguro – Company Overview
11.7.1 Interseguro – Key Facts
11.7.2 Interseguro – Key Financials
11.8 Mapfre Perú Vida – Company Overview
11.8.1 Mapfre Perú Vida – Key Facts
11.8.2 Mapfre Perú Vida – Key Financials
11.9 Protecta Sa Cia De Seguros – Company Overview
11.9.1 Protecta Sa Cia De Seguros – Key Facts
11.9.2 Protecta Sa Cia De Seguros – Key Financials
11.1 Ace Seguros Sa – Company Overview
11.10.1 Ace Seguros Sa – Key Facts
11.10.2 Ace Seguros Sa – Key Financials
11.11 Cardif Del Perú Sa – Company Overview
11.11.1 Cardif Del Perú Sa – Key Facts
11.11.2 Cardif Del Perú Sa – Key Financials

12 Business Environment And Country Risk
12.1.1 Market Capitalization Trend – Lima Stock Exchange, Peru
12.2 Economic Performance
12.2.1 Gdp At Constant Prices (us Dollars)
12.2.2 Gdp Per Capita At Constant Prices (us Dollars)
12.2.3 Gdp At Current Prices (us Dollars)
12.2.4 Gdp Per Capita At Current Prices (us Dollars)
12.2.5 Gdp By Key Segments
Life Insurance in Peru, Key Trends and Opportunities to 2017
12.2.6 Agricultural Net Output At Current Prices (us Dollars)
12.2.7 Agricultural Net Output At Current Prices As A Percentage Of Gdp
12.2.8 Manufacturing Net Output At Current Prices (us Dollars)
12.2.9 Manufacturing Net Output At Current Prices As A Percentage Of Gdp
12.2.10 Mining, Manufacturing And Utilities At Current Prices (us Dollars)
12.2.11 Mining, Manufacturing And Utilities At Current Prices, As Percentage Of Gdp
12.2.12 Construction Net Output At Current Prices, (us Dollars)
12.2.13 Construction Net Output At Current Prices As A Percentage Of Gdp
12.2.14 Inflation Rate
12.2.15 Exports As A Percentage Of Gdp
12.2.16 Total Internet Subscribers
12.3 Labor Force
12.3.1 Labor Force
12.3.2 Unemployment Rate
12.4 Demographics
12.4.1 Household Consumption Expenditure
12.4.2 Total Population
12.4.3 Life Expectancy
12.4.4 Age Distribution Of Total Population

13 Appendix
13.1 Methodology
13.2 Contact Timetric
13.3 About Timetric
13.4 Timetric’s Services
13.5 Disclaimer
ResearchMoz(http://www.researchmoz.us/) is the one stop online destination to find and buy market research
reports & Industry Analysis. We fulfill all your research needs spanning across industry verticals with our
huge collection of market research reports. We provide our services to all sizes of organizations and across all
industry verticals and markets. Our Research Coordinators have in-depth knowledge of reports as well as
publishers and will assist you in making an informed decision by giving you unbiased and deep insights on
which reports will satisfy your needs at the best price.
Contact:
M/s Sheela,
90 State Street,
Suite 700,
Albany NY - 12207
United States
Tel: +1-518-618-1030
USA - Canada Toll Free 866-997-4948
Life Insurance in Peru, Key Trends and Opportunities to 2017
Email: sales@researchmoz.us
Website: http://www.researchmoz.us/

Life Insurance in Peru, Key Trends and Opportunities to 2017

Mais conteúdo relacionado

Destaque

Nuevas Tecnologías - Contexto
Nuevas Tecnologías - ContextoNuevas Tecnologías - Contexto
Nuevas Tecnologías - ContextoPaula Gentile
 
Accelerating the Recruiting Funnel
Accelerating the Recruiting FunnelAccelerating the Recruiting Funnel
Accelerating the Recruiting FunnelHuman Capital Media
 
The New Admissions Funnel
The New Admissions FunnelThe New Admissions Funnel
The New Admissions FunnelJoe Szejk
 
Best Practices for Mission-Critical Jenkins
Best Practices for Mission-Critical JenkinsBest Practices for Mission-Critical Jenkins
Best Practices for Mission-Critical Jenkinsmrooney7828
 
Curation by Question
Curation by QuestionCuration by Question
Curation by Question경만 고
 
An Introduction to the Ketogenic Diet
An Introduction to the Ketogenic DietAn Introduction to the Ketogenic Diet
An Introduction to the Ketogenic DietDominic D'Agostino
 
COM 101 | Chapter 3: Historical and Cultural Context
COM 101 | Chapter 3: Historical and Cultural ContextCOM 101 | Chapter 3: Historical and Cultural Context
COM 101 | Chapter 3: Historical and Cultural ContextVal Bello
 
Rich Picture One Of The Tools
Rich Picture   One Of The ToolsRich Picture   One Of The Tools
Rich Picture One Of The Toolsguestc990b6
 
Introduction to Intranet Planning
Introduction to Intranet PlanningIntroduction to Intranet Planning
Introduction to Intranet PlanningHaaron Gonzalez
 
The Digital Future of Healthcare
The Digital Future of HealthcareThe Digital Future of Healthcare
The Digital Future of HealthcareGreg Verdino
 

Destaque (15)

Nuevas Tecnologías - Contexto
Nuevas Tecnologías - ContextoNuevas Tecnologías - Contexto
Nuevas Tecnologías - Contexto
 
Accelerating the Recruiting Funnel
Accelerating the Recruiting FunnelAccelerating the Recruiting Funnel
Accelerating the Recruiting Funnel
 
LinkedIn_2
LinkedIn_2LinkedIn_2
LinkedIn_2
 
The New Admissions Funnel
The New Admissions FunnelThe New Admissions Funnel
The New Admissions Funnel
 
Best Practices for Mission-Critical Jenkins
Best Practices for Mission-Critical JenkinsBest Practices for Mission-Critical Jenkins
Best Practices for Mission-Critical Jenkins
 
Curation by Question
Curation by QuestionCuration by Question
Curation by Question
 
An Introduction to the Ketogenic Diet
An Introduction to the Ketogenic DietAn Introduction to the Ketogenic Diet
An Introduction to the Ketogenic Diet
 
4 Ways to Widen Your Recruitment Funnel Copy
4 Ways to Widen Your Recruitment Funnel Copy4 Ways to Widen Your Recruitment Funnel Copy
4 Ways to Widen Your Recruitment Funnel Copy
 
Polaridades
PolaridadesPolaridades
Polaridades
 
COM 101 | Chapter 3: Historical and Cultural Context
COM 101 | Chapter 3: Historical and Cultural ContextCOM 101 | Chapter 3: Historical and Cultural Context
COM 101 | Chapter 3: Historical and Cultural Context
 
Rich Picture One Of The Tools
Rich Picture   One Of The ToolsRich Picture   One Of The Tools
Rich Picture One Of The Tools
 
Legitimidad del legis apa
Legitimidad del legis apaLegitimidad del legis apa
Legitimidad del legis apa
 
Por trás do Bitcoin - O Blockchain
Por trás do Bitcoin - O BlockchainPor trás do Bitcoin - O Blockchain
Por trás do Bitcoin - O Blockchain
 
Introduction to Intranet Planning
Introduction to Intranet PlanningIntroduction to Intranet Planning
Introduction to Intranet Planning
 
The Digital Future of Healthcare
The Digital Future of HealthcareThe Digital Future of Healthcare
The Digital Future of Healthcare
 

Mais de David2591

Israel Power - Market Growth, Capacity, Trends, Research, Analysis, Outlook a...
Israel Power - Market Growth, Capacity, Trends, Research, Analysis, Outlook a...Israel Power - Market Growth, Capacity, Trends, Research, Analysis, Outlook a...
Israel Power - Market Growth, Capacity, Trends, Research, Analysis, Outlook a...David2591
 
Global Automotive Exterior LED Lighting Industry - Market Trends, Outlook and...
Global Automotive Exterior LED Lighting Industry - Market Trends, Outlook and...Global Automotive Exterior LED Lighting Industry - Market Trends, Outlook and...
Global Automotive Exterior LED Lighting Industry - Market Trends, Outlook and...David2591
 
Global wireless video surveillance market research, trends, analysis and repo...
Global wireless video surveillance market research, trends, analysis and repo...Global wireless video surveillance market research, trends, analysis and repo...
Global wireless video surveillance market research, trends, analysis and repo...David2591
 
Excavator Market in France Recent Market Research, Analysis and Report 2015
Excavator Market in France Recent Market Research, Analysis and Report 2015Excavator Market in France Recent Market Research, Analysis and Report 2015
Excavator Market in France Recent Market Research, Analysis and Report 2015David2591
 
Architectural Coatings Market in EMEA Recent Market Research, Analysis and Re...
Architectural Coatings Market in EMEA Recent Market Research, Analysis and Re...Architectural Coatings Market in EMEA Recent Market Research, Analysis and Re...
Architectural Coatings Market in EMEA Recent Market Research, Analysis and Re...David2591
 
Multiple myeloma therapeutics in major developed markets to 2021 growth dri...
Multiple myeloma therapeutics in major developed markets to 2021   growth dri...Multiple myeloma therapeutics in major developed markets to 2021   growth dri...
Multiple myeloma therapeutics in major developed markets to 2021 growth dri...David2591
 
China power battery management system (bms) industry analysis, trend, growth ...
China power battery management system (bms) industry analysis, trend, growth ...China power battery management system (bms) industry analysis, trend, growth ...
China power battery management system (bms) industry analysis, trend, growth ...David2591
 
Enhanced completions and well down spacing survey, research, growth, trends, ...
Enhanced completions and well down spacing survey, research, growth, trends, ...Enhanced completions and well down spacing survey, research, growth, trends, ...
Enhanced completions and well down spacing survey, research, growth, trends, ...David2591
 
China Disposable Surgical Gowns Industry 2014: Latest Global Market Research...
China Disposable Surgical Gowns Industry 2014: Latest Global  Market Research...China Disposable Surgical Gowns Industry 2014: Latest Global  Market Research...
China Disposable Surgical Gowns Industry 2014: Latest Global Market Research...David2591
 
Latest Report: Coal Mining Industry in Australia to 2020
Latest Report: Coal Mining Industry in Australia to 2020Latest Report: Coal Mining Industry in Australia to 2020
Latest Report: Coal Mining Industry in Australia to 2020David2591
 
Latest Report: Reinsurance Industry in Italy to 2017
Latest Report: Reinsurance Industry in Italy to 2017Latest Report: Reinsurance Industry in Italy to 2017
Latest Report: Reinsurance Industry in Italy to 2017David2591
 
Global Bioinformatics Market
Global Bioinformatics MarketGlobal Bioinformatics Market
Global Bioinformatics MarketDavid2591
 

Mais de David2591 (12)

Israel Power - Market Growth, Capacity, Trends, Research, Analysis, Outlook a...
Israel Power - Market Growth, Capacity, Trends, Research, Analysis, Outlook a...Israel Power - Market Growth, Capacity, Trends, Research, Analysis, Outlook a...
Israel Power - Market Growth, Capacity, Trends, Research, Analysis, Outlook a...
 
Global Automotive Exterior LED Lighting Industry - Market Trends, Outlook and...
Global Automotive Exterior LED Lighting Industry - Market Trends, Outlook and...Global Automotive Exterior LED Lighting Industry - Market Trends, Outlook and...
Global Automotive Exterior LED Lighting Industry - Market Trends, Outlook and...
 
Global wireless video surveillance market research, trends, analysis and repo...
Global wireless video surveillance market research, trends, analysis and repo...Global wireless video surveillance market research, trends, analysis and repo...
Global wireless video surveillance market research, trends, analysis and repo...
 
Excavator Market in France Recent Market Research, Analysis and Report 2015
Excavator Market in France Recent Market Research, Analysis and Report 2015Excavator Market in France Recent Market Research, Analysis and Report 2015
Excavator Market in France Recent Market Research, Analysis and Report 2015
 
Architectural Coatings Market in EMEA Recent Market Research, Analysis and Re...
Architectural Coatings Market in EMEA Recent Market Research, Analysis and Re...Architectural Coatings Market in EMEA Recent Market Research, Analysis and Re...
Architectural Coatings Market in EMEA Recent Market Research, Analysis and Re...
 
Multiple myeloma therapeutics in major developed markets to 2021 growth dri...
Multiple myeloma therapeutics in major developed markets to 2021   growth dri...Multiple myeloma therapeutics in major developed markets to 2021   growth dri...
Multiple myeloma therapeutics in major developed markets to 2021 growth dri...
 
China power battery management system (bms) industry analysis, trend, growth ...
China power battery management system (bms) industry analysis, trend, growth ...China power battery management system (bms) industry analysis, trend, growth ...
China power battery management system (bms) industry analysis, trend, growth ...
 
Enhanced completions and well down spacing survey, research, growth, trends, ...
Enhanced completions and well down spacing survey, research, growth, trends, ...Enhanced completions and well down spacing survey, research, growth, trends, ...
Enhanced completions and well down spacing survey, research, growth, trends, ...
 
China Disposable Surgical Gowns Industry 2014: Latest Global Market Research...
China Disposable Surgical Gowns Industry 2014: Latest Global  Market Research...China Disposable Surgical Gowns Industry 2014: Latest Global  Market Research...
China Disposable Surgical Gowns Industry 2014: Latest Global Market Research...
 
Latest Report: Coal Mining Industry in Australia to 2020
Latest Report: Coal Mining Industry in Australia to 2020Latest Report: Coal Mining Industry in Australia to 2020
Latest Report: Coal Mining Industry in Australia to 2020
 
Latest Report: Reinsurance Industry in Italy to 2017
Latest Report: Reinsurance Industry in Italy to 2017Latest Report: Reinsurance Industry in Italy to 2017
Latest Report: Reinsurance Industry in Italy to 2017
 
Global Bioinformatics Market
Global Bioinformatics MarketGlobal Bioinformatics Market
Global Bioinformatics Market
 

Último

UNLEASHING THE POWER OF PROGRAMMATIC ADVERTISING
UNLEASHING THE POWER OF PROGRAMMATIC ADVERTISINGUNLEASHING THE POWER OF PROGRAMMATIC ADVERTISING
UNLEASHING THE POWER OF PROGRAMMATIC ADVERTISINGlokeshwarmaha
 
Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)
Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)
Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)tazeenaila12
 
PDT 88 - 4 million seed - Seed - Protecto.pdf
PDT 88 - 4 million seed - Seed - Protecto.pdfPDT 88 - 4 million seed - Seed - Protecto.pdf
PDT 88 - 4 million seed - Seed - Protecto.pdfHajeJanKamps
 
Q2 2024 APCO Geopolitical Radar - The Global Operating Environment for Business
Q2 2024 APCO Geopolitical Radar - The Global Operating Environment for BusinessQ2 2024 APCO Geopolitical Radar - The Global Operating Environment for Business
Q2 2024 APCO Geopolitical Radar - The Global Operating Environment for BusinessAPCO
 
The Vietnam Believer Newsletter_MARCH 25, 2024_EN_Vol. 003
The Vietnam Believer Newsletter_MARCH 25, 2024_EN_Vol. 003The Vietnam Believer Newsletter_MARCH 25, 2024_EN_Vol. 003
The Vietnam Believer Newsletter_MARCH 25, 2024_EN_Vol. 003believeminhh
 
Fabric RFID Wristbands in Ireland for Events and Festivals
Fabric RFID Wristbands in Ireland for Events and FestivalsFabric RFID Wristbands in Ireland for Events and Festivals
Fabric RFID Wristbands in Ireland for Events and FestivalsWristbands Ireland
 
Borderless Access - Global B2B Panel book-unlock 2024
Borderless Access - Global B2B Panel book-unlock 2024Borderless Access - Global B2B Panel book-unlock 2024
Borderless Access - Global B2B Panel book-unlock 2024Borderless Access
 
Graham and Doddsville - Issue 1 - Winter 2006 (1).pdf
Graham and Doddsville - Issue 1 - Winter 2006 (1).pdfGraham and Doddsville - Issue 1 - Winter 2006 (1).pdf
Graham and Doddsville - Issue 1 - Winter 2006 (1).pdfAnhNguyen97152
 
Plano de marketing- inglês em formato ppt
Plano de marketing- inglês  em formato pptPlano de marketing- inglês  em formato ppt
Plano de marketing- inglês em formato pptElizangelaSoaresdaCo
 
Introduction to The overview of GAAP LO 1-5.pptx
Introduction to The overview of GAAP LO 1-5.pptxIntroduction to The overview of GAAP LO 1-5.pptx
Introduction to The overview of GAAP LO 1-5.pptxJemalSeid25
 
The End of Business as Usual: Rewire the Way You Work to Succeed in the Consu...
The End of Business as Usual: Rewire the Way You Work to Succeed in the Consu...The End of Business as Usual: Rewire the Way You Work to Succeed in the Consu...
The End of Business as Usual: Rewire the Way You Work to Succeed in the Consu...Brian Solis
 
Michael Vidyakin: Introduction to PMO (UA)
Michael Vidyakin: Introduction to PMO (UA)Michael Vidyakin: Introduction to PMO (UA)
Michael Vidyakin: Introduction to PMO (UA)Lviv Startup Club
 
To Create Your Own Wig Online To Create Your Own Wig Online
To Create Your Own Wig Online  To Create Your Own Wig OnlineTo Create Your Own Wig Online  To Create Your Own Wig Online
To Create Your Own Wig Online To Create Your Own Wig Onlinelng ths
 
Live-Streaming in the Music Industry Webinar
Live-Streaming in the Music Industry WebinarLive-Streaming in the Music Industry Webinar
Live-Streaming in the Music Industry WebinarNathanielSchmuck
 
Lecture_6.pptx English speaking easyb to
Lecture_6.pptx English speaking easyb toLecture_6.pptx English speaking easyb to
Lecture_6.pptx English speaking easyb toumarfarooquejamali32
 
NASA CoCEI Scaling Strategy - November 2023
NASA CoCEI Scaling Strategy - November 2023NASA CoCEI Scaling Strategy - November 2023
NASA CoCEI Scaling Strategy - November 2023Steve Rader
 
Ethical stalking by Mark Williams. UpliftLive 2024
Ethical stalking by Mark Williams. UpliftLive 2024Ethical stalking by Mark Williams. UpliftLive 2024
Ethical stalking by Mark Williams. UpliftLive 2024Winbusinessin
 
Talent Management research intelligence_13 paradigm shifts_20 March 2024.pdf
Talent Management research intelligence_13 paradigm shifts_20 March 2024.pdfTalent Management research intelligence_13 paradigm shifts_20 March 2024.pdf
Talent Management research intelligence_13 paradigm shifts_20 March 2024.pdfCharles Cotter, PhD
 
NewBase 25 March 2024 Energy News issue - 1710 by Khaled Al Awadi_compress...
NewBase  25 March  2024  Energy News issue - 1710 by Khaled Al Awadi_compress...NewBase  25 March  2024  Energy News issue - 1710 by Khaled Al Awadi_compress...
NewBase 25 March 2024 Energy News issue - 1710 by Khaled Al Awadi_compress...Khaled Al Awadi
 

Último (20)

UNLEASHING THE POWER OF PROGRAMMATIC ADVERTISING
UNLEASHING THE POWER OF PROGRAMMATIC ADVERTISINGUNLEASHING THE POWER OF PROGRAMMATIC ADVERTISING
UNLEASHING THE POWER OF PROGRAMMATIC ADVERTISING
 
Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)
Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)
Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)
 
PDT 88 - 4 million seed - Seed - Protecto.pdf
PDT 88 - 4 million seed - Seed - Protecto.pdfPDT 88 - 4 million seed - Seed - Protecto.pdf
PDT 88 - 4 million seed - Seed - Protecto.pdf
 
Q2 2024 APCO Geopolitical Radar - The Global Operating Environment for Business
Q2 2024 APCO Geopolitical Radar - The Global Operating Environment for BusinessQ2 2024 APCO Geopolitical Radar - The Global Operating Environment for Business
Q2 2024 APCO Geopolitical Radar - The Global Operating Environment for Business
 
The Vietnam Believer Newsletter_MARCH 25, 2024_EN_Vol. 003
The Vietnam Believer Newsletter_MARCH 25, 2024_EN_Vol. 003The Vietnam Believer Newsletter_MARCH 25, 2024_EN_Vol. 003
The Vietnam Believer Newsletter_MARCH 25, 2024_EN_Vol. 003
 
Fabric RFID Wristbands in Ireland for Events and Festivals
Fabric RFID Wristbands in Ireland for Events and FestivalsFabric RFID Wristbands in Ireland for Events and Festivals
Fabric RFID Wristbands in Ireland for Events and Festivals
 
Borderless Access - Global B2B Panel book-unlock 2024
Borderless Access - Global B2B Panel book-unlock 2024Borderless Access - Global B2B Panel book-unlock 2024
Borderless Access - Global B2B Panel book-unlock 2024
 
Graham and Doddsville - Issue 1 - Winter 2006 (1).pdf
Graham and Doddsville - Issue 1 - Winter 2006 (1).pdfGraham and Doddsville - Issue 1 - Winter 2006 (1).pdf
Graham and Doddsville - Issue 1 - Winter 2006 (1).pdf
 
Plano de marketing- inglês em formato ppt
Plano de marketing- inglês  em formato pptPlano de marketing- inglês  em formato ppt
Plano de marketing- inglês em formato ppt
 
Introduction to The overview of GAAP LO 1-5.pptx
Introduction to The overview of GAAP LO 1-5.pptxIntroduction to The overview of GAAP LO 1-5.pptx
Introduction to The overview of GAAP LO 1-5.pptx
 
The End of Business as Usual: Rewire the Way You Work to Succeed in the Consu...
The End of Business as Usual: Rewire the Way You Work to Succeed in the Consu...The End of Business as Usual: Rewire the Way You Work to Succeed in the Consu...
The End of Business as Usual: Rewire the Way You Work to Succeed in the Consu...
 
Michael Vidyakin: Introduction to PMO (UA)
Michael Vidyakin: Introduction to PMO (UA)Michael Vidyakin: Introduction to PMO (UA)
Michael Vidyakin: Introduction to PMO (UA)
 
To Create Your Own Wig Online To Create Your Own Wig Online
To Create Your Own Wig Online  To Create Your Own Wig OnlineTo Create Your Own Wig Online  To Create Your Own Wig Online
To Create Your Own Wig Online To Create Your Own Wig Online
 
Live-Streaming in the Music Industry Webinar
Live-Streaming in the Music Industry WebinarLive-Streaming in the Music Industry Webinar
Live-Streaming in the Music Industry Webinar
 
Investment Opportunity for Thailand's Automotive & EV Industries
Investment Opportunity for Thailand's Automotive & EV IndustriesInvestment Opportunity for Thailand's Automotive & EV Industries
Investment Opportunity for Thailand's Automotive & EV Industries
 
Lecture_6.pptx English speaking easyb to
Lecture_6.pptx English speaking easyb toLecture_6.pptx English speaking easyb to
Lecture_6.pptx English speaking easyb to
 
NASA CoCEI Scaling Strategy - November 2023
NASA CoCEI Scaling Strategy - November 2023NASA CoCEI Scaling Strategy - November 2023
NASA CoCEI Scaling Strategy - November 2023
 
Ethical stalking by Mark Williams. UpliftLive 2024
Ethical stalking by Mark Williams. UpliftLive 2024Ethical stalking by Mark Williams. UpliftLive 2024
Ethical stalking by Mark Williams. UpliftLive 2024
 
Talent Management research intelligence_13 paradigm shifts_20 March 2024.pdf
Talent Management research intelligence_13 paradigm shifts_20 March 2024.pdfTalent Management research intelligence_13 paradigm shifts_20 March 2024.pdf
Talent Management research intelligence_13 paradigm shifts_20 March 2024.pdf
 
NewBase 25 March 2024 Energy News issue - 1710 by Khaled Al Awadi_compress...
NewBase  25 March  2024  Energy News issue - 1710 by Khaled Al Awadi_compress...NewBase  25 March  2024  Energy News issue - 1710 by Khaled Al Awadi_compress...
NewBase 25 March 2024 Energy News issue - 1710 by Khaled Al Awadi_compress...
 

Life Insurance Industry in Peru to 2017

  • 1. Life Insurance in Peru, Key Trends and Opportunities to 2017 Synopsis The report provides in depth market analysis, information and insights into the Peruvian life insurance segment, including: The Peruvian life insurance segment’s growth prospects by life insurance categories Key trends and drivers for the life insurance segment The various distribution channels in the Peruvian life insurance segment Detailed competitive landscape in the life insurance segment in Peru Detailed regulatory framework of the Peruvian insurance industry A description of the life reinsurance segment in Peru Porter's Five Forces Analysis of the life insurance segment Benchmarking section on the Peruvian life insurance segment in comparison to other countries in the Central and Latin American region Executive summary In terms of gross written premium, the life insurance segment was the largest in the Peru insurance industry during the review period and accounted for 46.5% of the total insurance industry’s written premiums in 2012. Peruvian consumers typically prefer simple, savings-oriented life insurance products with protection options. Pension and individual life products were the leading life insurance product categories during the review period. The segment’s written premium grew at a CAGR of 19.0% during the review period. The economic growth, an increase in employment levels, and an increase in disposable income had a positive effect on demand for life insurance products. The segment is highly concentrated, with the top five life insurers accounting for 86.9% of the total gross written premium in 2012. Scope This report provides a comprehensive analysis of the life insurance segment in Peru: It provides historical values for the Peruvian life insurance segment for the report’s 2008–2012 review period and forecast figures for the 2013–2017 forecast period It offers a detailed analysis of the key sub-segments in the Peruvian life insurance segment, along with market forecasts until 2017 It covers an exhaustive list of parameters including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions It analyses the various distribution channels for life insurance products in Peru Using Porter’s industry-standard “Five Forces” analysis, it details the competitive landscape in Peru for the life insurance business It provides a detailed analysis of the reinsurance segment in Peru and its growth prospects It profiles the top life insurance companies in Peru and outlines the key regulations affecting them Reasons to buy Make strategic business decisions using in depth historic and forecast market data related to the Peruvian life insurance segment and each category within it Understand the demand-side dynamics, key market trends and growth opportunities within the Peruvian life insurance segment Assess the competitive dynamics in the life insurance segment, along with the reinsurance segment Identify the growth opportunities and market dynamics within key product categories Gain insights into key regulations governing the Peruvian insurance industry and its impact on companies and the market's future Key highlights Life Insurance in Peru, Key Trends and Opportunities to 2017
  • 2. In terms of gross written premium, the life insurance segment was the largest in the Peru insurance industry during the review period The life insurance segment recorded notable growth by increasing at a CAGR of 19.0% during the review period The segment’s growth was driven by an increase in employment levels and a rise in disposable income The Peruvian government has encouraged the middle- and lower-income population to buy life cover by promoting microinsurance products Direct marketing is the one of the popular and dominant distribution channels for life products in Peru, and accounted for 57.3% of new business written premium in 2012 The segment is highly concentrated, with the top five life insurers accounting for 86.9% of the total gross written premium in 2012 table Of Contents 1 Executive Summary 2 Introduction 2.1 What Is This Report About? 2.2 Definitions 2.3 Methodology 3 Regional Market Dynamics 3.1 Overview 3.1.1 Market Trends 3.1.2 Market Size 4 Life Insurance Segment – Regional Benchmarking 4.1 Scale And Penetration 4.1.1 Total Gross Written Premium 4.1.2 Premium Per Capita 4.1.3 Life Insurance Penetration (as A Percentage Of Gdp) 4.2 Growth 4.2.1 Gross Written Premium 4.2.2 Gross Written Premium Per Capita 4.3 Efficiency And Risk 4.3.1 Loss Ratio 4.3.2 Combined Ratio 4.3.3 Incurred Losses Per Capita 4.3.4 Incurred Losses As A Percentage Of Gdp 4.4 Distribution Channels 4.4.1 Direct Marketing 4.4.2 Bancassurance Life Insurance in Peru, Key Trends and Opportunities to 2017
  • 3. 4.4.3 Agencies 5 Peruvian Insurance Industry Attractiveness 5.1 Insurance Industry Size, 2008–2017 5.2 Key Industry Trends And Drivers 6 Life Insurance Outlook 6.1 Life Insurance 6.1.1 Individual Life Insurance 6.1.2 Individual Pension Insurance 6.1.3 Individual Supplementary Insurance 6.1.4 Individual Other Life Insurance 6.1.5 Group Life Insurance 6.2 Life Insurance Growth Prospects By Product Type 6.2.1 Individual Single-premium Policies 6.2.2 Individual Non-single-premium Policies 6.2.3 Group Single-premium Policies 6.2.4 Group Non-single-premium Policies 7 Analysis By Distribution Channel 7.1 Direct Marketing 7.2 Bancassurance 7.3 Agencies 7.4 E-commerce 7.5 Brokers 7.6 Other Channels 8 Governance, Risk And Compliance 8.1 Legislation Overview And Historical Evolution 8.2 Legislation And Market Practice By Type Of Insurance 8.2.1 Life Insurance 8.2.2 Property Insurance 8.2.3 Motor Insurance 8.2.4 Marine, Aviation And Transit Insurance 8.2.5 Personal Accident And Health Insurance 8.3 Compulsory Insurance 8.3.1 Third-party Liability Insurance For Vehicles Carrying Dangerous Goods 8.3.2 Personal Accident Insurance In Case Of Motor Vehicle Accident 8.3.3 Insurance For Risky Work Life Insurance in Peru, Key Trends and Opportunities to 2017
  • 4. 8.3.4 Group Life Insurance For All Employees With More Than Four Years Service 8.3.5 Aviation Liability 8.4 Supervision And Control 8.4.1 International Association Of Insurance Supervisors 8.4.2 Superintendent Of Bank And Insurance (sbs) 8.5 Non-admitted Insurance Regulations 8.5.1 Overview 8.5.2 Intermediaries 8.5.3 Market Practices 8.5.4 Fines And Penalties 8.6 Company Registration And Operations 8.6.1 Types Of Insurance Organization 8.6.2 Establishing A Domestic Company 8.6.3 Foreign Ownership 8.6.4 Types Of License 8.6.5 Capital Requirements 8.6.6 Solvency Margins 8.6.7 Reserve Requirements 8.6.8 Investment Regulations 8.6.9 Statutory Return Requirements 8.6.10 Fee Structure 8.7 Taxation 8.7.1 Insurance Premium Or Policy Taxation 8.7.2 Withholding Taxes On Premium Paid Overseas 8.7.3 Corporate Tax 8.7.4 Vat 8.7.5 Captives 8.8 Legal System 8.8.1 Introduction 8.8.2 Access To Court 8.8.3 Alternative Dispute Resolution (adr) 9 Porter’s Five Forces Analysis – Peruvian Life Insurance 9.1 Bargaining Power Of Suppliers: Medium 9.2 Bargaining Power Of Buyers: Low To Medium 9.3 Barriers To Entry: Low To Medium 9.4 Intensity Of Rivalry: High 9.5 Threat Of Substitutes: Low 10 Reinsurance Growth Dynamics And Challenges 10.1 Reinsurance Segment Size, 2008–2017 Life Insurance in Peru, Key Trends and Opportunities to 2017
  • 5. 10.2 Reinsurance Segment Size By Type Of Insurance, 2008–2017 11 Competitive Landscape And Strategic Insights 11.1 Overview 11.2 Leading Companies In The Peruvian Life Insurance Segment 11.3 El Pacífico Vida – Company Overview 11.3.1 El Pacífico Vida – Key Facts 11.3.2 El Pacífico Vida – Key Financials 11.4 Rimac Seguros – Company Overview 11.4.1 Rimac Seguros – Key Facts 11.4.2 Rimac Seguros – Key Financials 11.5 Seguros Sura – Company Overview 11.5.1 Seguros Sura – Key Facts 11.5.2 Seguros Sura – Key Financials 11.6 La Positiva Vida – Company Overview 11.6.1 La Positiva Vida – Key Facts 11.6.2 La Positiva Vida – Key Financials 11.7 Interseguro – Company Overview 11.7.1 Interseguro – Key Facts 11.7.2 Interseguro – Key Financials 11.8 Mapfre Perú Vida – Company Overview 11.8.1 Mapfre Perú Vida – Key Facts 11.8.2 Mapfre Perú Vida – Key Financials 11.9 Protecta Sa Cia De Seguros – Company Overview 11.9.1 Protecta Sa Cia De Seguros – Key Facts 11.9.2 Protecta Sa Cia De Seguros – Key Financials 11.1 Ace Seguros Sa – Company Overview 11.10.1 Ace Seguros Sa – Key Facts 11.10.2 Ace Seguros Sa – Key Financials 11.11 Cardif Del Perú Sa – Company Overview 11.11.1 Cardif Del Perú Sa – Key Facts 11.11.2 Cardif Del Perú Sa – Key Financials 12 Business Environment And Country Risk 12.1.1 Market Capitalization Trend – Lima Stock Exchange, Peru 12.2 Economic Performance 12.2.1 Gdp At Constant Prices (us Dollars) 12.2.2 Gdp Per Capita At Constant Prices (us Dollars) 12.2.3 Gdp At Current Prices (us Dollars) 12.2.4 Gdp Per Capita At Current Prices (us Dollars) 12.2.5 Gdp By Key Segments Life Insurance in Peru, Key Trends and Opportunities to 2017
  • 6. 12.2.6 Agricultural Net Output At Current Prices (us Dollars) 12.2.7 Agricultural Net Output At Current Prices As A Percentage Of Gdp 12.2.8 Manufacturing Net Output At Current Prices (us Dollars) 12.2.9 Manufacturing Net Output At Current Prices As A Percentage Of Gdp 12.2.10 Mining, Manufacturing And Utilities At Current Prices (us Dollars) 12.2.11 Mining, Manufacturing And Utilities At Current Prices, As Percentage Of Gdp 12.2.12 Construction Net Output At Current Prices, (us Dollars) 12.2.13 Construction Net Output At Current Prices As A Percentage Of Gdp 12.2.14 Inflation Rate 12.2.15 Exports As A Percentage Of Gdp 12.2.16 Total Internet Subscribers 12.3 Labor Force 12.3.1 Labor Force 12.3.2 Unemployment Rate 12.4 Demographics 12.4.1 Household Consumption Expenditure 12.4.2 Total Population 12.4.3 Life Expectancy 12.4.4 Age Distribution Of Total Population 13 Appendix 13.1 Methodology 13.2 Contact Timetric 13.3 About Timetric 13.4 Timetric’s Services 13.5 Disclaimer ResearchMoz(http://www.researchmoz.us/) is the one stop online destination to find and buy market research reports & Industry Analysis. We fulfill all your research needs spanning across industry verticals with our huge collection of market research reports. We provide our services to all sizes of organizations and across all industry verticals and markets. Our Research Coordinators have in-depth knowledge of reports as well as publishers and will assist you in making an informed decision by giving you unbiased and deep insights on which reports will satisfy your needs at the best price. Contact: M/s Sheela, 90 State Street, Suite 700, Albany NY - 12207 United States Tel: +1-518-618-1030 USA - Canada Toll Free 866-997-4948 Life Insurance in Peru, Key Trends and Opportunities to 2017
  • 7. Email: sales@researchmoz.us Website: http://www.researchmoz.us/ Life Insurance in Peru, Key Trends and Opportunities to 2017