1. “Best in Class” Products and Services
for Brokers and their Clients

2. Hollern & Associates is a general agency with over 30
years of recognized experience in voluntary benefits.
Representing the best worksite carriers on the market
today for voluntary products and offering cutting-edge
technology and services for benefits
management, administration and enrollment.
Solutions to help…
• with high deductible health plans
• manage and reduce benefit costs
• bridge gaps in coverage, round-out employer benefits program
• communicate, educate and enroll all benefit plans
• reduce and streamline benefit administrators workload
Our Agency is a ONE STOP SHOP helping brokers
and their clients find sound solutions addressing
bottom-line benefit decisions.

3. Our Agency works with the top worksite carriers
for voluntary benefits in the industry offering
„best in class‟ products and underwriting while
addressing the high cost of healthcare.
Benefit Solutions

4. Our Agency has partnered with various Third
Party Administrators with a proven track record
to offer tax favored programs to reduce and
manage payroll costs.
Tax Favored Programs

5. Our Agency has partnered with various Third
Party Administrators with a proven track for
services to help benefits administrators in the
areas of compliance and benefit regulations.
Benefits Administration &
Compliance

6. Our Agency offers cutting-edge, state-of-the-art
benefits management and enrollment technology
to help benefits administrators reduce and
streamline their workload.
Benefits Management &
Enrollment Technology

7. Our Agency provides benefits communication,
education and enrollment support as well as the
tools necessary for a successful enrollment
experience for employer and their employees.
Benefits Communication
& Enrollment

8. Products designed to…
• Manage and address increasing cost of health care
• Bridge gaps in current coverage
• Complement, enhance and round-out employer benefits program
• Provide employees and their family with financial protection
Products offered with…
• Guaranteed Issue
• Competitive pricing
• Take-over credit towards pre-existing conditions
Wide Product Portfolio:
o Short Term Disability
o Long Term Disability
o Accident
o Cancer
o Critical Illness
o Hospital Confinement
o Gap Plans
o Life Insurance
o Long Term Care
o Dental & Vision
Specialty Product Programs:
o Solutions Plus+ Gap Packages
o Premium Saver “Insured HRA”
o Uniform Coverage Risk Insurance Plan for Health Care FSA
o Short + Long Term Disability
o Life Insurance + Long Term Care
o Critical Illness + Cancer
Benefit Solutions

9. o Section125 Pre-tax Plan
o Flexible Spending Accounts:
• Health Care FSA*
• Dependent Care FSA
• Transportation FSA
o Health Savings Account (HSA)
o Health Reimbursement
Arrangements (HRA)
$500 Employee’s Insurance Cost per Month
$208 Employee’s FSA Contribution per Month ($2,000 FSA)
X12 Months
$8,496 Employee’s Total Annual Cost
X7.65% Employer FICA Taxes
$649 Estimated Annual Employer Savings per Employee
Company Size Estimated Tax Savings
20 Employees $8,032
40 Employees $16,065
60 Employees $24,097
80 Employees $32,130
100 Employees $40,162
*Assumptions: FSA Employee Participation in Group of 30%
Insurance Employee Participation in Group of 75%
*Features Uniform Coverage Risk
Insurance Plan to limit exposure to the
uniform coverage rule for Health FSA
Tax Favored Programs

10. o Plan Documentation & Communication
o Tax Reporting Assistance
o COBRA Administration
o Dependent Verification Reviews
o Nondiscrimination Testing
o Health Care Reform Support
o Online Administration Tools
o Compliance and Benefit Regulations
Keep your clients PPACA complaint with employer administrative
support services offered through American Fidelity
Benefits Administration & Compliance

11. o Cutting-edge, state-of-the art technology powered by AdminDirect
o Maintain employee eligibility data and track dependent information
o Electronic Data (EDI) with benefit carriers/vendors and other systems
o Payroll deduction reconciliation and updates
o One source billing for multiple carriers
o Standard and customized reporting
o COBRA benefit tracking
o Enrollment module with benefits communication and education tools
o Customizable to meet a clients‟ needs
Helping benefit administrators reduce and streamline their workload
Benefits Management & Enrollment Technology

12. o Enrollment planning
o Custom communications
o Employee benefits education
o Voluntary benefits to full core enrollment
o Employee benefit booklets
o Total compensation statement and
paycheck illustration
o Group meetings
o One to one benefit counseling
o Call center enrollment
o Co-browsing agent assisted enrollment
o Post enrollment review
o New hire and on-going service and
enrollment support
We do the work for you! Taking the enrollment from A-Z
Benefits Communication & Enrollment

13. The following is a short list of carriers
Hollern & Associates Represents

14. “Best in Class” Products and Services
for Brokers and their Clients