7. What is the Best Introductory Offer? 05 Know how to choose the best introductory offer. Try to find one that offers a zero percent interest rate. Look for the introductory rate credit cards that have the longest term. Pay attention to no fees. Keep in mind that just because there is no interest does not mean you do not have to make payments. Know when your introductory rate expires. Take into account the regular interest rates on the card. Examine the rewards program.
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9. If the rate applies to purchases use the full time period to make purchases without paying interest.
10. If you plan to do a balance transfer make your application for it as soon as possible.
11. Set up a budget to pay off any debts within the interest free period.