Are you exempt from Obamacare?

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COBRAhealth.com Are you exempt from Obamacare? 2014 enroll mandatory, unless you belong to a religious sect. Or have a non profit health sharing ministry. Or have acceptable benefits through your employer. Or are broke. Tax penalties. Premiums. Monthly premiums.

Economia e finanças Negócios

Are you exempt from Obamacare? by Craig Casey COBRAhealth.com

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100% of FPL = Free Medicaid* COBRAhealth.com *Familiarize yourself with healthcare rationing

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Don’t like the mandate? ,[object Object],COBRAhealth.com *State of the union address, 2010

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Alternatives to ACA penalties ,[object Object],[object Object],COBRAhealth.com

About Me COBRAhealth.com http://www.cobrahealth.com/aboutus.htm I am a dad, husband, wrestling coach, have 4 great kids and an Incan Princess. Being an insurance writer, I became very interested in Obamacare. Besides the mandate, there are many other reasons I hate PPACA . My vote, Obamacare

Connect COBRAhealth.com Craig Casey on Google [email_address] Twitter.com/CraigJCasey Facebook.com/CraigJCasey Youtube.com/COBRAinsurance

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A MAN’S RIGHT TO HAPPINESS If by happenstance you require emergency triage, Maybury recom- mends that you transform your image as much as possible to that of a health care provider.He means that doctors and nurses are social beings that will gravitate more quickly and attentively to those with whom they identify the most.Therefore,if you dress intelligently,sound highly educated, act very polite and courteous, and perhaps carry a book with you,health care providers may feel more inclined to pay more attention to you and provide better care. This is the kind of mindset you’ll need in the new Obamacare

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YOU MUST BE KIDDING, RIGHT? Amber Parker is a 46-year-old unmarried mother with two children, ages 16 and 17. She lives partly on alimony from her former husband and she works part-time out of her home as a medical transcriptionist for a local hospital. Last year Amber suffered severe head injuries in a hit-and-run accident when jogging. Amber's wounds have healed and she has regained her ability to speak but is not yet able to walk on her own or use her hands and arms very well. At first she required some mental health counseling. Now she still requires a daily paid caregiver to assist with her personal needs. It may be another six months before she can work again. Which one of the following aspects of her injury were covered by Amber's private health care plan? A. Hospital stay B. Rehabilitative care C. Mental health D. All of the above The answer is “all of the above.” Amber had purchased an individual health care policy at HealthCare.gov that covers hospital, surgical, mental health, and rehabilitative care, therefore, after deductibles and copays the Affordable Care Act covered all her expenses. Individuals without health insurance can buy a health care policy on a state or federal exchange! LEARNING OBJECTIVES After reading this chapter, you should be able to: Explain how the Affordable Care Act works, and how consumers shop and pay for health insurance coverage. Distinguish among the types of health care plans. Describe the typical features and limitations of health care plans. Explain the fundamentals of planning for long-term custodial care. Develop a plan to protect your income when you cannot work due to disability. Summarize the benefits of preparing advance medical directive documents. WHAT DO YOU RECOMMEND? Danielle DiMartino is a 36-year-old single mother with two children, ages 10 and 14. Her 10-year-old daughter has a history of ear infections that require doctor's office visits four or five times per year. Danielle's 71-year-old mother lives with the family for financial reasons; she has hereditary high blood pressure and high cholesterol as well as diabetes. Danielle's mother has enrolled in Medicare Parts A and B. Danielle's employer pays all or a portion of the cost for a health care plan to cover the company's workers, their spouses, and their dependents. Danielle has four options: (1) the basic HMO managed by a local university medical school/hospital with no additional cost for Danielle, but with additional cost of $122 per month to cover her children, (2) a health insurance plan with a PPO at that same medical center for an additional cost of $245 per month, (3) a traditional health insurance plan that provides access to virtually all health care providers in her community for $455 per month, and (4) a health plan with a $5000 deductible at no additional cost. Danielle's employer offers no disability income or long-term care group plan. She does receive ten sick days per year, which can accumulate if not taken. ...

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