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Group Automobile & Property
Insurance Program for
Foster Parents Society of Ontario
Agenda
   Oegema, Nicholson & Associates Insurance Brokers Ltd.
   The Foster Parents Society of Ontario
   Waterloo Insurance Company
   Benefits for FPSO
   Benefits for FSPO Members
   Program Marketing
   Automobile Insurance Coverage
   Property Insurance Coverage
   Launch Program
   Contact Information
Oegema, Nicholson & Associates
   http://www.ona.ca/2012/02/watch-onas-
    new-commercial/
Oegema, Nicholson & Associates
   Established in 1961
   Specialize in providing auto and property insurance for groups
    and individuals, commercial insurance and financial services for
    organizations and individuals across Ontario and Canada
   Currently Ontario Alliance of Christian Schools Group Program
    & the Diplomat Program amongst others
   Staff of 47 insurance professionals available to service needs of
    the FPSO
   5 convenient locations across the greater Ottawa area
   Recognize each group as unique and work in partnership with
    the group to meet their specific needs
   Firmly committed to providing each group with proactive and
    personalized service to serve each auto and property insurance
    needs for THE     LIVES WE LEAD
The Foster Parents Society of Ontario
   Mandate “to become the dedicated voice of foster
    families across Ontario
   6349 homes
   Approximately 12,000 foster parents in Ontario
   Trying to implement insurance and reduced rates for
    foster parents
   Ministry funding has been reduced to CAS, affecting
    support to foster families
Waterloo Insurance
   Waterloo Insurance Company is a member of The
    Economical Insurance Group – 100% Canadian

   A financially secure organization with over $4.4
    Billion in assets and a surplus of over $1.26 Billion
    to protect its policyholders

   Waterloo Insurance has partnered with over 550
    group programs across Canada
Benefits for the FPSO

   NO COST!

   NO EXTRA administration required
       Waterloo Insurance handles all sales, service and claims
        functions
   An enhancement to your member benefits programs

   FSPO assumes NO LIABILITY
Benefits for the FPSO Members
   COMPETITIVE RATES save after-tax dollars

   Additional DISCOUNTS can reduce premiums up to
    60% plus your GROUP DISCOUNT

   Convenient payment options with NO SERVICE
    FEES:
       Monthly pre-authorized payments
       full annual payment
       three installments
       Visa, MasterCard & American Express (COLLECT THOSE
        POINTS)
       internet or ATM
Benefits to Members Continued
   No INTEREST or SERVICE CHARGES – additional
    3% savings

   SPOUSES and DEPENDENTS living at home are
    eligible

   Convenient no obligation TELEPHONE and ONLINE
    quotations with immediate binding of coverage option

   SUPERIOR Claims Service
       2010 Claims satisfaction survey Waterloo Scored 92.1%
       24/7 Claims Service across North America with one toll free
        number
Program Marketing

   Communication CHANNELS with your members/
    employees via member/ employees newsletters,
    internet/ intranet site (web banner), emails, direct
    mail, and new member/ employees kits

   QUARTERLY reminder marketing to all eligible group
    members/ employees

   PARTICIPATION by Waterloo Insurance at member/
    employees events
Automobile Insurance Coverage
   Private passenger vehicles
   Utilities vehicles
   Vans and trucks
   Motorcycles (Cruisers)
   Snowmobiles
   ATVs
   Recreational vehicles including campers, trailers and motor
    homes
   Antique vehicles
   High Valued vehicles
Automobile Insurance Discounts
   Anti-Theft (5 – 10% )
   Conviction-free (15%)
   Graduating License (10%)
   Mature Driver / Age (5 – 15%)
   Multi-vehicle (20%)
   Retiree (15%) only applies to 65+ of age and received no
    employers income (only pension) for previous 6 months
   Student living away from home (50 – 75%)
   Multi-policy (5 – 10%)

The appropriate GROUP DISCOUNT applies to the policy premium
Property Insurance Coverage
   Package policies are written on a SINGLE LIMIT basis to guard
    against INFLATION and UNDER insurance:

       HOMEOWNER’S PACKAGE – coverage for the homeowner on
        building, contents, extra property limits and personal liability

       TENANT’S PACKAGE – coverage for the tenant on contents, extra
        property limits and personal liability

       CONDOMINIUM OWNER’S PACKAGE – coverage for the
        condominium unit owner on contents, extra property limits
        (including improvements and betterments, contingent loss and
        property loss assessments in accordance with Provincial
        Condominium Acts) and personal liability
Additional Property Insurance Coverage
   Rental and Seasonal Dwellings
   New Home Construction Policies
   Vacation Trailers and Campers
   Watercraft, Jet crafts, and Yachts
   Earthquake
   Increases Liability Limits
   Jewelry, Cameras, Sports Equipment, etc.
   Personal Umbrella Liability
Property Insurance Discounts
   Burglar/ Fire Alarm (5 – 10% )
   Claims Free (15 – 25% )
   Mature Homeowner (5 – 15% )
   Mortgage Free (20% )
   Multi-resident (5% )
   Newer Home (1 – 35% )
   Renewal (5% )
   Multi-policy (10% )

    The appropriate GROUP DISCOUNT applies to the
                     policy premium.
Program Policies

   Quotation forms available upon request

   Easily and convenient

   Submit via email, fax or face to face
    consultations
Contact Information
       Cathy Luciano, C.A.I.B
        5526 Manotick Main Street
                P.O. Box 149
             Manotick, Ontario
                  K4M 1A2
        T. (613) 692-3403 ext. 204
             F. (613) 692-0695
             cluciano@ona.ca


            www.ona.ca
Thank you!

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Auto / Home Insurance Program

  • 1. Group Automobile & Property Insurance Program for Foster Parents Society of Ontario
  • 2. Agenda  Oegema, Nicholson & Associates Insurance Brokers Ltd.  The Foster Parents Society of Ontario  Waterloo Insurance Company  Benefits for FPSO  Benefits for FSPO Members  Program Marketing  Automobile Insurance Coverage  Property Insurance Coverage  Launch Program  Contact Information
  • 3. Oegema, Nicholson & Associates  http://www.ona.ca/2012/02/watch-onas- new-commercial/
  • 4. Oegema, Nicholson & Associates  Established in 1961  Specialize in providing auto and property insurance for groups and individuals, commercial insurance and financial services for organizations and individuals across Ontario and Canada  Currently Ontario Alliance of Christian Schools Group Program & the Diplomat Program amongst others  Staff of 47 insurance professionals available to service needs of the FPSO  5 convenient locations across the greater Ottawa area  Recognize each group as unique and work in partnership with the group to meet their specific needs  Firmly committed to providing each group with proactive and personalized service to serve each auto and property insurance needs for THE LIVES WE LEAD
  • 5. The Foster Parents Society of Ontario  Mandate “to become the dedicated voice of foster families across Ontario  6349 homes  Approximately 12,000 foster parents in Ontario  Trying to implement insurance and reduced rates for foster parents  Ministry funding has been reduced to CAS, affecting support to foster families
  • 6. Waterloo Insurance  Waterloo Insurance Company is a member of The Economical Insurance Group – 100% Canadian  A financially secure organization with over $4.4 Billion in assets and a surplus of over $1.26 Billion to protect its policyholders  Waterloo Insurance has partnered with over 550 group programs across Canada
  • 7. Benefits for the FPSO  NO COST!  NO EXTRA administration required  Waterloo Insurance handles all sales, service and claims functions  An enhancement to your member benefits programs  FSPO assumes NO LIABILITY
  • 8. Benefits for the FPSO Members  COMPETITIVE RATES save after-tax dollars  Additional DISCOUNTS can reduce premiums up to 60% plus your GROUP DISCOUNT  Convenient payment options with NO SERVICE FEES:  Monthly pre-authorized payments  full annual payment  three installments  Visa, MasterCard & American Express (COLLECT THOSE POINTS)  internet or ATM
  • 9. Benefits to Members Continued  No INTEREST or SERVICE CHARGES – additional 3% savings  SPOUSES and DEPENDENTS living at home are eligible  Convenient no obligation TELEPHONE and ONLINE quotations with immediate binding of coverage option  SUPERIOR Claims Service  2010 Claims satisfaction survey Waterloo Scored 92.1%  24/7 Claims Service across North America with one toll free number
  • 10. Program Marketing  Communication CHANNELS with your members/ employees via member/ employees newsletters, internet/ intranet site (web banner), emails, direct mail, and new member/ employees kits  QUARTERLY reminder marketing to all eligible group members/ employees  PARTICIPATION by Waterloo Insurance at member/ employees events
  • 11. Automobile Insurance Coverage  Private passenger vehicles  Utilities vehicles  Vans and trucks  Motorcycles (Cruisers)  Snowmobiles  ATVs  Recreational vehicles including campers, trailers and motor homes  Antique vehicles  High Valued vehicles
  • 12. Automobile Insurance Discounts  Anti-Theft (5 – 10% )  Conviction-free (15%)  Graduating License (10%)  Mature Driver / Age (5 – 15%)  Multi-vehicle (20%)  Retiree (15%) only applies to 65+ of age and received no employers income (only pension) for previous 6 months  Student living away from home (50 – 75%)  Multi-policy (5 – 10%) The appropriate GROUP DISCOUNT applies to the policy premium
  • 13. Property Insurance Coverage  Package policies are written on a SINGLE LIMIT basis to guard against INFLATION and UNDER insurance:  HOMEOWNER’S PACKAGE – coverage for the homeowner on building, contents, extra property limits and personal liability  TENANT’S PACKAGE – coverage for the tenant on contents, extra property limits and personal liability  CONDOMINIUM OWNER’S PACKAGE – coverage for the condominium unit owner on contents, extra property limits (including improvements and betterments, contingent loss and property loss assessments in accordance with Provincial Condominium Acts) and personal liability
  • 14. Additional Property Insurance Coverage  Rental and Seasonal Dwellings  New Home Construction Policies  Vacation Trailers and Campers  Watercraft, Jet crafts, and Yachts  Earthquake  Increases Liability Limits  Jewelry, Cameras, Sports Equipment, etc.  Personal Umbrella Liability
  • 15. Property Insurance Discounts  Burglar/ Fire Alarm (5 – 10% )  Claims Free (15 – 25% )  Mature Homeowner (5 – 15% )  Mortgage Free (20% )  Multi-resident (5% )  Newer Home (1 – 35% )  Renewal (5% )  Multi-policy (10% ) The appropriate GROUP DISCOUNT applies to the policy premium.
  • 16. Program Policies  Quotation forms available upon request  Easily and convenient  Submit via email, fax or face to face consultations
  • 17. Contact Information Cathy Luciano, C.A.I.B 5526 Manotick Main Street P.O. Box 149 Manotick, Ontario K4M 1A2 T. (613) 692-3403 ext. 204 F. (613) 692-0695 cluciano@ona.ca www.ona.ca