Gaurav Sharma seeks a position that utilizes his skills and contributes to company growth. He currently works as a Credit Manager at Bajaj Finance, approving loans up to 75 lacs and retaining customers. Previously, he worked as a Finance Consultant and Audit Executive. As a consultant, he helped companies reduce expenses, comply with regulations, and save over 50 lacs in customs duties. As an executive, he assisted with statutory audits, tax returns, and company law filings. He is a Chartered Accountant with experience in credit analysis, auditing, taxation, and financial consulting.

1. CA Gaurav Sharma
Career Objective
With my hard work & dedication I want to achieve a position in a globally competitive
environment where my skills and knowledge will significantly contribute to the company’s growth
and profitability.
Current Employment: Jan 2015 to till date
Working as Credit Manager – Mortgages with Bajaj Finance Private Limited.
 Understanding of Process & Policies for different offered products
 Legal check including previous Title search by sale deeds and Technical valuation of
property.
 Vendor management (including empanelment and payment process) of Dehradun
Locations
 Loan eligibility calculation on the basis of ITR and Financials of individual and firm and
calculate the eligibility on the basis of different offered product
 Verification of CAM - mainly below mentioned Points
o Client Category, Age, Residential stability
o Area - Approved / Negative
o Property details - Checking with customer
o Verification of Track – Calculation of delay days and bouncing etc.
o Verification of Banking details from Bank Statement.
o Justification for the end use.
o Verification of Technical reports for construction according to the local
construction bye laws.
Achievements
 Approving Authority was given of 75 lacs in just 3 months of joining.
 Able to retain existing Customer from going for other Bank/NBFC’s. 
Working Knowledge as Finance Consultant
Worked with Manufacturing Company as a Finance consultant (Jan 2014 to Dec 2014).
As a Finance consultant of manufacturing concerns, have helped the concerns to reduce their
expenses and increase their income in many ways. Further, helped the concern to follow the
laws and rules applicable on them.
 Involved in setting up of new manufacturing company.

 Helped the client to make standard operating procedure for smooth functioning of the
concern and also for reducing expenses. SOP for Purchase departments, Store
departments, etc.

 Helped the client to save custom duty on import of capital goods by importing the capital
goods through Export promotion capital Goods scheme. Client saved around rupees 50
to 55 lakhs.

 Further by saving custom duty, also indirectly saved interest expenses to be paid to bank
on loan taken for capital goods by client.
 Applied for Loan on behalf of client and was successful to get the sanction for the client.

 Applied for different registration to be done under different laws like Import Export Code,
MSME Registration, Pollution department, Service tax registration, Sale tax registration,
TAN Registration, etc
Permanent Address: 141, Malik Filling Station, Post Office: Lachhiwala, Dehradun, Uttarakhand
248140
Mob: 9719174755 E-mail: ca11gauravsharma@gmail.com

2. Working Knowledge as Audit Executive
Served as an articled assistant in Nangia & Company., Chartered Accountants, Dehradun from
10
th
February 2010 to 10
th
February 2013 providing assistance in various work areas and
thereafter joined the same firm as an Audit Executive till September 2013.
Auditing
 Extensive experience as an audit assistant in Statutory audit, VAT audit, TAX audit
and Internal audit of various companies, trusts, societies, partnership firms & individuals
involved in different sectors
Income tax
Involved in the preparation of:
 Corporate, partnership and individual Income tax returns using Excel utilities.
 TDS returns using different software applications like RPU and Fox Pro.

 Opinions to organizations on income tax related issues like valuation of perquisites
and deductions of TDS on commission to non-residents etc.
Company Law
 Working knowledge of annual company law compliances and filling of e-forms for
creation of a company, winding up of a company etc.
Awards &Achievements
 Cleared CA in first attempt.
 Scored the highest marks in Uttarkhand in IPCC (I Group).
 Part of Runner up team in the quiz contests held at Dehradun branch of ICAI in
July’11.
Professional Qualification
 Chartered Accountancy, 2013
Month, year Course Marks obtained/Total Percentage
May-2013 CA Final (II Group) 204/400 51.00%
Nov-2012 CA Final (I Group) 225/400 56.25%
Nov-2010 IPCC (II Group) 162/300 54.00%
Nov-2009 IPCC (I Group) 239/400 59.75%
Dec-2008 CPT 137/200 68.50%
Personal details:
Father’s Name Mr. Lekh Raj Sharma
Date of birth 25.12.1988
Marital Status Single
Nationality Indian
Languages Known English & Hindi
Gender Male
Permanent Address: 141, Malik Filling Station, Post Office: Lachhiwala, Dehradun, Uttarakhand
248140
Mob: 9719174755 E-mail: ca11gauravsharma@gmail.com