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Insurance/Financial Services
Insurance/Financial Services




1ST CAPITAL BANK




                   Monterey County, bountiful.
                   1st Capital Bank, boundless.


                                                              Monterey County, a wealth of riches. From
                                                              Monterey County, a wealth of riches. From
                                                              fertile soils to rugged coastline and warming sun
                                                              fertile soils to rugged coastline and warming sun
                                                              to fog-cooled sea breezes, Salinas is the ideal
                                                              to fog-cooled sea breezes, Salinas is the ideal
                                                              environment for plentitude. Monterey County serves
                                                              environment for plentitude. Monterey County serves
                                                              up not only the salad, but the entrées, desserts, the
                                                              up not only the salad, but the entrées, desserts, the
                                                              cheese course, the wines...even the centerpiece.
                                                              cheese course, the wines...even the centerpiece.

                                                              1st Capital Bank, Monterey County’s newest,
                                                              1st Capital Bank, Monterey County’s newest,
                                                              independent, locally-owned and managed financial
                                                               independent, locally-owned and managed financial
                                                              institution recognizes this is just part of the picture.
                                                               institution recognizes this is just part of the picture.
                                                              It takes people, businesses, organizations, vision
                                                              It takes people, businesses, organizations, vision
                                                              and hard work all coming together to make it from
                                                              and hard work all coming together to make it from
                                                              field to table. It takes financial planning, resources
                                                              field to table. It takes financial planning, resources
                                                              and an understanding of agribusiness to support
                                                              and an understanding of agribusiness to support
                                                              that vision and to ensure the hard work pays off.
                                                              that vision and to ensure the hard work pays off.

                                                              1st Capital Bank. We share your dreams. And
                                                              1st Capital Bank. We share your dreams. And
                                                              we have the experience, knowledge and financial
                                                              we have the experience, knowledge and financial
                                                              resources to help you realize them.
                                                              resources to help you realize them.




                                   Salinas                     Monterey             Corporate
                     Member FDIC   1097-B South Main Street    470 Tyler Street     5 Harris Court   www.1stCapitalBank.com
                                   Salinas, CA 93901           Monterey, CA 93940   Ryan Ranch
                                   831.540.4080                831.264.4070         831.264.4000
Insurance/Financial Services




                    VALLEY REPUBLIC BANK




                       Funds Transfer Agreement




                       This Funds Transfer Agreement (“Agreement”) is dated _____________, 200_, and is entered into
                       between ____________________________ (“Customer”) and Valley Republic Bank (“Bank”)
                       The Bank will transfer funds between accounts of Customer and/or third parties upon receipt of
                       properly authorized requests from the Customer or an Authorized Person designated by Customer.
                       To help ensure the security and integrity of Customer’s accounts and transfer requests, the Bank

                       Authorized Person who the Customer authorizes to transfer their funds.
                       Accordingly, Customer will sign and return this form to Bank, including the following information:
                       Appendix A: Authorized Person(s) other than the account holders
                       Appendix B: List of accounts to be debited, by number and title
B RUCE J AY
President and CEO
                       Customer will keep a copy of this Funds transfer Agreement for Customer’s records.
D IRECTORS
                       I. F UNDS T RANSFER A GREEMENT
E UGENE V OILAND
Chairman
G REGORY B YNUM
                       This Agreement is subject to, and incorporates the Terms for Account Disclosure and Fee Schedule,
A NNETTE D AVIS        and all amendments and supplements to any of them in effect from time to time (the “Disclosure”).
A NTHONY L EGGIO
A NGELO M AZZEI
                       prevail. Customer, from time to time may request that Bank execute funds transfers or withdrawal
W ILLIE R EYNEVELD
                       instructions (“Funds Transfer”) from Customer’s Accounts. Accordingly, Customer authorizes Bank
C ARLOS S ANCHEZ
SHAWN SHAMBAUGH, MD
                       to transfer on Customer’s behalf and agrees as follows:
J AMES S HULER , MD
R OBERT S TINE
                       1.   Bank shall be under no obligation to make any transfer unless Customer has on deposit with

O RGANIZERS

D WIGHT B YRUM
E DWIN C AMP
                            of making the funds transfer request and authorization. However, bank may, in its sole discre-
G UPREET C HHINA            tion execute a funds transfer which causes an overdraft in Customer’s account in which case
G ARY C OPE                 Customer shall be liable for the overdraft and any overdraft fees and interest thereon as set forth
E LIE F EGHALI
                            in the Disclosure which governs Customer’s account. Bank is authorized to honor and execute
P ASCUAL G ARCIA
E ARLE G IBBONS
                            Funds Transfer issued by Customer or an Authorized Person, without inquiry into the circum-
P AUL G ILL
R AJU J ASSAR                                                                                                              -
M ICHAEL M ANNING
J ACK P ANDOL
                            plate hereby by deemed funds transfers subject to the applicable state law and/or the applicable
W ARNER W ILLIAMS           state uniform commercial code in which that account was opened.
C HAD W RIGHT
                       2.   Bank will exercise reasonable efforts to execute all funds transfer on the Business Day received
                            when received prior to Bank’s daily deadline which Bank may establish from time to time.
                            “Business Day” means that part of a day during which the Bank is open for the receipt and
                            processing of funds transfer. Saturdays, Sundays and bank holidays are not considered Business
                            Days. Customer agrees that bank may handle funds transfer received from Customer and other
                            customers in any order selected by Bank, and that Bank may use any means or routes which
                            Bank, in its sole discretion, consider suitable for the transfer of funds.
                       3.   For funds transfers made out of the account(s) with Bank, Bank will mail an advice to Customer
                            at the address indicated in Bank’s records. The advice will only indicate the date and the amount
                            of the transfer. Bank shall not be liable for interest compensation as set forth below, unless Bank

                            advice or the Customer’s bank statement including the debit for the funds transfer in question,
                            whichever is earlier.




                       5601 Truxtun Avenue #210   Telephone 661.716.7012   www.VRBank.com
                       Bakersfield, CA 93309      Fax 661.716.7027
Insurance/Financial Services




VRT INSURANCE SERVICES
Insurance/Financial Services




FIDELITY NATIONAL
Insurance/Financial Services




BRIDGEMARK GROUP
Insurance/Financial Services




MOREMORTGAGEOPTIONS
Insurance/Financial Services




FREMONT BANK
Technology
Technology




             DEFENTECT GROUP, INC.




                                                                                                                                                                                                     NEWS

                                                                                                                                                                                                      Defentect Launches Homeland Security Industry's First-To-Market CBRNE Sensor
                                                                                                                                                                                                      Management Platform Management, Monitoring and Messaging Integration Available With
ALERT                                                                                                                                                                                                 Defentect's IP-Based DM3 (TM)

                                                                                                                                                                                                      NORWALK, Conn., June 23 /PRNewswire-FirstCall/ -- Defentect (OTC Bulletin Board: SLNH) announces the
LifeStorage, Defentect Redefining Self Storage Security Standards                                                                                                                                     commercial launch of the homeland security industry's first fully integrated management, monitoring and messaging
Expanded Sale, Install of Defentect DM3(TM) Software Platform; CBRNE Threat Sensors                                                                                                                   software platform, DM3 (TM). The DM3(TM) platform coordinates control and management of multiple CBRNE (chemical,
                                                                                                                                                                                                      biological, radiological, nuclear and explosive) sensors, coordinating the collection of data and facilitating response to
NORWALK, Conn., June 25 /PRNewswire-FirstCall/ -- Defentect (OTC Bulletin Board: SLNH) announces                                                                                                      an event. Defentect's IP-based DM3 also affords a straightforward mechanism to add Defentect and third party threat
a $135,000 expanded sale of its management, monitoring and messaging software platform, DM3(TM)                                                                                                       sensors to existing security systems, resulting in a unified and cost-effective solution which detects threats and notifies

                                                                                       BRIEF
and Gammatect(TM) radiation sensors to LifeStorage, operator of state-of-the-art, secure indoor self                                                                                                  both camera management systems and appropriate personnel of the event.
storage facilities. The ten location rollout in Chicago follows an initial $20,000 order for LifeStorage,                                                                                             "Following more than a year of development and successful testing at pilot installations in healthcare, transportation
underscoring the growing need for enhanced security technologies in the ongoing effort to safeguard                                                                                                   and municipal security, Defentect's flagship DM3 software is now commercially available," stated Frank O'Connor,
self storage facilities against CBRNE (chemical, biological, radiological, nuclear and explosive) threats.                                                                                            president, Defentect. "DM3 was subjected to extensive testing for reliability, false positive mitigation, management and
                                                                                  LifeStorage, Defentect Redefining Self Storage Security Standards
"We've taken this step to expand our original plan for a comprehensive security strategy. ThisSale, Install of Defentect DM3(TM) Software Platform; CBRNE Threat Sensors                              messaging under a variety of concept of operational scenarios -- unique to each industry and each installation.
                                                                                  Expanded is
something our whole industry should do," said Christopher Barry, Partner, LifeStorage Centers.                                                                                           "Since DM3 and our sensors are IP-based, end users can easily add Defentect as well as many legacy threat sensors
"LifeStorage operates in an industry numbering more than 52,000 facilities -- some 2.2 billionConn., June 25 /PRNewswire-FirstCall/ -- Defentect (OTC Bulletin Board: SLNH) announcesto existing security systems. It is delivered as a hosted application (application service provider, or ASP) or can be
                                                                                    NORWALK, square
feet of self storage in the United States. The U.S. government is increasingly relying$135,000 expanded sale of its management, monitoring and messaging software platform, DM3(TM)licensed for installation on an end user's own system," explained Mr. O'Connor. The company currently offers
                                                                                    a on the industry to
monitor facilities in its effort to prevent future terrorist attacks."              and Gammatect(TM) radiation sensors to LifeStorage, operator of state-of-the-art, secure indoor self Gammatect (TM) series of radiation sensors and Chemtect (TM) photoionization detectors used in measuring volatile
                                                                                     storage facilities. The ten location rollout in Chicago follows an initial $20,000 order for LifeStorage, organic compounds (VOC).
"Since DM3 and our sensors are IP-based, end users can easily add Defentect as well as many legacy
                                                                                     underscoring the growing need for enhanced security technologies in the ongoing effort to safeguard
threat sensors to existing security systems. It is delivered as a hosted application (application service                                                                                       "We recognized that customers needed a management, monitoring and messaging platform to accommodate the
                                                                                     self storage facilities against CBRNE (chemical, biological, radiological, nuclear and explosive) threats.
provider, or ASP) or can be licensed for installation on an end user's own system," explained Mr.                                                                                               broad spectrum of CBRNE detection devices seamlessly, accurately and efficiently," continued Mr. O'Connor.
O'Connor. The company currently offers Gammatect(TM) series of radiation sensors and Chemtect(TM) to expand our original plan for a comprehensive security strategy. This is
                                                                                     "We've taken this step                                                                                     "Defentect's DM3 is that 'brain' capable of integrating both our own and other commercial sensors and handling the
photoionization detectors used in measuring volatile organic compounds (VOC). something our whole industry should do," said Christopher Barry, Partner, LifeStorage Centers.                    data according to each customer's unique requirements. And it does so very economically." he concluded.
                                                                                     "LifeStorage operates in an industry numbering more than 52,000 facilities -- some 2.2 billion square
"The system will be configured against specific radiological and chemical threats, with Defentect's
                                                                                     feet of self storage in the United States. The U.S. government is increasingly relying on the industry to  About Defentect
GT2(TM) gamma radiation sensor hardware and proprietary DM3(TM) system software installed in
                                                                                     monitor facilities in its effort to prevent future terrorist attacks."
tandem with Photovac's 2020ComboPRO photoionization detector (PID) for volatile organic compound                                                                                                Splinternet Holdings, Inc., headquartered in Norwalk, CT, is an intelligent threat awareness firm that develops and
(VOC) measurements.                                                                  "Since DM3 and our sensors are IP-based, end users can easily add Defentect as well as many legacy markets IP radiation detection systems. Defentect, a business unit of Splinternet, is committed to the discovery and
                                                                                     threat sensors to existing security systems. It is delivered as a hosted application (application service deployment of advanced technologies for physical and homeland security. (OTC BB: SLNH)
"Defentect worked with LifeStorage to engineer a system based on variables unique to their industry --
                                                                                     provider, or ASP) or can be licensed for installation on an end user's own system," explained Mr.
and characteristics specific to LifeStorage's operation," noted Frank O'Connor, president. "Defentect's
                                                                                     O'Connor. The company currently offers Gammatect(TM) series of radiation sensors and Chemtect(TM)About Defentect
integrated threat awareness solutions are the efficient, economical and prudent choice in the ongoing
                                                                                     photoionization detectors used in measuring volatile organic compounds (VOC).
effort to deter, detect and defend against a wide range of threats; our DM3 software can accommodate                                                                                            Defentect (www.defentect.com) is a homeland security technology firm offering intelligent threat awareness solutions
a broad range or combination of threat sensors beyond the radiation sensors we make ourselves." be configured against specific radiological and chemical threats, with Defentect's
                                                                                     "The system will                                                                                           to fight the worldwide threat of terrorism. Defentect is a business unit of Splinternet Holdings, Inc. (OTC Bulletin
                                                                                     GT2(TM) gamma radiation sensor hardware and proprietary DM3(TM) system software installed in               Board: SLNH) www.defentect.com, www.splinter.net
"Since DM3 and our sensors are IP-based, end users can easily add Defentect as well as many legacy
                                                                                     tandem with Photovac's 2020ComboPRO photoionization detector (PID) for volatile organic compound
threat sensors to existing security systems, a homeland security industry first. It is delivered as a
                                                                                     (VOC) measurements.
hosted application (application service provider, or ASP) or can be licensed for installation on an end
user's own system," explained Mr. O'Connor.                                          "Defentect worked with LifeStorage to engineer a system based on variables unique to their industry --
                                                                                   and characteristics specific to LifeStorage's operation," noted Frank O'Connor, president. "Defentect's
About Defentect                                                                    integrated threat awareness solutions are the efficient, economical and prudent choice in the ongoing
                                                                                   effort to deter, detect and defend against a wide range of threats; our DM3 software can accommodate
Defentect (www.defentect.com) is a homeland security technology firm offering intelligent threat
                                                                                   a broad range or combination of threat sensors beyond the radiation sensors we make ourselves."
awareness solutions to fight the worldwide threat of terrorism. Defentect is a business unit of
Splinternet Holdings, Inc. (OTC Bulletin Board: SLNH) www.defentect.com, www.splinter.net and our sensors are IP-based, end users can easily add Defentect as well as many legacy
                                                                                   "Since DM3
                                                                                   threat sensors to existing security systems, a homeland security industry first. It is delivered as a
                                                                                                                                                                                           Defentect               535 Connecticut Avenue    Telephone: 203-354-9164    www.defentect.com
                                                                                   hosted application (application service provider, or ASP) or can be licensed for installation on an end                         Suite 201A                Fax: 800-536-1952
                                                                                   user's own system," explained Mr. O'Connor.                                                                                     Norwalk, CT 06854         Toll Free: 888-868-8386


                                                                                        About Defentect

Defentect   535 Connecticut Avenue   Telephone: 203-354-9164   www.defentect.com        Defentect (www.defentect.com) is a homeland security technology firm offering intelligent threat
            Suite 201A               Fax: 800-536-1952                                  awareness solutions to fight the worldwide threat of terrorism. Defentect is a business unit of
            Norwalk, CT 06854        Toll Free: 888-868-8386                            Splinternet Holdings, Inc. (OTC Bulletin Board: SLNH) www.defentect.com, www.splinter.net




                                                                                        Defentect   535 Connecticut Avenue   Telephone: 203-354-9164   www.defentect.com
                                                                                                    Suite 201A               Fax: 800-536-1952
                                                                                                    Norwalk, CT 06854        Toll Free: 888-868-8386
Technology




VIDIATION, INC.




         WARNING

         We’ve been warned, repeatedly; it is not a question of if, but rather of when.
         There will be a “dirty bomb” attack in the United States. The Federal government
         believes key facilities are the likely targets of “dirty bomb” terrorist attacks and
         is investing in radiation detection technology.

         Based on Vidiation’s calculations, 60 to 90 Curies (Ci) of radiological
         material stolen from a hospital, if successfully dispersed with conventional             !"#$%#&'(
         explosives, could shut down a transportation hub such as New York’s Grand
                                                                                                  )*+$,-&.(/$01"#23("-.#-2#*&(.$2$02#*&(0*+4-&3(5#.#-2#*&(,,0("$0$#5$/(&*.(%"*+(.&.*(
         Central Station for six months or more, according to recent                              /!#"(4"*'"-+(2*(.$5$,*4(4"*.102($62$&/#*&(%*"(1/$(7#2)(+4$'89(%*"+-2(
         NRC/EPA rules outlining clean-up standards for severe attacks.                           !"#$%&'()*+,%)!%-.*/.0$(%11,%12234%5%/67%89:7;<=>%?@>A7BC%87<7><=9D%.EE=>7%-8?8.4,%'FGF%87HBC<:7D<%9E%
                                                                                                  +9:7ABDI%G7>@C=<J,%6B;%;7A7><7I%B%G:BAA%0@;=D7;;%)DD9KB<=9D%(7;7BC>6%-G0)(4%HC9H9;BA,%L(BI=9A9M=>BA%G9@C>7%
         Beyond the immeasurable human suffering, one estimate                                    G@CK7=AABD>7%N=<6%OP("8G%O=I79P*7D<C=>%(BI=B<=9D%87<7><=9DQ%EC9:%O=I=B<=9D,%!!*%BDI%<67%>9:HBDJ%<6B<%
         from the National Academy of Science places costs for clean-up of dispursed              9C=M=DB<7I%<67%<7>6D9A9MJ,%"IKBD>7I%R@7A%(7;7BC>6,%-"R(4,%E9C%BSBCIF%/67%BDD9@D>7:7D<%SB;%:BI7%<9IBJ%TJ%
                                                                                                  RCBDU%. *9DD9C,%*$.,%O=I=B<=9DF%
         radiological material in such an attack to be as high as $100 Billion. An oft-cited
                                                                                                  ">>9CI=DM%<9%VCF%. *9DD9C,%O=I=B<=9D%BDI%"R(%;@T:=<<7I%B%HC9H9;BA%E9C%BD%G0)(%W6B;7%X%MCBD<%<9%BII%B%D7S%
         article in Business Week (September 19, 2005) estimates total economic losses            >BHBT=A=<J%<9%O=I=B<=9D ;%C7>7D<AJ%AB@D>67I%O=I=B<=9D%5%(BI=B<=9D%"DBAJ<=>;%87<7><=9D%GJ;<7:%-OP("8G4,%B%
         could be as high as $1 Trillion.                                                         C7K9A@<=9DBCJ,%HC9K7D%;9E<SBC7PTB;7I%MB::B%CBI=B<=9D%I7<7><=9D%<7>6D9A9MJ%<6B<%=I7D<=E=7;%CBI=9B><=K7%:B<7C=BA;%
                                                                                                  TJ%BDBAJY=DM%;<C7B:;%9E%;@CK7=AABD>7%K=I79F%L/6=;%MCBD<%BAA9S;%@;%<9%BIBH<%OP("8G%<9%<67%VW$ZP[%I7>9I7C%<9%
         Until now, it was impractical, labor-intensive and costly to detect radiation in large   :BU7%=<%>9:HB<=TA7%S=<6%<6=;%D7S7C%K=I79%;<BDIBCI%HC9K=I7;%E9C%BII=<=9DBA%ABT%<7;<=DM%BDI%KBA=IB<=9D%B<%.BU%(=IM7%
                                                                                                  ?B<=9DBA%!BT9CB<9CJ%-.(?!4%BDI%E=7AI%<7;<=DM%B<%B%07<B%;=<7,Q%;B=I%VCF%. *9DD9CF%
         public facilities and facilities used to house radioactive material.                                                                       !"#$%&
                                                                                                  L/6=;%=;%B%K7CJ%=:H9C<BD<%;<7H%E9C%9@C%>9:HBDJ%B;%S7%I7K7A9H%S6B<%=;%7;;7D<=BAAJ% D7]<PM7D7CB<=9D %CBI=B<=9D%
         Until now, it wasn’t easily done.                                                        I7<7><=9D,Q%;B=I%8CF%$C=>%(@T7D;<7=D,%O=I=B<=9D! ;%>6=7E%<7>6D9A9MJ%9EE=>7C%BDI%=DK7D<9C%9E%OP("8GF%LO=I79%
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          R
          E
          D
          D
          R
          A
          G
          O
          N
Restaurant/Hospitality
Restaurant/Hospitality




PICÁN




        Bite
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Restaurant/Hospitality




PICÁN




                                                                                                                                                                               Management Team


                   Pican Experience Menu Reservations Bourbon Room What’s New?



             From Our Kitchen.                                                      B ITES

             Artisan Southern Cuisine. Distinctive, creative,                       B OURBONS
        TM
             authentic, farm fresh.                                                 B EAT
             Whet your appetite with Specialty Beads and Appetizers;                B UZZZ
             warming bowls of Soup on a cool Bayside evening;
             refreshing Salads on a balmy afternoon, in Pican’s
             outdoor café-styled dining area. Sample Small Plate                    Calendar
             selections around our “Share Table” with friends and                                                                               Pican Experience Menu Reservations Bourbon Room What’s New?
                                                                                    Bourbon Club
             family.
                                                                                    Gift Shop
             Entreés featuring seafoods, poultry, duck, meats and                                                                        John Dern                                                            B ITES
             vegetarian are paired with your choice of Sides. And                   About Us                                             Principal, Dern Greinetz, Inc.                                       B OURBONS
             Pican’s Southern Traditions menu selections are truly a
                                                                                    Contact Us                                      TM

                                                                                                                                         John graduated from Occidental College in 1977 with a degree         B EAT
             celebration of the Deep South, with catfish, baby back
             ribs, Buttermilk Southern Fried Chicken.                                                                                    in Economics. He enrolled in the Wharton Business School, and        B UZZZ
                                                                                                                                                 earned an MBA in Finance in 1977. Dern went on to con-
             Picán’s Dessert menu is extensive, a perfect way to end
                                                                                                                                                 sult with a “Big Eight” accounting firm in San Francisco.
             a meal… or maybe your sole reason for stopping by.
                                                                                                                                                 He became a VP of Finance for a Canadian developer,          Calendar
             Picán. The legacy of the African American kitchens of the                                                                           securing financing for what later became The Mandarin
             Deep South. Enhanced by the people and flavors of                                                                                   Hotel in San Francisco.                                      Bourbon Club
             the world.                                                                                                                                                                                       Gift Shop
                                                                                                                                                   In 1982, he joined a leading syndication company and
                                                                                                                                         continued working with financing large-scale commercial and           About Us
                                                                                                                                         residential properties across the country, later opening the firm’s
                                                                                                                                                                                                              Management Team
                                                                                                                                         office in New York City. John joined San Francisco-based hospi-
                                                                                                                                                                                                                 Michael LeBlanc
                                                                                                                                         tality investment firm Blackman Flynn & Co, in 1985, focusing on
                                                                                                                                         the financing of the firm’s hotel and restaurant properties. In 1997      John Dern
                                                                                                                                         the firm became Dern Greinitz, Inc., with John as one of two             Micah Broude
                                                                                                                                                                                                                 Don Buder

                                                                             F
                                                                                                                                         principals.
                                                                                                                                         In cooperation with The Kimpton Group, Dern Greinetz developed       Advisory Board
                                                                                                                                         and owns several premier hotel and restaurant properties, includ-       Bob Puccini
                                                       Pican Experience Menu Reservations Bourbon Room What’s New?
                                                                                                                                         ing The Villa Florence Hotel, Monticello Inn, Prescott Hotel and        Geordy Murphy
                                                                                                                                         Kuleto’s restaurant. /In cooperation with The Kimpton Group and         Julia L. Lehman
                                                 Picán.                                                              B ITES              renowned celebrity chef Wolfgang Puck, Dern Greinetz devel-
                                                                                                                                                                                                              Contact Us
                                                                                                                     B OURBONS           oped and owns the acclaimed Postrio Restaurant. In partnership
                                     TM
                                                 Food with a distinctive Southern drawl. A
                                                                                                                     B EAT               with Doug Washington, Mitchell Rosenthal and Steven Rosenthal,
                                                 beautiful bar and lounge highlights conviviality
                                                                                                                                         the firm developed and owns the popular Town Hall Restaurant.
                                                 and comfort. A palette of smooth jazz, classic R&B,                 B UZZZ
                                                 Motown, Rap, gospel. The celebration of artwork                                         John joined the Brothers Brewery & Restaurant Advisory Board
                                                                                                                                         in 2005.
                                                 that helped shape the culture of Black America.
                                                                                                                     Calendar
                                                 Inclusive. Welcoming.
                                                                                                                     Bourbon Club
                                                 Picán. A place of conversation — of shared
                                                 experience. It’s of the moment. Picán is the                        Gift Shop
                                                 texture of life.                                                    About Us
                                                                                                                     Contact Us
Real Estate
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SIGNATURE PROPERTIES
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     SAN FRANCISCO ASSOCIATION OF REALTORS




          Opening Doors
                     san francisco association of REALTORS ®




San Francisco
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Bi Portfolio

  • 2. Insurance/Financial Services 1ST CAPITAL BANK Monterey County, bountiful. 1st Capital Bank, boundless. Monterey County, a wealth of riches. From Monterey County, a wealth of riches. From fertile soils to rugged coastline and warming sun fertile soils to rugged coastline and warming sun to fog-cooled sea breezes, Salinas is the ideal to fog-cooled sea breezes, Salinas is the ideal environment for plentitude. Monterey County serves environment for plentitude. Monterey County serves up not only the salad, but the entrées, desserts, the up not only the salad, but the entrées, desserts, the cheese course, the wines...even the centerpiece. cheese course, the wines...even the centerpiece. 1st Capital Bank, Monterey County’s newest, 1st Capital Bank, Monterey County’s newest, independent, locally-owned and managed financial independent, locally-owned and managed financial institution recognizes this is just part of the picture. institution recognizes this is just part of the picture. It takes people, businesses, organizations, vision It takes people, businesses, organizations, vision and hard work all coming together to make it from and hard work all coming together to make it from field to table. It takes financial planning, resources field to table. It takes financial planning, resources and an understanding of agribusiness to support and an understanding of agribusiness to support that vision and to ensure the hard work pays off. that vision and to ensure the hard work pays off. 1st Capital Bank. We share your dreams. And 1st Capital Bank. We share your dreams. And we have the experience, knowledge and financial we have the experience, knowledge and financial resources to help you realize them. resources to help you realize them. Salinas Monterey Corporate Member FDIC 1097-B South Main Street 470 Tyler Street 5 Harris Court www.1stCapitalBank.com Salinas, CA 93901 Monterey, CA 93940 Ryan Ranch 831.540.4080 831.264.4070 831.264.4000
  • 3. Insurance/Financial Services VALLEY REPUBLIC BANK Funds Transfer Agreement This Funds Transfer Agreement (“Agreement”) is dated _____________, 200_, and is entered into between ____________________________ (“Customer”) and Valley Republic Bank (“Bank”) The Bank will transfer funds between accounts of Customer and/or third parties upon receipt of properly authorized requests from the Customer or an Authorized Person designated by Customer. To help ensure the security and integrity of Customer’s accounts and transfer requests, the Bank Authorized Person who the Customer authorizes to transfer their funds. Accordingly, Customer will sign and return this form to Bank, including the following information: Appendix A: Authorized Person(s) other than the account holders Appendix B: List of accounts to be debited, by number and title B RUCE J AY President and CEO Customer will keep a copy of this Funds transfer Agreement for Customer’s records. D IRECTORS I. F UNDS T RANSFER A GREEMENT E UGENE V OILAND Chairman G REGORY B YNUM This Agreement is subject to, and incorporates the Terms for Account Disclosure and Fee Schedule, A NNETTE D AVIS and all amendments and supplements to any of them in effect from time to time (the “Disclosure”). A NTHONY L EGGIO A NGELO M AZZEI prevail. Customer, from time to time may request that Bank execute funds transfers or withdrawal W ILLIE R EYNEVELD instructions (“Funds Transfer”) from Customer’s Accounts. Accordingly, Customer authorizes Bank C ARLOS S ANCHEZ SHAWN SHAMBAUGH, MD to transfer on Customer’s behalf and agrees as follows: J AMES S HULER , MD R OBERT S TINE 1. Bank shall be under no obligation to make any transfer unless Customer has on deposit with O RGANIZERS D WIGHT B YRUM E DWIN C AMP of making the funds transfer request and authorization. However, bank may, in its sole discre- G UPREET C HHINA tion execute a funds transfer which causes an overdraft in Customer’s account in which case G ARY C OPE Customer shall be liable for the overdraft and any overdraft fees and interest thereon as set forth E LIE F EGHALI in the Disclosure which governs Customer’s account. Bank is authorized to honor and execute P ASCUAL G ARCIA E ARLE G IBBONS Funds Transfer issued by Customer or an Authorized Person, without inquiry into the circum- P AUL G ILL R AJU J ASSAR - M ICHAEL M ANNING J ACK P ANDOL plate hereby by deemed funds transfers subject to the applicable state law and/or the applicable W ARNER W ILLIAMS state uniform commercial code in which that account was opened. C HAD W RIGHT 2. Bank will exercise reasonable efforts to execute all funds transfer on the Business Day received when received prior to Bank’s daily deadline which Bank may establish from time to time. “Business Day” means that part of a day during which the Bank is open for the receipt and processing of funds transfer. Saturdays, Sundays and bank holidays are not considered Business Days. Customer agrees that bank may handle funds transfer received from Customer and other customers in any order selected by Bank, and that Bank may use any means or routes which Bank, in its sole discretion, consider suitable for the transfer of funds. 3. For funds transfers made out of the account(s) with Bank, Bank will mail an advice to Customer at the address indicated in Bank’s records. The advice will only indicate the date and the amount of the transfer. Bank shall not be liable for interest compensation as set forth below, unless Bank advice or the Customer’s bank statement including the debit for the funds transfer in question, whichever is earlier. 5601 Truxtun Avenue #210 Telephone 661.716.7012 www.VRBank.com Bakersfield, CA 93309 Fax 661.716.7027
  • 10. Technology DEFENTECT GROUP, INC. NEWS Defentect Launches Homeland Security Industry's First-To-Market CBRNE Sensor Management Platform Management, Monitoring and Messaging Integration Available With ALERT Defentect's IP-Based DM3 (TM) NORWALK, Conn., June 23 /PRNewswire-FirstCall/ -- Defentect (OTC Bulletin Board: SLNH) announces the LifeStorage, Defentect Redefining Self Storage Security Standards commercial launch of the homeland security industry's first fully integrated management, monitoring and messaging Expanded Sale, Install of Defentect DM3(TM) Software Platform; CBRNE Threat Sensors software platform, DM3 (TM). The DM3(TM) platform coordinates control and management of multiple CBRNE (chemical, biological, radiological, nuclear and explosive) sensors, coordinating the collection of data and facilitating response to NORWALK, Conn., June 25 /PRNewswire-FirstCall/ -- Defentect (OTC Bulletin Board: SLNH) announces an event. Defentect's IP-based DM3 also affords a straightforward mechanism to add Defentect and third party threat a $135,000 expanded sale of its management, monitoring and messaging software platform, DM3(TM) sensors to existing security systems, resulting in a unified and cost-effective solution which detects threats and notifies BRIEF and Gammatect(TM) radiation sensors to LifeStorage, operator of state-of-the-art, secure indoor self both camera management systems and appropriate personnel of the event. storage facilities. The ten location rollout in Chicago follows an initial $20,000 order for LifeStorage, "Following more than a year of development and successful testing at pilot installations in healthcare, transportation underscoring the growing need for enhanced security technologies in the ongoing effort to safeguard and municipal security, Defentect's flagship DM3 software is now commercially available," stated Frank O'Connor, self storage facilities against CBRNE (chemical, biological, radiological, nuclear and explosive) threats. president, Defentect. "DM3 was subjected to extensive testing for reliability, false positive mitigation, management and LifeStorage, Defentect Redefining Self Storage Security Standards "We've taken this step to expand our original plan for a comprehensive security strategy. ThisSale, Install of Defentect DM3(TM) Software Platform; CBRNE Threat Sensors messaging under a variety of concept of operational scenarios -- unique to each industry and each installation. Expanded is something our whole industry should do," said Christopher Barry, Partner, LifeStorage Centers. "Since DM3 and our sensors are IP-based, end users can easily add Defentect as well as many legacy threat sensors "LifeStorage operates in an industry numbering more than 52,000 facilities -- some 2.2 billionConn., June 25 /PRNewswire-FirstCall/ -- Defentect (OTC Bulletin Board: SLNH) announcesto existing security systems. It is delivered as a hosted application (application service provider, or ASP) or can be NORWALK, square feet of self storage in the United States. The U.S. government is increasingly relying$135,000 expanded sale of its management, monitoring and messaging software platform, DM3(TM)licensed for installation on an end user's own system," explained Mr. O'Connor. The company currently offers a on the industry to monitor facilities in its effort to prevent future terrorist attacks." and Gammatect(TM) radiation sensors to LifeStorage, operator of state-of-the-art, secure indoor self Gammatect (TM) series of radiation sensors and Chemtect (TM) photoionization detectors used in measuring volatile storage facilities. The ten location rollout in Chicago follows an initial $20,000 order for LifeStorage, organic compounds (VOC). "Since DM3 and our sensors are IP-based, end users can easily add Defentect as well as many legacy underscoring the growing need for enhanced security technologies in the ongoing effort to safeguard threat sensors to existing security systems. It is delivered as a hosted application (application service "We recognized that customers needed a management, monitoring and messaging platform to accommodate the self storage facilities against CBRNE (chemical, biological, radiological, nuclear and explosive) threats. provider, or ASP) or can be licensed for installation on an end user's own system," explained Mr. broad spectrum of CBRNE detection devices seamlessly, accurately and efficiently," continued Mr. O'Connor. O'Connor. The company currently offers Gammatect(TM) series of radiation sensors and Chemtect(TM) to expand our original plan for a comprehensive security strategy. This is "We've taken this step "Defentect's DM3 is that 'brain' capable of integrating both our own and other commercial sensors and handling the photoionization detectors used in measuring volatile organic compounds (VOC). something our whole industry should do," said Christopher Barry, Partner, LifeStorage Centers. data according to each customer's unique requirements. And it does so very economically." he concluded. "LifeStorage operates in an industry numbering more than 52,000 facilities -- some 2.2 billion square "The system will be configured against specific radiological and chemical threats, with Defentect's feet of self storage in the United States. The U.S. government is increasingly relying on the industry to About Defentect GT2(TM) gamma radiation sensor hardware and proprietary DM3(TM) system software installed in monitor facilities in its effort to prevent future terrorist attacks." tandem with Photovac's 2020ComboPRO photoionization detector (PID) for volatile organic compound Splinternet Holdings, Inc., headquartered in Norwalk, CT, is an intelligent threat awareness firm that develops and (VOC) measurements. "Since DM3 and our sensors are IP-based, end users can easily add Defentect as well as many legacy markets IP radiation detection systems. Defentect, a business unit of Splinternet, is committed to the discovery and threat sensors to existing security systems. It is delivered as a hosted application (application service deployment of advanced technologies for physical and homeland security. (OTC BB: SLNH) "Defentect worked with LifeStorage to engineer a system based on variables unique to their industry -- provider, or ASP) or can be licensed for installation on an end user's own system," explained Mr. and characteristics specific to LifeStorage's operation," noted Frank O'Connor, president. "Defentect's O'Connor. The company currently offers Gammatect(TM) series of radiation sensors and Chemtect(TM)About Defentect integrated threat awareness solutions are the efficient, economical and prudent choice in the ongoing photoionization detectors used in measuring volatile organic compounds (VOC). effort to deter, detect and defend against a wide range of threats; our DM3 software can accommodate Defentect (www.defentect.com) is a homeland security technology firm offering intelligent threat awareness solutions a broad range or combination of threat sensors beyond the radiation sensors we make ourselves." be configured against specific radiological and chemical threats, with Defentect's "The system will to fight the worldwide threat of terrorism. Defentect is a business unit of Splinternet Holdings, Inc. (OTC Bulletin GT2(TM) gamma radiation sensor hardware and proprietary DM3(TM) system software installed in Board: SLNH) www.defentect.com, www.splinter.net "Since DM3 and our sensors are IP-based, end users can easily add Defentect as well as many legacy tandem with Photovac's 2020ComboPRO photoionization detector (PID) for volatile organic compound threat sensors to existing security systems, a homeland security industry first. It is delivered as a (VOC) measurements. hosted application (application service provider, or ASP) or can be licensed for installation on an end user's own system," explained Mr. O'Connor. "Defentect worked with LifeStorage to engineer a system based on variables unique to their industry -- and characteristics specific to LifeStorage's operation," noted Frank O'Connor, president. "Defentect's About Defentect integrated threat awareness solutions are the efficient, economical and prudent choice in the ongoing effort to deter, detect and defend against a wide range of threats; our DM3 software can accommodate Defentect (www.defentect.com) is a homeland security technology firm offering intelligent threat a broad range or combination of threat sensors beyond the radiation sensors we make ourselves." awareness solutions to fight the worldwide threat of terrorism. Defentect is a business unit of Splinternet Holdings, Inc. (OTC Bulletin Board: SLNH) www.defentect.com, www.splinter.net and our sensors are IP-based, end users can easily add Defentect as well as many legacy "Since DM3 threat sensors to existing security systems, a homeland security industry first. It is delivered as a Defentect 535 Connecticut Avenue Telephone: 203-354-9164 www.defentect.com hosted application (application service provider, or ASP) or can be licensed for installation on an end Suite 201A Fax: 800-536-1952 user's own system," explained Mr. O'Connor. Norwalk, CT 06854 Toll Free: 888-868-8386 About Defentect Defentect 535 Connecticut Avenue Telephone: 203-354-9164 www.defentect.com Defentect (www.defentect.com) is a homeland security technology firm offering intelligent threat Suite 201A Fax: 800-536-1952 awareness solutions to fight the worldwide threat of terrorism. Defentect is a business unit of Norwalk, CT 06854 Toll Free: 888-868-8386 Splinternet Holdings, Inc. (OTC Bulletin Board: SLNH) www.defentect.com, www.splinter.net Defentect 535 Connecticut Avenue Telephone: 203-354-9164 www.defentect.com Suite 201A Fax: 800-536-1952 Norwalk, CT 06854 Toll Free: 888-868-8386
  • 11. Technology VIDIATION, INC. WARNING We’ve been warned, repeatedly; it is not a question of if, but rather of when. There will be a “dirty bomb” attack in the United States. The Federal government believes key facilities are the likely targets of “dirty bomb” terrorist attacks and is investing in radiation detection technology. Based on Vidiation’s calculations, 60 to 90 Curies (Ci) of radiological material stolen from a hospital, if successfully dispersed with conventional !"#$%#&'( explosives, could shut down a transportation hub such as New York’s Grand )*+$,-&.(/$01"#23("-.#-2#*&(.$2$02#*&(0*+4-&3(5#.#-2#*&(,,0("$0$#5$/(&*.(%"*+(.&.*( Central Station for six months or more, according to recent /!#"(4"*'"-+(2*(.$5$,*4(4"*.102($62$&/#*&(%*"(1/$(7#2)(+4$'89(%*"+-2( NRC/EPA rules outlining clean-up standards for severe attacks. !"#$%&'()*+,%)!%-.*/.0$(%11,%12234%5%/67%89:7;<=>%?@>A7BC%87<7><=9D%.EE=>7%-8?8.4,%'FGF%87HBC<:7D<%9E% +9:7ABDI%G7>@C=<J,%6B;%;7A7><7I%B%G:BAA%0@;=D7;;%)DD9KB<=9D%(7;7BC>6%-G0)(4%HC9H9;BA,%L(BI=9A9M=>BA%G9@C>7% Beyond the immeasurable human suffering, one estimate G@CK7=AABD>7%N=<6%OP("8G%O=I79P*7D<C=>%(BI=B<=9D%87<7><=9DQ%EC9:%O=I=B<=9D,%!!*%BDI%<67%>9:HBDJ%<6B<% from the National Academy of Science places costs for clean-up of dispursed 9C=M=DB<7I%<67%<7>6D9A9MJ,%"IKBD>7I%R@7A%(7;7BC>6,%-"R(4,%E9C%BSBCIF%/67%BDD9@D>7:7D<%SB;%:BI7%<9IBJ%TJ% RCBDU%. *9DD9C,%*$.,%O=I=B<=9DF% radiological material in such an attack to be as high as $100 Billion. An oft-cited ">>9CI=DM%<9%VCF%. *9DD9C,%O=I=B<=9D%BDI%"R(%;@T:=<<7I%B%HC9H9;BA%E9C%BD%G0)(%W6B;7%X%MCBD<%<9%BII%B%D7S% article in Business Week (September 19, 2005) estimates total economic losses >BHBT=A=<J%<9%O=I=B<=9D ;%C7>7D<AJ%AB@D>67I%O=I=B<=9D%5%(BI=B<=9D%"DBAJ<=>;%87<7><=9D%GJ;<7:%-OP("8G4,%B% could be as high as $1 Trillion. C7K9A@<=9DBCJ,%HC9K7D%;9E<SBC7PTB;7I%MB::B%CBI=B<=9D%I7<7><=9D%<7>6D9A9MJ%<6B<%=I7D<=E=7;%CBI=9B><=K7%:B<7C=BA;% TJ%BDBAJY=DM%;<C7B:;%9E%;@CK7=AABD>7%K=I79F%L/6=;%MCBD<%BAA9S;%@;%<9%BIBH<%OP("8G%<9%<67%VW$ZP[%I7>9I7C%<9% Until now, it was impractical, labor-intensive and costly to detect radiation in large :BU7%=<%>9:HB<=TA7%S=<6%<6=;%D7S7C%K=I79%;<BDIBCI%HC9K=I7;%E9C%BII=<=9DBA%ABT%<7;<=DM%BDI%KBA=IB<=9D%B<%.BU%(=IM7% ?B<=9DBA%!BT9CB<9CJ%-.(?!4%BDI%E=7AI%<7;<=DM%B<%B%07<B%;=<7,Q%;B=I%VCF%. *9DD9CF% public facilities and facilities used to house radioactive material. !"#$%& L/6=;%=;%B%K7CJ%=:H9C<BD<%;<7H%E9C%9@C%>9:HBDJ%B;%S7%I7K7A9H%S6B<%=;%7;;7D<=BAAJ% D7]<PM7D7CB<=9D %CBI=B<=9D% Until now, it wasn’t easily done. 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  • 15. Consumer RED DRAGON VODKA R E D D R A G O N
  • 17. Restaurant/Hospitality PICÁN Bite s Souther n Plantat ion Cui sine…an Am erican Ori ginal, just like jazz . The food is
  • 18. Restaurant/Hospitality PICÁN Management Team Pican Experience Menu Reservations Bourbon Room What’s New? From Our Kitchen. B ITES Artisan Southern Cuisine. Distinctive, creative, B OURBONS TM authentic, farm fresh. B EAT Whet your appetite with Specialty Beads and Appetizers; B UZZZ warming bowls of Soup on a cool Bayside evening; refreshing Salads on a balmy afternoon, in Pican’s outdoor café-styled dining area. Sample Small Plate Calendar selections around our “Share Table” with friends and Pican Experience Menu Reservations Bourbon Room What’s New? Bourbon Club family. Gift Shop Entreés featuring seafoods, poultry, duck, meats and John Dern B ITES vegetarian are paired with your choice of Sides. And About Us Principal, Dern Greinetz, Inc. B OURBONS Pican’s Southern Traditions menu selections are truly a Contact Us TM John graduated from Occidental College in 1977 with a degree B EAT celebration of the Deep South, with catfish, baby back ribs, Buttermilk Southern Fried Chicken. in Economics. He enrolled in the Wharton Business School, and B UZZZ earned an MBA in Finance in 1977. Dern went on to con- Picán’s Dessert menu is extensive, a perfect way to end sult with a “Big Eight” accounting firm in San Francisco. a meal… or maybe your sole reason for stopping by. He became a VP of Finance for a Canadian developer, Calendar Picán. The legacy of the African American kitchens of the securing financing for what later became The Mandarin Deep South. Enhanced by the people and flavors of Hotel in San Francisco. Bourbon Club the world. Gift Shop In 1982, he joined a leading syndication company and continued working with financing large-scale commercial and About Us residential properties across the country, later opening the firm’s Management Team office in New York City. John joined San Francisco-based hospi- Michael LeBlanc tality investment firm Blackman Flynn & Co, in 1985, focusing on the financing of the firm’s hotel and restaurant properties. In 1997 John Dern the firm became Dern Greinitz, Inc., with John as one of two Micah Broude Don Buder F principals. In cooperation with The Kimpton Group, Dern Greinetz developed Advisory Board and owns several premier hotel and restaurant properties, includ- Bob Puccini Pican Experience Menu Reservations Bourbon Room What’s New? ing The Villa Florence Hotel, Monticello Inn, Prescott Hotel and Geordy Murphy Kuleto’s restaurant. /In cooperation with The Kimpton Group and Julia L. Lehman Picán. B ITES renowned celebrity chef Wolfgang Puck, Dern Greinetz devel- Contact Us B OURBONS oped and owns the acclaimed Postrio Restaurant. In partnership TM Food with a distinctive Southern drawl. A B EAT with Doug Washington, Mitchell Rosenthal and Steven Rosenthal, beautiful bar and lounge highlights conviviality the firm developed and owns the popular Town Hall Restaurant. and comfort. A palette of smooth jazz, classic R&B, B UZZZ Motown, Rap, gospel. The celebration of artwork John joined the Brothers Brewery & Restaurant Advisory Board in 2005. that helped shape the culture of Black America. Calendar Inclusive. Welcoming. Bourbon Club Picán. A place of conversation — of shared experience. It’s of the moment. Picán is the Gift Shop texture of life. About Us Contact Us
  • 22. Real Estate SAN FRANCISCO ASSOCIATION OF REALTORS Opening Doors san francisco association of REALTORS ® San Francisco Home Ownership Openin g the D oor to Y our Futu Within Your Reach! re Welcome 10 Execut Presid ive Team en t’s Mes Home! James Chief Ex Fabris ecutive The Sa of REAL n Franci sage sco As sociatio Francisc o area Officer TORS ® n years w for the Barbar call to ac last 35 a Paca k “Openi as 7.8 pe Adminis ng Doo tion, rcent! Inside trative Ma nager rs,” has In 2008 going st been , despite Board of Dire Chuck rong fo nationa the chal r 103 ye San Fr ctors Colliver Throug l pictur lenging John As SFAR Pr esident h the As ars! e, our re dourian estate m al Broker sociatio Ten Steps a Consult doors” membe n, arket re Home ncisco McGuire ant to the hi rs are “o and un mains vi Real Es ghest pr pening ique, pr brant to Home Paul Ba rbagela tate ta and op portuni ties for ofession al standa rds wonderfu oviding l opportu some Owner experie its mem Ownership O nce of beship homeo nities fo Within wnership The Ba rbagela home ow and to wnershi r ta Co. I am ho nership the p in on page 2 Chuck nored to in our co most so e of the Colliver be the mmunity ught af CEO San Fran 103rd Pr . ter citie cisco As esident world. s in the Century sociatio Contact Your Re 21 Allian a native of the a REAL ce San Fran n of RE help na TOR to ALTORS ® SF Median Ilse Co vigate th 10 rdoni I noticed ciscan, . As e proces during ach! Managin people my scho buying s of g Broker or sellin Sale Price UP! Zephyr Real Es tate / Partner United States. came he As an ad re from all over oling you unlo ck the do g and w e’ll help page 3 Jay Co stello Francisc ult, this the or to yo Preside o chan migratio future! ur nt all over ged, with n to Sa Hill & Co the wor people n . ld. San coming John Le most di Francisc here fro e verse ci o is one m FHA Loan Limit: Broker tieis in of the High for Now Pacific Union to som entire w e of the most so the coun ught-afte try. And it is hom Inside Alex W orld. r real es e eyand page 2 Foundin tate in Real es the Peterso g Partn er tate ha Ten St s been e to Hom ps n Weyan d Martin very “lo — and cal” mar continue ketplace s to be the San Francisc . Last ye —a e the San o Chron ar, an ar ticle in Owners Francisc o area icle note d real es tate in page 2 hip real esta outperfo te marke rmed al 63 year ts in the l other For info s. Inform country rmatio ation re over th e last resour ces to n, tips and Associat ion of RE leased by the SF Med Sale Pri ian the do help op ALTORS ® Nationa or to yo en average in 2007 l please ur futu annual showed re, increase ww w. sf visit: in hom e value the page 3 ce UP! ba yw in do w. co in the Sa ww w. sf ar m n m ls .c om ww w. sf re al to rs .c om “…the ave value in rage annual FHA Lo a the Sa increa se in h High fo n Limit: last 35 years n Fran cisco a ome page 2 r Now was 7.8 rea for percen the t!”