Debt Rx offers relief services, specifically, debt settlement. We found them to be a pretty decent company. They have an A+ rating with the BBB, with very low complaint volume, and they've been in business for 16 years. If you're interested in learning more, you can visit the BestDebtCompanys.com website at the link above in the slides.

1. Debt Rx!

2. Though not the largest debt settlement and debt negotiation
company, Debt Rx is one of the most personable companies
out there. They have a mission to pay personal attention to
each and every case they handle. !
!
They will comb over the details of your case to determine
what program best fits your needs. !
!
Who They Are!

3. Though this is a debt settlement company, they will talk with
you and explain all the options you have for handling your
debt. With pointed questions about your financial situation,
they can help you determine the best option for you. The
customer service representative was very forthcoming with
the fact that they are not interested in taking business
unethically. If bankruptcy or consolidation is the best option
for you, they will advise you to the extent of their knowledge
and send you away with some advice on how to enroll in
whatever program best suits you.
!
!
!
Services Offered!

4. There really are only a few options for handling your debt. !
!
Credit counseling can be the best for your credit but depending
on the company you are looking at, you still might not be able to
make the payments required.!
!
Get a consolidation loan to pay everything off and try to save
money on a monthly basis. This requires debt to handle your
debt. It isn’t a good choice for everyone.!
!
Bankruptcy can be difficult because you are required to report it
for certain occupations or insurance forms.!
!
Debt settlement does have some credit ramifications, but
according to Debt RX you end up paying less in a shorter
amount of time. Taking a hit to your credit for 12-36 months may
be a small price to pay overall.!
Learn What Your Options Are!

5. Accepted
!
• Credit Cards!
• Unsecured Loans!
• Unsecured Personal Loans!
• Unsecured Personal Lines
of Credit!
• Collections!
• Repossessed Cars,
Vehicles!
• Medical Bills!
!
Not Accepted
!
• IRS!
• Utility Bills!
• Auto Loans!
• Government Loans!
• Student Loans!
• Secured Debts!
• Home Loans/
Mortgages!
!
Debt That Can and Cannot
Be Settled by Debt Rx!

6. They offer small snippets of debt management information
regarding the following topics. This is a lot of what you’ll find on
their website:!
!
• Debt Relief!
• Debt Consolidation!
• Debt Settlement !
• Credit Counseling!
• Bankruptcy!
• Debt Settlement Scams!
• Shopping Debt Settlement!
• Bad Credit!
• Do it Yourself Debt Settlement!
• Credit Counseling!
Do They Offer Debt!
Management Resources?!

7. • Debt Rx has an A+ rating with the BBB.!
!
• They have only had 1 complaint closed in the last three
years as of July 2014.!
• That one complaint was regarding problems with product
or service and it was successfully resolved.!
• They have a pretty good record overall.!
BBB Rating!

8. • No upfront fees.!
• We were told that with a debt scenario of $15,000, they
could possibly settle our debt to $7,000 - $9,000 and
work out a monthly payment of around $350. This is a
very rough estimate, however; they cannot always work
with every creditor and some creditors are harder to
work with than others.!
• If you’re looking for the most accurate information about
pricing, you will need to call in for a free consultation
where you can discuss the specifics of your debt.!
What Do They Charge?!

9. Though it is possible to settle your own debts, it can take many
hours of your time. Not only will you have to deal with all the
calls, but the negotiation process is a beast in and of itself if you
don’t understand the debt buying process.
If you work with a debt settlement company, you will still have to
manage calls for awhile, but you will not have to worry about
haggling with your creditors. Bill collectors are paid bonuses or
commission on how much they get out of those they are calling.
They are trained to say intimidating things to get you to start
making payments. There are rights in place to protect you from
abusive collection practices that the professionals here are
educated about.!
!
It may be worth the money, in certain situations, to have a
settlement company deal with your creditors and help you with
the process to reduce your debt.!
Dealing with Creditors!

10. They are unfortunately not very active on social media.
!
• Facebook - it has been over a year since they last posted
here.!
• Google+!
Are They Active on Social!
Media?!

11. • Gaithersburg-Germantown Chamber of Commerce!
• PowerProfiles.com – Silver profile!
• Member of the NetCheck Commerce Bureau!
• As Seen on MSNBC!
• BSI!
• Web Assured!
Memberships and !
Accreditation!

12. • In business since 1998.!
• Good BBB rating.!
• They have pretty competitive rates when compared to other
companies we have reviewed.!
• They really want to make sure you do what is right for your
financial situation. They do like getting business, but if you
will benefit more from another debt solution, they will honestly
tell you. They profess that they would rather send you away,
than take your business when they know it isn’t the best
option for you.!
The Good!

13. The Bad!
• Could use more debt management education tools!
• They are not very active on social media with
information about the industry and debt management
tools.!

14. The Bottom Line!
Debt Rx could be a good company to work with and we
suggest you keep them on your list of those you are
considering for your debt settlement needs. !
!
We like that they have been in business over a decade;
though not necessarily an indication of being a good
company, the longevity tells you that they know what they are
doing to a certain extent. Coupled with the fact they only
have one complaint on the BBB, this seems a good indicator
to us.!
!
The representative we spoke with was very good at asking
the right kind of questions about our financial situation to get
us as accurate of a quote as he could. He was also very
friendly.!

15. Want to Learn More?!
You can learn more about this company, and all of our
top rated companies on BestDebtCompanys.com, at
the following URL:!
!
http://bestdebtcompanys.com/settlement/debt-rx-
review/!

16.
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