The most important and threatening business risks by region.

1. Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses
by region
Top 10 business risks by region in 2013
North and South America Asia/Pacific
1 Business interruption, supply chain risk 52.5% 1 Natural catastrophes 50.6%
2 Natural catastrophes 49.5% 2 Business interruption, supply chain risk 47.1%
3 Fire, explosion 32.8% 3 Fire, explosion 27.1%
4 Intensified competition 23.2% 4 Market fluctuations 18.8%
5 Changes in legislation and regulation 23.2% 5 Commodity price increases 17.6%
Europe
6 Market fluctuations 14.1% 6 Eurozone breakdown 14.1%
1 Business interruption, supply chain risk 43%
7 Theft, fraud, corruption 11.1% 7 Loss of reputation or brand value 14.1%
2 Natural catastrophes 40.9%
8 Loss of reputation or brand value 10.1% 8 Talent shortage, aging workforce 11.8%
3 Fire, explosion 30.4%
9 Commodity price increases 7.6% 9 Intensified competition 11.8%
4 Changes in legislation and regulation 16.4%
10 Credit availability 7.1% 10 Quality deficiencies, serial defects 9.4%
5 Quality deficiencies, serial defects 16.3%
6 Market stagnation or decline 15.4%
7 Intensified competition 15%
8 Eurozone breakdown 14.6%
9 Market fluctuations 11.1%
10 Credit availability 10.2%
Figures here represent a percentage of all relevant responses.
Responses for Europe: 560 (Europe also includes Middle East and South Africa, however,
EU-origin responses strongly dominate); North and South America: 198; Asia/Pacific: 85. Source: Allianz Global Corporate & Specialty
Allianz Risk Pulse – Focus: Business Risks Appendix page 1

2. Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
France
France: Top 10 business risks in 2013
40%
1.
Business interruption, supply chain risk
32%
2.
Fire, explosion
30%
3.
Quality deficiencies, serial defects
22%
4.
Natural catastrophes (e.g. storm, flood, earthquake)
22%
5.
Intensified competition
18%
6.
Changes in legislation and regulation
16%
7.
Political/social upheaval, war
16%
8.
Market fluctuations (e.g. exchange or interest rates)
14%
9.
Loss of reputation or brand value
10%
10.
Technological innovation
Figures represent a percentage of all relevant responses for France (50).
Source: Allianz Global Corporate & Specialty
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities.
Figures here represent the number of responses as a percentage of all relevant responses. Responses for Europe: 560 (Europe includes Middle East and South Africa); France: 50.
Europe
1 Business interruption, supply chain risk 43%
2 Natural catastrophes 40.9%
3 Fire, explosion 30.4%
4 Changes in legislation and regulation 16.4%
5 Quality deficiences, serial defects 16.3%
6 Market stagnation or decline 15.4%
7 Intensified competition 15%
8 Eurozone breakdown 14.6%
9 Market fluctuations 11.1%
10 Credit availability 10.2%
Allianz Risk Pulse – Focus: Business Risks Appendix page 2

3. Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Spain
Spain: Top 10 business risks in 2013
43.2%
1.
Business interruption, supply chain risk
32.4%
2.
Fire, explosion
24.3%
3.
Natural catastrophes (e.g. storm, flood, earthquake)
24.3%
4.
Theft, fraud, corruption
24.3%
5.
Intensified competition
18.9%
6.
Changes in legislation and regulation
16.2%
7.
Quality deficiencies, serial defects
13.5%
8.
Market stagnation or decline
Figures here represent the number of responses as a percentage of all relevant responses. Responses for Europe: 560 (Europe includes Middle East and South Africa); Spain: 37.
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities.
10.8%
9.
Market fluctuations (e.g. exchange or interest rates)
10.8%
10.
Credit availability
Figures represent a percentage of all relevant responses for Spain (37).
Source: Allianz Global Corporate & Specialty
Spain: Top 10 business risks in 2013 by size of enterprise
LAR G E E N T E R P R I S E S M I d -S Iz E d E N T E R P R I S E S
47.4% 38.9%
Business interruption, supply chain risk Business interruption, supply chain risk
31.6% 33.3%
Fire, explosion Fire, explosion
26.3% 33.3%
Natural catastrophes (e.g. storm, flood, earthquake) Theft, fraud, corruption
21.1% 27.8%
Intensified competition Intensified competition
21.1% 22.2%
Changes in legislation and regulation Natural catastrophes (e.g. storm, flood, earthquake)
15.8% 16.7%
Austerity programs Market fluctuations (e.g. exchange or interest rates)
15.8% 16.7%
Theft, fraud, corruption The highlighted risks Quality deficiencies, serial defects
15.8% are unique for either 16.7%
Quality deficiencies, serial defects large or mid-sized Changes in legislation and regulation
15.8% enterprises. 11.1%
Market stagnation or decline Eurozone breakdown
10.5% 11.1%
Political/social upheaval, war Credit availability
Figures here represent a percentage of all relevant responses.
Responses for Spain: 37; large enterprises: 19; mid-sized enterprises: 18. Source: Allianz Global Corporate & Specialty
Allianz Risk Pulse – Focus: Business Risks Appendix page 3

4. Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Italy
Italy: Top 10 business risks in 2013
60%
1.
Market stagnation or decline
55%
2.
Business interruption, supply chain risk
50%
3.
Natural catastrophes (e.g. storm, flood, earthquake)
35%
4.
Fire, explosion
20%
5.
Loss of reputation or brand value
15%
6.
Market fluctuations (e.g. exchange or interest rates)
15%
7.
Quality deficiencies, serial defects
15%
8.
Changes in legislation and regulation
10%
9.
Austerity programs
10%
10.
Commodity price increases
Figures represent a percentage of all relevant responses for Italy (20).
Source: Allianz Global Corporate & Specialty
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities. Figures here represent the number of
responses as a percentage of all relevant responses. Responses for Europe: 560 (Europe includes Middle East and South Africa); Italy: 20.
Europe
1 Business interruption, supply chain risk 43%
2 Natural catastrophes 40.9%
3 Fire, explosion 30.4%
4 Changes in legislation and regulation 16.4%
5 Quality deficiences, serial defects 16.3%
6 Market stagnation or decline 15.4%
7 Intensified competition 15%
8 Eurozone breakdown 14.6%
9 Market fluctuations 11.1%
10 Credit availability 10.2%
Allianz Risk Pulse – Focus: Business Risks Appendix page 4

5. Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Belgium & Netherlands
Belgium: Top 10 business risks in 2013
38.9%
1.
Business interruption, supply chain risk
27.8%
2.
Fire, explosion
27.8%
3.
Intensified competition
22.2%
4.
Changes in legislation and regulation
19.4%
5.
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities. Figures here represent the number of
Credit availability
19.4%
6.
Market stagnation or decline
16.7%
7.
Eurozone breakdown
16.7%
8.
Other
13.9%
9.
Natural catastrophes (e.g. storm, flood, earthquake)
13.9%
10.
responses as a percentage of all relevant responses. Responses for Europe: 560 (Europe includes Middle East and South Africa); Belgium: 36; Netherlands: 15.
Quality deficiencies, serial defects
Figures represent a percentage of all relevant responses for Belgium (36).
Source: Allianz Global Corporate & Specialty
Netherlands: Top 10 business risks in 2013
73.3%
1.
Business interruption, supply chain risk
46.7%
2.
Natural catastrophes (e.g. storm, flood, earthquake)
33.3%
3.
Fire, explosion
20%
4.
Commodity price increases
13.3%
5.
Market fluctuations (e.g. exchange or interest rates)
13.3%
6.
Eurozone breakdown
13.3%
7.
Theft, fraud, corruption
13.3%
8.
Cyber crime, IT failures
13.3%
9.
Changes in legislation and regulation
13.3%
10.
Market stagnation or decline
Figures represent a percentage of all relevant responses for Netherlands (15).
Source: Allianz Global Corporate & Specialty
Allianz Risk Pulse – Focus: Business Risks Appendix page 5

6. Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Hungary
Hungary: Top 10 business risks in 2013
67,5%
1.
Natural catastrophes (e.g. storm, flood, earthquake)
38,6%
2.
Fire, explosion
26,5%
3.
Market fluctuations (e.g. exchange or interest rates)
24,1%
4.
Business interruption, supply chain risk
18,1%
5.
Changes in legislation and regulation
16,9%
6.
Credit availability
15,7%
7.
Market stagnation or decline
14,5%
8.
Theft, fraud, corruption
12,0%
9.
Eurozone breakdown
9,6%
10.
Health issues (e.g. pandemics)
Figures represent a percentage of all relevant responses for Hungary (83).
Source: Allianz Global Corporate & Specialty
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities. Figures here represent the number of
responses as a percentage of all relevant responses. Responses for Europe: 560 (Europe includes Middle East and South Africa); Hungary: 83.
Europe
1 Business interruption, supply chain risk 43%
2 Natural catastrophes 40.9%
3 Fire, explosion 30.4%
4 Changes in legislation and regulation 16.4%
5 Quality deficiences, serial defects 16.3%
6 Market stagnation or decline 15.4%
7 Intensified competition 15%
8 Eurozone breakdown 14.6%
9 Market fluctuations 11.1%
10 Credit availability 10.2%
Allianz Risk Pulse – Focus: Business Risks Appendix page 6

7. Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Germany
Germany: Top 10 business risks in 2013
43%
1.
Business interruption, supply chain risk
42.5%
2.
Natural catastrophes (e.g. storm, flood, earthquake)
25.8%
3.
Quality deficiencies, serial defects
24.2%
4.
Fire, explosion
18.8%
5.
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities. Figures here represent the number of
Eurozone breakdown
16.7%
6.
Intensified competition
16.7%
7.
Changes in legislation and regulation
11.3%
8.
Market stagnation or decline
9.1%
9.
Technological innovation
9.1%
10.
Loss of reputation or brand value
Figures represent a percentage of all relevant responses for Germany (186).
responses as a percentage of all relevant responses. Responses for Europe: 560 (Europe includes Middle East and South Africa); Germany: 186.
Source: Allianz Global Corporate & Specialty
Germany: Top 10 business risks in 2013 by size of enterprise
LAR G E E N T E R P R I S E S M I d -S Iz E d E N T E R P R I S E S
43.6% 43.5%
Natural catastrophes (e.g. storm, flood, earthquake) Business interruption, supply chain risk
42.9% 39.1%
Business interruption, supply chain risk Natural catastrophes (e.g. storm, flood, earthquake)
27.9% 34.8%
Quality deficiencies, serial defects Fire, explosion
20.7% 26.1%
Fire, explosion Eurozone breakdown
19.3% 19.6%
Changes in legislation and regulation Quality deficiencies, serial defects
16.4% 19.6%
Eurozone breakdown Intensified competition
15.7% 17.4%
Intensified competition The highlighted risks Credit availability
11.4% are unique for either 15.2%
Technological innovation large or mid-sized Market stagnation or decline
11.4%
enterprises. 10.9%
Loss of reputation or brand value Market fluctuations
10% 10.9%
Market stagnation or decline Talent shortage, aging workforce
Figures here represent a percentage of all relevant responses.
Responses for Germany: 186; large enterprises: 140; mid-sized enterprises: 46. Source: Allianz Global Corporate & Specialty
Allianz Risk Pulse – Focus: Business Risks Appendix page 7

8. Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Switzerland
Switzerland: Top 10 business risks in 2013
57.1%
1.
Business interruption, supply chain risk
28.6%
2.
Natural catastrophes (e.g. storm, flood, earthquake)
28.6%
3.
Eurozone breakdown
28.6%
4.
Loss of reputation or brand value
19%
5.
Fire, explosion
19%
6.
Market fluctuations (e.g. exchange or interest rates)
19%
7.
Quality deficiencies, serial defects
19%
8.
Intensified competition
14.3%
9.
Cyber crime, IT failures
14.3%
10.
Market stagnation or decline
Figures represent a percentage of all relevant responses for Switzerland (21).
Source: Allianz Global Corporate & Specialty
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities. Figures here represent the number of
responses as a percentage of all relevant responses. Responses for Europe: 560 (Europe includes Middle East and South Africa); Switzerland: 21.
Europe
1 Business interruption, supply chain risk 43%
2 Natural catastrophes 40.9%
3 Fire, explosion 30.4%
4 Changes in legislation and regulation 16.4%
5 Quality deficiences, serial defects 16.3%
6 Market stagnation or decline 15.4%
7 Intensified competition 15%
8 Eurozone breakdown 14.6%
9 Market fluctuations 11.1%
10 Credit availability 10.2%
Allianz Risk Pulse – Focus: Business Risks Appendix page 8

9. Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Austria
Austria: Top 10 business risks in 2013
55%
1.
Business interruption, supply chain risk
45%
2.
Natural catastrophes (e.g. storm, flood, earthquake)
30%
3.
Eurozone breakdown
15%
4.
Fire, explosion
15%
5.
Theft, fraud, corruption
15%
6.
Talent shortage, aging workforce
15%
7.
Market stagnation or decline
10%
8.
Commodity price increases
10%
9.
Intensified competition
10%
10.
Changes in legislation and regulation
Figures represent a percentage of all relevant responses for Austria (20).
Source: Allianz Global Corporate & Specialty
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities. Figures here represent the number of
responses as a percentage of all relevant responses. Responses for Europe: 560 (Europe includes Middle East and South Africa); Austria: 20.
Europe
1 Business interruption, supply chain risk 43%
2 Natural catastrophes 40.9%
3 Fire, explosion 30.4%
4 Changes in legislation and regulation 16.4%
5 Quality deficiences, serial defects 16.3%
6 Market stagnation or decline 15.4%
7 Intensified competition 15%
8 Eurozone breakdown 14.6%
9 Market fluctuations 11.1%
10 Credit availability 10.2%
Allianz Risk Pulse – Focus: Business Risks Appendix page 9

10. Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
United Kingdom
United Kingdom: Top 10 business risks in 2013
48.1%
1.
Natural catastrophes (e.g. storm, flood, earthquake)
46.2%
2.
Business interruption, supply chain risk
42.3%
3.
Fire, explosion
21.2%
4.
Loss of reputation or brand value
15.4%
5.
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities. Figures here represent the number of
Intensified competition
15.4%
6.
Changes in legislation and regulation
13.5%
7.
Credit availability
13.5%
8.
Theft, fraud, corruption
13.5%
9.
Market stagnation or decline
11.5%
10.
Eurozone breakdown
Figures represent a percentage of all relevant responses for United Kingdom (52).
Source: Allianz Global Corporate & Specialty
responses as a percentage of all relevant responses. Responses for United Kingdom: 52; Large enterprises: 31; Mid-sized enterprises: 21.
United Kingdom: Top 10 business risks in 2013 by size of enterprise
LAR G E E N T E R P R I S E S M I d -S Iz E d E N T E R P R I S E S
54.8% 52.4%
Business interruption, supply chain risk Natural catastrophes (e.g. storm, flood, earthquake)
51.6% 33.3%
Fire, explosion Business interruption, supply chain risk
45.2% 28.6%
Natural catastrophes (e.g. storm, flood, earthquake) Fire, explosion
22.6% 28.6%
Loss of reputation or brand value Intensified competition
16.1% 23.8%
Market stagnation or decline Credit availability
12.9% 23.8%
Eurozone breakdown Theft, fraud, corruption
12.9% 19%
Changes in legislation and regulation Changes in legislation and regulation
9.7% 19%
Cyber crime, IT failures The highlighted risks Loss of reputation or brand value
9.7% are unique for either 14.3%
Technological innovation large or mid-sized Talent shortage, aging workforce
6.5% enterprises. 14.3%
Credit availability Cyber crime, IT failures
Figures here represent a percentage of all relevant responses.
Responses for United Kingdom: 52; large enterprises: 31; mid-sized enterprises: 21. Source: Allianz Global Corporate & Specialty
Allianz Risk Pulse – Focus: Business Risks Appendix page 10

11. Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Singapore
Singapore: Top 10 business risks in 2013
52%
1.
Natural catastrophes (e.g. storm, flood, earthquake)
44%
2.
Business interruption, supply chain risk
32%
3.
Commodity price increases
24%
4.
Fire, explosion
20%
5.
Quality deficiencies, serial defects
20%
6.
Loss of reputation or brand value
16%
7.
Market fluctuations (e.g. exchange or interest rates)
12%
8.
Political/social upheaval, war
12%
9.
Intensified competition
12%
10.
Market stagnation or decline
Figures represent a percentage of all relevant responses for Singapore (25).
Source: Allianz Global Corporate & Specialty
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities. Figures here represent the number of
responses as a percentage of all relevant responses. Responses for for Asia/Pacific: 85; for Singapore: 25.
Asia/Pacific
1 Natural catastrophes 50,6%
2 Business interruption, supply chain risk 47,1%
3 Fire, explosion 27,1%
4 Market fluctuations 18,8%
5 Commodity price increases 17,6%
6 Eurozone breakdown 14,1%
7 Loss of reputation or brand value 14,1%
8 Talent shortage, aging workforce 11,8%
9 Intensified competition 11,8%
10 Quality deficiences, serial defects 9,4%
Allianz Risk Pulse – Focus: Business Risks Appendix page 11

12. Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Australia
Australia: Top 10 business risks in 2013
46.7%
1.
Natural catastrophes (e.g. storm, flood, earthquake)
33.3%
2.
Business interruption, supply chain risk
26.7%
3.
Market fluctuations (e.g. exchange or interest rates)
26.7%
4.
Talent shortage, aging workforce
23.3%
5.
Loss of reputation or brand value
20%
6.
Intensified competition
16.7%
7.
Commodity price increases
16.7%
8.
Changes in legislation and regulation
13.3%
9.
Credit availability
10%
10.
Fire, explosion
Figures represent a percentage of all relevant responses for Australia (30).
Source: Allianz Global Corporate & Specialty
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities. Figures here represent the number of
responses as a percentage of all relevant responses. Responses for Asia/Pacific: 85; for Australia: 30
Asia/Pacific
1 Natural catastrophes 50,6%
2 Business interruption, supply chain risk 47,1%
3 Fire, explosion 27,1%
4 Market fluctuations 18,8%
5 Commodity price increases 17,6%
6 Eurozone breakdown 14,1%
7 Loss of reputation or brand value 14,1%
8 Talent shortage, aging workforce 11,8%
9 Intensified competition 11,8%
10 Quality deficiences, serial defects 9,4%
Allianz Risk Pulse – Focus: Business Risks Appendix page 12

13. Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
USA and Canada
USA and Canada: Top 10 business risks in 2013
54.8%
1.
Business interruption, supply chain risk
53%
2.
Natural catastrophes (e.g. storm, flood, earthquake)
31.9%
3.
Fire, explosion
24.7%
4.
Intensified competition
22.3%
5.
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities. Figures here represent the number of
Changes in legislation and regulation
12%
6.
Market fluctuations (e.g. exchange or interest rates)
12%
7.
Theft, fraud, corruption
12%
8.
Loss of reputation or brand value
8.4%
9.
Commodity price increases
7.2%
10.
Credit availability
Figures represent a percentage of all relevant responses for USA and Canada (166).
Source: Allianz Global Corporate & Specialty
responses as a percentage of all relevant responses. Responses for USA and Canada: 166; Large enterprises: 68; Mid-sized enterprises: 98.
USA and Canada: Top 10 business risks in 2013 by size of enterprise
LAR G E E N T E R P R I S E S M I d -S Iz E d E N T E R P R I S E S
60.3% 51%
Natural catastrophes (e.g. storm, flood, earthquake) Business interruption, supply chain risk
60.3% 48%
Business interruption, supply chain risk Natural catastrophes (e.g. storm, flood, earthquake)
35.3% 31.6%
Fire, explosion Intensified competition
29.4% 29.6%
Changes in legislation and regulation Fire, explosion
14.7% 17.3%
Intensified competition Changes in legislation and regulation
10.3% 16.3%
Market fluctuations (e.g. exchange or interest rates) Theft, fraud, corruption
10.3% 13.3%
Loss of reputation or brand value Market fluctuations (e.g. exchange or interest rates)
8.8% The highlighted risks 13.3%
Quality deficiencies, serial defects are unique for either Loss of reputation or brand value
8.8% large or mid-sized 11.2%
Power blackouts enterprises. Commodity price increases
8.8% 9.2%
Technological innovation Credit availability
Figures here represent a percentage of all relevant responses.
Responses for USA and Canada: 166; large enterprises: 68; mid-sized enterprises: 98. Source: Allianz Global Corporate & Specialty
Allianz Risk Pulse – Focus: Business Risks Appendix page 13

14. Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Brazil
Brazil: Top 10 business risks in 2013
37,5%
1.
Business interruption, supply chain risk
33,3%
2.
Natural catastrophes (e.g. storm, flood, earthquake)
29,2%
3.
Fire, explosion
25,0%
4.
Market fluctuations (e.g. exchange or interest rates)
25,0%
5.
Changes in legislation and regulation
16,7%
6.
Talent shortage, aging workforce
16,7%
7.
Intensified competition
16,7%
8.
Other
12,5%
9.
Pollution
12,5%
10.
Quality deficiencies, serial defects
Figures represent a percentage of all relevant responses for Brazil (24).
Source: Allianz Global Corporate & Specialty
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities. Figures here represent the number of
responses as a percentage of all relevant responses. Responses for North and South America: 198; for Brazil: 24.
North and South America
1 Business interruption, supply chain risk 52,5%
2 Natural catastrophes 49,5%
3 Fire, explosion 32,8%
4 Intensified competition 23,2%
5 Changes in legislation and regulation 23,2%
6 Market fluctuations 14,1%
7 Theft, fraud, corruption 11,1%
8 Loss of reputation or brand value 10,1%
9 Commodity price increases 7,6%
10 Credit availability 7,1%
Allianz Risk Pulse – Focus: Business Risks Appendix page 14

15. Allianz Risk Pulse Country and regional information on Business Risks 2013
Methodology
, The Allianz “Risk Barometer” survey was conducted There were 529 respondents from a total of 28 countries. As multiple
among risk consultants, underwriters, senior managers answers for up to two industries were possible, a total of 843 answers
and claims experts within both AGCS and local Allianz enti- were delivered.
ties in October 2012, with a focus on the corporate insurance
sector for both large industrial and mid-size companies. The survey is a follow-up to a first “Risk Barometer” from 2011/2012
which was conducted among AGCS experts, referring only to large
Participants were asked to name industries about which they are corporate businesses. As the base of participants and the methodology
particularly knowledgeable and then name up to three risks they have evolved slightly, the results cannot be compared directly. However,
believed to be of most importance for their clients within each industry. major trends can be identified.
In addition, they identified risks they thought their clients significantly
underestimate.
Number of participants per country Australia 18
Singapore 17
Asia/Pacific other 18
Asia/Pacific total 53
Germany 116
Hungary 48
UK 37
France 29
Belgium 24
Netherlands 10
Spain 22
Austria 15
Switzerland 14
Italy 12
Europe other 26
US 94
Europe total 353 Canada 10
Brazil 16
Other SA 3
Americas total 123
Allianz Risk Pulse – Focus: Business Risks Appendix page 15