Compare the latest mobile payment solutions for your business.

1. Mobile
Payment
Processing
Overview
The pro’s, the con’s, the
price of today’s hottest
mobile payment solutions
based on research from Accounting Link
Technologies, LLC

2. 2
An Overview of Mobile
Payment Processing
 Everyone has already seen or heard of the hottest
devices that transform your phones and tablets
into credit cards readers making the payment
process quick and easy for the buyer and seller
 From card readers, QR codes and mobile wallets –
mobile payment has exploded into our lives
increasing customer service and loyalty
 Some of these technologies can except
cash, credit, debit, take a photo of your check, or
simply scan or tap your phone
 Let’s explore some mobile payment solutions
Confidential - Accounting Link Technologies 2012

3. 3
Intuit Go Payment
 Free card reader
 Works with iOS 4.0+ devices and most Android phones and tablets
 Automatic location based sales tax calculation
 Void and refund a sale only for the original transaction amount
 Use web interface to process partial refunds and charge
cards, authorize funds, capture authorization, set up recurring
payments and generate reports
 Inventory items aren’t synchronized across devices
 Does not track cash payments
 Send receipts via email or text
 Add contact database on your device (add-on)
 Android has air print functionality
 Fundraising feature can keep track of donations and contributions
 Accept Visa, MasterCard, Amex and Discover 2.7% of transaction
 Intuit $13/month plan allows you to drop fee to 1.7%
 2.7% keyed or manually type in card number
Confidential - Accounting Link Technologies 2012

4. 4
PayAnywhere Mobile
 Free card reader
 Works with iOS 4.0+ devices and Android 2.1+ phones and Blackberry
phones 4.7+
 App and web interface can track cash payments, tips and discounts
 Perform regular charges, pre-authorizations, forced
transactions, voids and full or partial refunds from app or web
 Printers and cash drawers are not supported on Android, Android
tablets not supported yet
 Waive the client signature if transaction is under $25.00
 Track cash payments, tips and discounts
 Send receipts via email and text
 iOS airprint functionality
 Add on star thermal printer and cash drawer
 Visa, MasterCard, Amex and Discover swipe fee is 2.69%
 Manual or keyed in transaction fee is 3.49% plus 19 cents
Confidential - Accounting Link Technologies 2012

5. 5
Square Mobile and Square
Register
 Free card reader
 Works with iOS 4.0+ devices and Android 2.1+ phones and some
Android tablets
 Web interface tracks cash payments/tips, customer loyalty
program, view/download transaction details and simple CSV
spreadsheets
 iOS tablet version lets you select items from inventory and add multiple
items to each transaction
 Sales history and ability to configure tax and tip
 Signature option
 Pay by voice (recognized thru GPS/photo id)
 GPS allows you to track where each sale took place
 New user permissions and register option
 Cannot do partial refunds
 Electronic receipts via email and text
 Android devices need to be signed out of
 Connect cash drawer or receipt to iPad
 Visa, MasterCard, Amex and Discover swipe fee is 2.75%
 Manual or keyed in transaction fee is 3.5% plus 15 cents

6. 6
VeriFone SAIL Mobile
 Free card reader
 Works with iOS 4.3+ devices, Android phone and tablets coming soon
 Online inventory synced to mobile devices and scans UPCs to add
inventory items to a sale
 Void and refund sale using app for full transaction amount only,
partial can go thru web interface
 View and download transaction details of sales, tax, tip on web
 Sync inventory SKUs and UPC across mobile devices via web interface
 Manager permissions
 Lacks receipt printing, text message receipt not yet supported
 Not able to work on tablets yet
 Receipts can include links to your pages on social media
 Mobile printer and countertop card reader is in the future
(Countertop hardware sells for $100 plus $15/monthly rental)
 Visa, MasterCard, and Discover swipe fee is 2.7%, Amex is 3.7%
 Service plan is $10/month and transaction swipe reduced to 1.95%
 Manual or keyed in transaction fee is 2.95%
Confidential - Accounting Link Technologies 2012

7. 7
Paypal Mobile
 Free card reader
 Works with Apple and Android
 Requires Paypal account (app is coming out
soon)
 App can snap picture of check to submit
payment
 Earn 1% cash back on MasterCard
 Visa, MasterCard, Amex and Discover swipe
fee is 2.7%
 Manual or keyed in transactions fee is 3.5%
plus 15 cents
Confidential - Accounting Link Technologies 2012

8. 8
NCR Silver
 New on the scene, NCR let’s merchants ring
up sales with their free app
 Card reader will be $79 for each iPad, iTouch
or iPhone you register
 $549 device that scans barcodes and reads
credit cards
 Cash drawer and receipt printer $619
 Special $39 month for life if you are first 1000
to sign up
 Detailed reports, sales and profitability
analysis, transaction details
Confidential - Accounting Link Technologies 2012

9. 9
Level Up
 Free app
 Works with iPhone, Android &
Blackberry
 Scanner rental $25/month
 Link credit/debit card to get unique
QR code
 Scan your QR code to pay
 No processing fees for $10+ purchase
 Level Up Campaigns - .035 for every $
of credit successfully used by
customer
Confidential - Accounting Link Technologies 2012

10. 10
Groupon
 Free Reader
 Attaches to iPhone and iPod Touch via audio jack
 Breadcrumb iPad POS ($99 (1) - $399 (10) 1.8% + $0.15 swiped
Visa, MasterCard, Discover and 3% + $0.15 for Amex
 Accept credit and debit and manual transaction
 Phone case $100
 Lowest of any payments processor on the market
 1.8% + $0.15/transaction – MasterCard, Visa and Discover
 American Express 3% + $0.15/transaction
 Manual transactions
 MC/Visa/Discover 2.3% + $0.15/transaction
 Amex 3.5% + $0.15/transaction
 Higher rates if you don’t use Groupon Coupons
Confidential - Accounting Link Technologies 2012

11. 11
Links for more information
 Intuit GoPayment
Visit these website
 PayAnywhere to learn more
 Square Mobile about:
 Square Register features, pricing,
add on’s or to
 VeriFone SAIL sign up
 Paypal Mobile
 NCR Silver
 Level Up
 Groupon
Confidential - Accounting Link Technologies 2012

12. 12
Contact Us
Questions about how
your business can Accounting Link Technologies
benefit from mobile 845-567-4376
payment www.altny.us
processing, feel free inquiries@altny.net
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