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AIG ASSIST GLOBAL TRAVEL INSURANCE




AIG ASSIST GLOBAL TRAVEL INSURANCE

                                                                                            Up To (RM)
SCHEDULE OF BENEFIT


                                                                                            Domestic          Superior    Premier

Medical Benefits
Medical & Accidental Dental Expenses
                                                                                            20,000            300,000     10,000,000
a) Insured Person Up to the Age of 70Years
                                                                                            10,000            150,000     250,000
b) Insured Person Above the Age of 70Years
Medical Treatment In Malaysia*
a) Insured Person Up to the Age of 70Years*
- Per Trip                                                                                  N/A               45 Days     45 Days
- Annual Trip                                                                               N/A               60 Days     60 Days
b) Insured Person Above the Age of 70Years*
                                                                                                              30 Days     30 Days
                                                                                            N/A
- Per Trip and Annual Trip
* Subject To Medical & Accidental Dental Expenses Limit

Alternative Medicine
                                                                                            250               500         1,000
- Covers Traditional Chinese Medicine, Osteopath.
Physiotherapy and Chiropractor
*Subject to Medical & Accidental Dental Expenses Limit

Daily Hospital Income                                                                       N/A               15,000      30,000
Double Hospital Income Benefit in ICU                                                       N/A               N/A         60,000
Evacuation & Repatriation Benefits
Emergency Medical Evacuation & Repatriation of Mortal
                                                                                            Unlimited         Unlimited   Unlimited
Remains
Compassionate Visit (Due to Hospitalization of Insured Person) N/A                                            5,000       7,500
                                                                                            N/A               5,000       7,500
Compassionate Visit (Due to Insured Person's Death)
Child Guard                                                                                 N/A               5,000       7,500
Personal Accident Benefits
Accidental Death and Permanent Disablement                                                  50,000            250,000     300,000
Child Education Fund                                                                        N/A               7,500       10,000

Travel Inconvenience Benefits

Travel Cancellation                                                                         1,000             18,000      25,000
Travel Curtailment                                                                          N/A               18,000      25,000
Travel Postponement                                                                         N/A               1,800       2,500
Loss of Travel Deposit and/or Fares                                                         1,000             7,500       10,000
Travel Delay                                                                                1,000             3,600       5,000
Travel Reroute                                                                              N/A               250         500
Travel Overbooked                                                                           N/A               1,000       3,000
Travel Misconnection ( Covers Expenses Incurred as a Result
                                                                                            200               600         1,000
of Misconnection of Conveyance)
Baggage Delay                                                                               600               800         1,000
                                                                                            N/A               250         500
Baggage Damage During Air Common Carrier Travel


 file:///C|/Documents and Settings/peng/Desktop/Travel Insurance/testing.htm (1 of 3)12/15/2008 12:27:52 AM
AIG ASSIST GLOBAL TRAVEL INSURANCE


                                                                                           1,000                   5,000        7,500
Damage or Loss of Personal Effects (including Laptop)

Loss of Travel Documents
                                                                                           N/A                     5,000        6,500
a) Loss of Passport/Visa
                                                                                           N/A                     200          300
b) Loss of Air Ticket
Loss of Money                                                                              N/A                     750          1,000
Other Travel Related Benefits
Personal Liability                                                                         1,000,000               1,000,000    1,000,000
Credit Card Indemnity                                                                      2,500                   5,000        10,000
Home Guard                                                                                 N/A                     1,000        2,000
24 Hours Worldwide Travel Assistance                                                       Included                Included     Included


PREMIUM TABLE

Individual Rates
Duration                                      Domestic                            Region 1                         Region 2          Region 3
                                                                          Superior Premier Superior Premier Superior Premier
1 - 5 Days                                    15                          30               54                43          74    53          98
6 - 10 Days                                   19                          45               67                60          92    85          123
11 - 20 Days                                  29                          65               102               92          138   120         184
21 - 31 Days                                  38                          83               135               118         184   160         245
Each Additional Week                          8                           20               27                30          37    35          49


Annual Product                                N/A                         168              270               256         413   305         490
Family Rates
Duration                                      Domestic                            Region 1                         Region 2          Region 3
                                                                          Superior Premier Superior Premier Superior Premier
1 - 5 Days                                    38                          75               135               105         184   135         245
6 - 10 Days                                   48                          110              168               147         230   200         306
11 - 20 Days                                  72                          165              253               238         345   308         459
21 - 31 Days                                  96                          238              337               308         459   428         613
Each Additional Week                          19                          50               67                78          92    95          123
Couple (Insured and Spouse) Rates
Duration                                      Domestic                            Region 1                         Region 2          Region 3
                                                                          Superior Premier Superior Premier Superior Premier
1 - 5 Days                                    29                          56               102               80          140   102         186
6 - 10 Days                                   36                          82               128               115         175   155         233
11 - 20 Days                                  55                          122              192               170         262   225         349
21 - 31 Days                                  73                          160              256               220         349   300         466


file:///C|/Documents and Settings/peng/Desktop/Travel Insurance/testing.htm (2 of 3)12/15/2008 12:27:52 AM
AIG ASSIST GLOBAL TRAVEL INSURANCE


Each Additional Week                           15                          37               50                57   70   67   93
Area Of Coverage
                                Australia, Brunei, Cambodia, China, Dubai, India, Indonesia, Japan, korea,
                                Laos, Macau, malaysia ( East to West Malaysia or vice-versa), Maldives,
Region 1
                                Myanmar, New Zealand, Pakistan, Philipines, Singapore, Sri Lanka, Taiwan,
                                Thailand, Vietnam
Region 2                        Other than Region 1 and 3
                                Africa, Bangladesh, Canada, Middle East, Nepal, Tibet, USA
Region 2

Remark : 1. For individual travel insurance need to include Government Tax RM 10.00 Per Person.
        2. Each travel insurance policy need include a handling service charge RM 5.00.




 file:///C|/Documents and Settings/peng/Desktop/Travel Insurance/testing.htm (3 of 3)12/15/2008 12:27:52 AM

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Aig Assist Global Travel Insurance

  • 1. AIG ASSIST GLOBAL TRAVEL INSURANCE AIG ASSIST GLOBAL TRAVEL INSURANCE Up To (RM) SCHEDULE OF BENEFIT Domestic Superior Premier Medical Benefits Medical & Accidental Dental Expenses 20,000 300,000 10,000,000 a) Insured Person Up to the Age of 70Years 10,000 150,000 250,000 b) Insured Person Above the Age of 70Years Medical Treatment In Malaysia* a) Insured Person Up to the Age of 70Years* - Per Trip N/A 45 Days 45 Days - Annual Trip N/A 60 Days 60 Days b) Insured Person Above the Age of 70Years* 30 Days 30 Days N/A - Per Trip and Annual Trip * Subject To Medical & Accidental Dental Expenses Limit Alternative Medicine 250 500 1,000 - Covers Traditional Chinese Medicine, Osteopath. Physiotherapy and Chiropractor *Subject to Medical & Accidental Dental Expenses Limit Daily Hospital Income N/A 15,000 30,000 Double Hospital Income Benefit in ICU N/A N/A 60,000 Evacuation & Repatriation Benefits Emergency Medical Evacuation & Repatriation of Mortal Unlimited Unlimited Unlimited Remains Compassionate Visit (Due to Hospitalization of Insured Person) N/A 5,000 7,500 N/A 5,000 7,500 Compassionate Visit (Due to Insured Person's Death) Child Guard N/A 5,000 7,500 Personal Accident Benefits Accidental Death and Permanent Disablement 50,000 250,000 300,000 Child Education Fund N/A 7,500 10,000 Travel Inconvenience Benefits Travel Cancellation 1,000 18,000 25,000 Travel Curtailment N/A 18,000 25,000 Travel Postponement N/A 1,800 2,500 Loss of Travel Deposit and/or Fares 1,000 7,500 10,000 Travel Delay 1,000 3,600 5,000 Travel Reroute N/A 250 500 Travel Overbooked N/A 1,000 3,000 Travel Misconnection ( Covers Expenses Incurred as a Result 200 600 1,000 of Misconnection of Conveyance) Baggage Delay 600 800 1,000 N/A 250 500 Baggage Damage During Air Common Carrier Travel file:///C|/Documents and Settings/peng/Desktop/Travel Insurance/testing.htm (1 of 3)12/15/2008 12:27:52 AM
  • 2. AIG ASSIST GLOBAL TRAVEL INSURANCE 1,000 5,000 7,500 Damage or Loss of Personal Effects (including Laptop) Loss of Travel Documents N/A 5,000 6,500 a) Loss of Passport/Visa N/A 200 300 b) Loss of Air Ticket Loss of Money N/A 750 1,000 Other Travel Related Benefits Personal Liability 1,000,000 1,000,000 1,000,000 Credit Card Indemnity 2,500 5,000 10,000 Home Guard N/A 1,000 2,000 24 Hours Worldwide Travel Assistance Included Included Included PREMIUM TABLE Individual Rates Duration Domestic Region 1 Region 2 Region 3 Superior Premier Superior Premier Superior Premier 1 - 5 Days 15 30 54 43 74 53 98 6 - 10 Days 19 45 67 60 92 85 123 11 - 20 Days 29 65 102 92 138 120 184 21 - 31 Days 38 83 135 118 184 160 245 Each Additional Week 8 20 27 30 37 35 49 Annual Product N/A 168 270 256 413 305 490 Family Rates Duration Domestic Region 1 Region 2 Region 3 Superior Premier Superior Premier Superior Premier 1 - 5 Days 38 75 135 105 184 135 245 6 - 10 Days 48 110 168 147 230 200 306 11 - 20 Days 72 165 253 238 345 308 459 21 - 31 Days 96 238 337 308 459 428 613 Each Additional Week 19 50 67 78 92 95 123 Couple (Insured and Spouse) Rates Duration Domestic Region 1 Region 2 Region 3 Superior Premier Superior Premier Superior Premier 1 - 5 Days 29 56 102 80 140 102 186 6 - 10 Days 36 82 128 115 175 155 233 11 - 20 Days 55 122 192 170 262 225 349 21 - 31 Days 73 160 256 220 349 300 466 file:///C|/Documents and Settings/peng/Desktop/Travel Insurance/testing.htm (2 of 3)12/15/2008 12:27:52 AM
  • 3. AIG ASSIST GLOBAL TRAVEL INSURANCE Each Additional Week 15 37 50 57 70 67 93 Area Of Coverage Australia, Brunei, Cambodia, China, Dubai, India, Indonesia, Japan, korea, Laos, Macau, malaysia ( East to West Malaysia or vice-versa), Maldives, Region 1 Myanmar, New Zealand, Pakistan, Philipines, Singapore, Sri Lanka, Taiwan, Thailand, Vietnam Region 2 Other than Region 1 and 3 Africa, Bangladesh, Canada, Middle East, Nepal, Tibet, USA Region 2 Remark : 1. For individual travel insurance need to include Government Tax RM 10.00 Per Person. 2. Each travel insurance policy need include a handling service charge RM 5.00. file:///C|/Documents and Settings/peng/Desktop/Travel Insurance/testing.htm (3 of 3)12/15/2008 12:27:52 AM