COMPARISON OF SUKANYA SAMRIDHI YOJANA AND LIC’S NEW CHILDREN’S MONEY BACK PLAN NO 832 FOR MORE DETAILS CONTACT HARI SOMAIYA MO. 9909123670 https://www.youtube.com/watch?v=NGqBNYEGl_Y

1. POST OFFICE (SUKANYA
SAMRIDHI YOJANA/ACCOUNT)
VS LIC’S NEW CHILDREN’S
MONEY BACK PLAN NO. 832
FOR CHILD
HARI SOMAIYA PRODUCTION
PRESENTS
YOUTUBE/HARI SOMAIYA MO. 9909123670

2. COMPARISON
SUKANYA SAMRIDHI
YOJANA/ACCOUNT
• ONLY FOR GIRL CHILD
• AGE 0 TO 10 YEARS
• RS 1000 FOR A/C OPENING
• RS 100 FOR SUBSEQUENT
PAYMENTS
• MAXIMUM RS 1,50,000/-
P.A.
• INCOME TAX REBATE U/S
80C
LIC’S NEW CHILDREN’S
MONEY BACK PALN NO. 832
• FOR BOTH & GIRL CHILDREN
• AGE 0 TO 12 YEARS
• RS 379/- ONLY AS MONTHLY
ECS FOR 0 YRS CHILD FOR 1
LAKH SA
• RS 379/- AS SUBSEQUENT
PAYMENT EVERY MONTH
• NO MAXIMUM LIMIT ON
PREMIUM
• INCOME TAX REBATE U/S 80C
YOUTUBE/HARI SOMAIYA MO. 9909123670

3. COMPARISON
SUKANYA SAMRIDHI
YOJANA/ACCOUNT
• PAYMENT UPTO 14 YEARS
• RATE OF INTEREST 9.1% (FOR
CURRENT YEAR)
• NO RESTRICTION NUMBER OF
PAYMENTS
• 50% WITHDRAWN @ 18 YRS OF
AGE
• NOMINATION NOT ALLOWED
• ACCOUNT CLOSING ONLY AFTER
21 YEARS
LIC’S NEW CHILDREN’S
MONEY BACK PALN NO. 832
• PAYMENT UP TO 25 YRS OF AGE
OF THE CHILD
• BONUS BASED ON LIC’S
PERFORMANCE
• UNIFORM PAYMENTS AT
REGULAR INTERVALS
• SURVIVAL BENEFITS STARTS
FROM 18 YRS OF AGE
• NOMINATION FACILITY AVAILABLE
(NO LEGAL COMPLICATIONS)
• POLICY ENDS AT 25 YRS AGE OF
CHILD
YOUTUBE/HARI SOMAIYA MO. 9909123670

4. COMPARISON
SUKANYA SAMRIDHI
YOJANA/ACCOUNT
• MONTHLY INTEREST PAYMENT
OPTION
• NO LIFE COVER FOR CHILD
• PAYMENT TO BE CONTINUED
EVEN AFTER DEATH OF
PARENT/LEGAL GUARDIAN
• NO GUIDELINE FROM AGENTS
(SOLD BY P.O. DIRECTLY)
• SAVINGS NOT IN REGULAR
NATURE
• SUITABLE FOR SMALL CHILDREN
(10+21=31 YRS?)
LIC’S NEW CHILDREN’S
MONEY BACK PALN NO. 832
• NO MONTHLY OPTION
• LIFE COVER FOR CHILD AFTER 2
YRS FROM D.OC.
• FUTURE PREMIUMS ARE WAIVED
ON DEATH OF THE PROPOSER
UNDER PREMIUM WAIVER
BENEFIT RIDER OPTION
• GUIDANCE & FOLLOW UP
SERVICE BY AGENT OF LIC
• SAVINGS IN REGULAR NATURE
• SUITABLE FOR CHILDREN’S OF ALL
AGE
YOUTUBE/HARI SOMAIYA MO. 9909123670

5. COMPARISON
SUKANYA SAMRIDHI
YOJANA/ACCOUNT
• RATE OF INTEREST VARIABLE
• MATURITY IS TAX FREE
• NO ESTATE CREATION
• NO LOAN FACILITY
• NO DATING BACK FACILITY
• GUARANTEED BY GOVT. OF INDIA
• ONLY FOR INDIAN CITIZENS
LIC’S NEW CHILDREN’S
MONEY BACK PALN NO. 832
• BONUS OF LIC ARE THE BEST IN
INDUSTRY (SEE THE BONUS TRENDS)
• SURVIVAL BENEFITS & MATURITY
AMOUNT IS 100% TAX FREE
• ESTATE CREATION FROM DAY ONE
• LOAN FACILITY AFTER 3 YRS
• DATING BACK OF POLICY FROM
01.04.2015 ALLOWED
• GUARANTEED BY GOVT. OF INDIA
(U/S 37 OF LIC ACT 1956)
• FOR NRI’S & FOREIGN NATIONALS OF
INDIAN ORIGIN TOO (INCLUDING
PWB)
YOUTUBE/HARI SOMAIYA MO. 9909123670

6. COMPARISON
SUKANYA SAMRIDHI
YOJANA/ACCOUNT
• ASSIGNMENT NOT POSSIBLE
• NO SURRENDERED OPTION
• IN CASE OF SUICIDE RETURN OF
A/C BALANCE
• SAVINGS ARE OPTIONAL
• SAVINGS FOR GIRL CHILD MUST
BE REGULAR
LIC’S NEW CHILDREN’S
MONEY BACK PALN NO. 832
• ASSIGNMENT ALLOWED AFTER
VESTING (18 YRS OF AGE)
• SURRENDERED AFTER 3 YRS OF
PREMIUM AND DURATION
• IN CASE OF SUICIDE AFTER 12
MONTHS FULL SA IS PAYABLE WITH
BONUS
• SAVINGS ARE COMPULSORY (THAT
TOO WITH LIFE COVER)
• SAVINGS DEPEND ON THE SURVIVAL
OF BREAD WINNER
YOUTUBE/HARI SOMAIYA MO. 9909123670

7. Result
POST OFFICE SCHEME
• Tension Tension
LIC SCHEME
• No Tension
YOUTUBE/HARI SOMAIYA MO. 9909123670

8. Result Summary
• Hence concept of insurance is more important
when it comes for long term saving.
• Like Child Education/Marriage,
• The only name is LIC
YOUTUBE/HARI SOMAIYA MO. 9909123670

9. THANK YOU FOR WATCHING MY
VIDEO
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CONTACT: HARI SOMAIYA MO. 9909123670
YOUTUBE/HARI SOMAIYA MO. 9909123670