Remember, our job is to assist you in determining your financial future. ....You alone shall decide what your financial future can become.

1. Help you to Better Understand:
Where you are now
Where you want to be; and
How you are going to get there.

2. YOUR DECISIONS
“I will not make decisions for You-I will put you in an informed
position to make informed choices”.
 Confidential Information is highly exercised
PERSONAL SERVICE
“I may need to schedule further meetings to ensure your plans
take account of your changing circumstances.”

3. Food
Income Home Rental /
Home mortgage
Clothing
Car /
Transportation
Expenses
Vacation /
Travel / Hobbies
Leisure / Vices
Education
Basic Salary/GI – Basic Expenses = Net Disposable Income

4. Basic financial expenses
No
No
Food Which of
Home Rental /
Home mortgage these Basic
No
Clothing Expenses
No Car / Accumulate
Transportation
Expenses Savings?
No
Vacation /
Travel / Hobbies
Leisure / Vices
No
Education
YES
Pru Life UK premium

5. People usually have three types of needs:
medical
income replacement and
retirement or wealth accumulation
If you do not get sick or disabled, you are very fortunate
because you will ultimately be able to reach the highest level,
which is accumulating money for yourself.
Retirement/
Wealth Accumulation
Income Replacement
Medical Needs

6. Did you Know?

7. Critical illness and accident do not choose who,
when or where to strike.
Critical Illness is the #1 killer
Diseases of the Heart by
Age Group
65 & above (32%)
15 - 49 (32%)
50 - 64 (34%)
Hypertension by Age Group
15 - 49
65 & above (26%)
(34%)
50 - 64 (40%)
Source: Health Statistics, Department of Health 2002

8. Accidents alone caused 32,355 deaths in 2000 with a
death rate of 42.4/100,000 population.
Source: AN ASSESSMENT OF ACCIDENT AND INJURY SITUATION
IN THE PHILIPPINES by ELIZABETH R. MATIBAG, MD, MPH
Health Policy Development and Planning Bureau
Research Forum,June 23,2005 Pan Pacific Hotel Manila

9. With the rising cost of medicines and
hospitalization, getting sick can do more than just
rob you of your health. It takes away precious time
from your family and depletes hard-earned money
for your family’s future.
At least 50% of those who get sick get
hospitalized
Barely 3% of one’s income is allotted for medical
care, but when a person is hospitalized, the
average hospital bills equates to 3x your
monthly income
Medical benefits provided by government pays for
only 30% of your hospital expenses

10. Food
Income In case you become sick,
Home Rental /
who will pay your medical
Home mortgage
bills?
Clothing
Car /
Transportation
Expenses
Vacation / Hospital bills / Medicines??
Travel / Hobbies
Leisure / Vices
Education
Savings Borrow
Medical care

11. Did you Know?
If you are unable to work for a long period due to hospital
confinement, do you think your employer will continue to pay
you a salary when all your sick leaves have been exhausted?
If this happens, where will you get
the income to provide for your
family?

12. What are your Priorities Today?
Death Education
Disability Retirement
Critical Illness Savings
Retirement/
Wealth Accumulation
Income Replacement
Medical Needs

13. What are your Priorities Today?
“I can help you ensure that you protect yourself and your family from
financial hardship, should something unforeseen happens.”

14. Did you Know?
“A good Education is one of the most valuable
assets you can give to your child”
46% of total education expenses come from
household Funds
The Level & quality of education directly impacts
on an individual’s chances of employment
Only 14% of Filipino children graduate from
College
In the past 10 years, school fees have increased
by 10% per year.

15. What are your Priorities Today?
“A good Education is one of the most valuable
assets you can give to your child”
Ask yourself
Where would you like your children to
receive their Education?
Do you know the cost associated with a
Quality Education?
Will you be able to Fund all Future
Education Costs from your income?

16. What are your Priorities Today?
“Are you prepared for the longest holiday of your
Life?”
Did you know?
8 out 10 retirees will be dependent on their children
for financial support
23% of Filipinos are still working after retirement
In 1970, life expectancy was 75 years; today, it is 71

17. What are your Priorities Today?
“Are you prepared for the longest holiday of your
Life?”
Ask yourself
When would you like to retire?
What kind of lifestyle do you like when
you finish working?
What would you give up if you can’t afford
your ideal retirement?

18. What are your Priorities Today?
Did you know?
The average cost of a traditional wedding in the
Philippines is P 250,000.
6 out of 10 Filipinos DO NOT saved money from their
salary.
A “medium price” house costs approx P3,000,000.
The average monthly payment for a car is P14,000.

19. What are your Priorities Today?
Death Education
Disability Retirement
Critical Illness Savings

20. Are you Insured?
http://opinion.inquirer.net/inquireropinion/editorial/
What does statistics Say? view/20100618-276354/Rich-and-poor
Classification Ave. monthly Income Percent
Rich Php235,155.00 0.10%
Middle Class Php36,964.00 19.10%
Low-Income Families Php9,061.00 80.80%
100.0%

21. Are you Insured?
What does statistics Say?

22. How Can I Help You?
Help you understand what your
requirements are;
Provide recommendations to address
your needs; and
Help you understand how your priorities
can be achieved.

23. Pru Life UK
I. For personal appointment
II. For those interested to be a PRU life Agent
GOD BLESS YOUR FAMILY!